Cost of Living Comparison Between Cumberland, MD and Ubud, Bali Cost of Living Comparison Between Cumberland, MD and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,389 in Cumberland, MD versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $3,357 in Cumberland, MD versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,326 in Cumberland, MD versus $3,273 in Ubud, Bali.

Living in Cumberland, MD is roughly 71% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Cumberland, MD 74% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$6.89 $6.89

$3.37 Rp 59.5K

104.45%

Three-Course Dinner for Two, Mid-Range

$45.25 $45.25

$38.59 Rp 680.4K

17.26%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$5.52 Rp 97.3K

78.99%

Cappuccino

$2.53 $2.53

$2.64 Rp 46.6K

-4.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.22 $1.22

$1.67 Rp 29.5K

-26.95%

Water (0.33 liter bottle)

$1.23 $1.23

$0.77 Rp 13.6K

59.74%

Local Beer (0.5 liter draught)

$3.08 $3.08

$2.63 Rp 46.4K

17.11%

Imported Beer (0.33 liter bottle)

$9.91 $9.91

$4.28 Rp 75.5K

131.54%

Milk (1 liter)

$1.08 $1.08

$1.55 Rp 27.3K

-30.32%

White Bread (500g)

$2.21 $2.21

$2.22 Rp 39.2K

-0.45%

Rice (white) (1kg)

$3.82 $3.82

$1.13 Rp 19.8K

238.05%

Eggs

$5.91 $5.91

$2.09 Rp 36.8K

182.78%

Local Cheese (1kg)

$8.78 $8.78

$17.39 Rp 306.7K

-49.51%

Chicken Fillets (1kg)

$17.74 $17.74

$3.87 Rp 68.2K

358.40%

Beef Round Steak (1kg)

$18.57 $18.57

$12.55 Rp 221.3K

47.97%

Apples (1kg)

$4.39 $4.39

$3.62 Rp 63.8K

21.27%

Banana (1kg)

$1.69 $1.69

$1.56 Rp 27.5K

8.33%

Oranges (1kg)

$5.15 $5.15

$2.35 Rp 41.5K

119.15%

Tomato (1kg)

$6.04 $6.04

$2.06 Rp 36.2K

193.20%

Potato (1kg)

$2.77 $2.77

$1.90 Rp 33.5K

45.79%

Onion (1kg)

$3.73 $3.73

$2.34 Rp 41.2K

59.40%

Lettuce (1 head)

$2.66 $2.66

$1.03 Rp 18.2K

158.25%

Water (1.5 liter bottle)

$1.02 $1.02

$0.55 Rp 9,781

85.45%

Cigarettes 20 Pack (Marlboro, Camel)

$7.02 $7.02

$2.25 Rp 39.7K

212.00%

Wine (Bottle)

$11.78 $11.78

$23.81 Rp 419.8K

-50.52%

Local Beer (0.5 liter bottle)

$3.37 $3.37

$2.31 Rp 40.8K

45.89%

Imported Beer (0.33 liter bottle)

$2.02 $2.02

$2.80 Rp 49.4K

-27.86%

One-way Ticket (Public Transport)

$2.04 $2.04

$0.27 Rp 4,803

655.56%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$3.90 $3.90

$0.48 Rp 8,490

712.50%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$0.45 Rp 7,865

262.22%

Taxi 1hour Waiting (Normal Tariff)

$24.61 $24.61

$5.72 Rp 100.8K

330.24%

Gasoline (1 liter)

$1.02 $1.02

$0.76 Rp 13.4K

34.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$24.5K Rp 431.7M

48.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$32.1K Rp 566.4M

-19.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 $205

$83.6 Rp 1.5M

145.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$80.4 $80.4

$6.46 Rp 113.8K

1143.96%

Internet (50+ Mbps, Unlimited Data)

$55.1 $55.1

$18.99 Rp 334.9K

189.89%

Gym Membership (Monthly)

$42.26 $42.26

$56.0 Rp 987.0K

-24.50%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

Cinema Ticket

$17.89 $17.89

$4.28 Rp 75.5K

317.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$597 $597

$487 Rp 8.6M

22.61%

International Primary School, 1 Child (Yearly)

$41.8K $41.8K

$5,856 Rp 103.3M

614.07%

Jeans (Levis 501 Or Similar)

$14.91 $14.91

$45.56 Rp 803.3K

-67.27%

Summer Dress (H&M, Zara, etc)

$34.75 $34.75

$36.38 Rp 641.5K

-4.48%

Sport Shoes (Adidas, Nike)

$34.45 $34.45

$82.0 Rp 1.4M

-57.97%

Men's Leather Business Shoes

$34.57 $34.57

$80.4 Rp 1.4M

-57.00%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$1,117 Rp 19.7M

44.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$701 Rp 12.4M

85.05%

3-bedroom Apartment, City Center (Monthly)

$2,539 $2,539

$3,537 Rp 62.4M

-28.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,166 $2,166

$1,762 Rp 31.1M

22.93%

Buy Apartment in City Center (m2)

$1,114 $1,114

$2,826 Rp 49.8M

-60.60%

Buy Apartment Outside City Center (m2)

$1,107 $1,107

$2,292 Rp 40.4M

-51.68%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

13.78

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumberland, MD: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,617 in Cumberland, MD and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $45.00 in Cumberland, MD vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $409 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumberland, MD vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 71% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,583 in Cumberland, MD and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,617 in Cumberland, MD versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 40% higher in Cumberland, MD. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,389 per month in Cumberland, MD versus $1,396 in Ubud, Bali – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Ubud, Bali versus $2,389 in Cumberland, MD, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cumberland, MD. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cumberland, MD, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cumberland, MD and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 71% less than in Cumberland, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.