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Cost of Living Comparison Between Ubud, Bali and Cumberland, MD Cost of Living Comparison Between Ubud, Bali and Cumberland, MD

🙂 Solo nomad: Ubud, Bali is 34.7% cheaper than Cumberland, MD without rent, and 67.6% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 28.8% cheaper than Cumberland, MD without rent, and 63.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Cumberland, MD
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$6.94 $6.94
-58.93%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$45.44 $45.44
-73.02%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.98 $9.98
-67.13%
Cappuccino
$2.3 Rp 38.3K
$2.43 $2.43
-5.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.22 $1.22
-9.02%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.28 $1.28
-79.69%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$3.04 $3.04
-21.05%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.46 $7.46
-57.77%
🛒 Groceries & Markets
Ubud, Bali
Cumberland, MD
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.04 $1.04
43.27%
White Bread (500g)
$1.65 Rp 27.5K
$2.14 $2.14
-22.90%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.94 $3.94
-71.32%
Eggs
$2.33 Rp 38.9K
$4.42 $4.42
-47.29%
Local Cheese (1kg)
$13.7 Rp 228.3K
$8.65 $8.65
58.38%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$9.87 $9.87
-59.78%
Beef Round Steak (1kg)
$11.22 Rp 187K
$16.07 $16.07
-30.18%
Apples (1kg)
$3.48 Rp 57.9K
$4.42 $4.42
-21.27%
Banana (1kg)
$1.5 Rp 25K
$1.63 $1.63
-7.98%
Oranges (1kg)
$2.68 Rp 44.6K
$6.7 $6.7
-60.00%
Tomato (1kg)
$1.35 Rp 22.5K
$5.32 $5.32
-74.62%
Potato (1kg)
$1.57 Rp 26.2K
$2.8 $2.8
-43.93%
Onion (1kg)
$2.1 Rp 34.9K
$2.89 $2.89
-27.34%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.43 $2.43
-57.61%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.99 $0.99
-42.42%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$7.07 $7.07
-67.33%
Wine (Bottle)
$15.21 Rp 253.5K
$12.03 $12.03
26.43%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.27 $2.27
9.69%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.98 $1.98
34.34%
🚌 Getting Around
Ubud, Bali
Cumberland, MD
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.05 $2.05
-85.85%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.85 $1.85
-75.68%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.34 $1.34
-74.63%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$23.55 $23.55
-74.65%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.9 $0.9
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$25.7K $25.7K
0.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$25.5K $25.5K
24.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Cumberland, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$175 $175
-63.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$56.8 $56.8
-92.71%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$54.7 $54.7
-56.10%
🎉 Sport & Entertainment
Ubud, Bali
Cumberland, MD
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.4 $43.4
-46.34%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$14.94 $14.94
-76.91%
🧸 Childcare & Education
Ubud, Bali
Cumberland, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$590 $590
-84.42%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$33.2K $33.2K
-82.20%
👕👟 Clothing & Footwear
Ubud, Bali
Cumberland, MD
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$15.11 $15.11
240.64%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$34.57 $34.57
-29.27%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$34.66 $34.66
143.39%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$34.81 $34.81
113.47%
🏠 Accommodation & Living
Ubud, Bali
Cumberland, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,596 $1,596
-83.62%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,336 $1,336
-88.06%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,600 $2,600
-77.50%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,207 $2,207
-85.12%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,093 $1,093
-9.88%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$1,102 $1,102
-23.13%
💵 Salaries & Financials
Ubud, Bali
Cumberland, MD
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.5
141.45%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Cumberland, MD: November 29, 2025

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