Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cumbria

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,304 in Cumbria, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
114

Cost of Living Index in Cumbria
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Cumbria Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Cumbria

🇬🇧 United Kingdom

$2,304

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cumbria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cumbria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,304 in Cumbria.

Ubud, Bali $1,353
Cumbria $2,304

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,396 in Cumbria.

Ubud, Bali $2,297
Cumbria $3,396

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,488 in Cumbria.

Ubud, Bali $3,241
Cumbria $4,488

Living in Ubud, Bali costs roughly 41% less than in Cumbria, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Cumbria 70% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$20.51 £15.38

-84.25%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$87.7 £65.8

-60.22%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.24 £6.93

-38.31%

Cappuccino

$2.62 Rp 47.1K

$4.91 £3.69

-46.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.48 £1.86

-30.65%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.87 £1.40

-56.68%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$6.56 £4.92

-59.60%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.52 £4.89

-32.98%

Milk (1 liter)

$1.57 Rp 28.3K

$1.43 £1.08

9.79%

White Bread (500g)

$2.19 Rp 39.5K

$1.62 £1.21

35.19%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.94 £1.46

-39.18%

Eggs

$2.16 Rp 38.8K

$4.19 £3.14

-48.45%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.50 £7.88

68.10%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.92 £5.94

-52.27%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.26 £10.70

-16.20%

Apples (1kg)

$3.60 Rp 64.8K

$2.65 £1.99

35.85%

Banana (1kg)

$1.59 Rp 28.6K

$1.48 £1.11

7.43%

Oranges (1kg)

$2.31 Rp 41.6K

$2.81 £2.11

-17.79%

Tomato (1kg)

$1.91 Rp 34.3K

$3.29 £2.47

-41.95%

Potato (1kg)

$1.78 Rp 32.1K

$1.46 £1.10

21.92%

Onion (1kg)

$2.33 Rp 41.9K

$1.61 £1.21

44.72%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.22 £0.92

-18.03%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.48 £1.11

-64.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$23.94 £17.96

-90.43%

Wine (Bottle)

$22.07 Rp 397.3K

$10.81 £8.11

104.16%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.97 £2.23

-20.88%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.15 £2.36

-5.40%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.52 £2.64

-93.47%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$85.2 £63.9

-89.55%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.31 £3.23

-89.10%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.84 £1.38

-76.63%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$24.56 £18.43

-77.73%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.30 £1.73

-63.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$34.0K £25.5K

-29.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$45.9K £34.4K

-28.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$279 £209

-71.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$18.09 £13.57

-63.74%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$36.13 £27.10

-48.52%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$47.01 £35.27

15.12%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$18.10 £13.58

0.99%

Cinema Ticket

$4.25 Rp 76.5K

$13.85 £10.39

-69.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,404 £1,054

-64.92%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$25.6K £19.2K

-78.10%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$86.7 £65.0

-47.41%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$45.75 £34.32

-23.58%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$82.7 £62.1

-6.03%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$102 £76.5

-22.94%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,226 £920

-7.72%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,034 £776

-34.94%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,351 £1,764

53.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,674 £1,256

1.64%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$5,578 £4,185

-51.28%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$4,217 £3,164

-46.85%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,695 £3,523

-96.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.09

170.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Cumbria: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Cumbria

$1K 44.9% 53.7% $361

Groceries & Markets

Ubud, Bali

$287 21.2%

Cumbria

$292 12.7% 1.6% $4.7

Clothing & Footwear

Ubud, Bali

$107 7.9%

Cumbria

$143 6.2% 33.9% $36

Eating Out

Ubud, Bali

$106 7.9%

Cumbria

$314 13.6% 195% $208

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Cumbria

$333 14.5% 217% $228

Sport & Entertainment

Ubud, Bali

$63 4.6%

Cumbria

$75 3.2% 19.3% $12

Getting Around

Ubud, Bali

$12 0.9%

Cumbria

$113 4.9% 807% $100

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,226 in Cumbria. Housing cost is often the main lever when comparing two cities.

Cumbria pays 2722% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $88.0 in Cumbria for a mid-range dinner for two. Groceries echo the gap at $287 vs $292 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Cumbria

🕒 Local time

16:06 4:06 PM

09:06 9:06 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

510,680

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 24, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cumbria 12,570 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Cumbria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cumbria: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 70% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2722% lower in Cumbria. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,226 in Cumbria. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $88.0 in Cumbria. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $2,304 in Cumbria – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,304 in Cumbria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cumbria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cumbria, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cumbria are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 70% less than in Cumbria. Beyond cost, consider language, visa policies, and how big the international community is in each city.