Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Crema

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,567 in Crema, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
75

Cost of Living Index in Crema
Learn more

Crema Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Crema

🇮🇹 Italy

$1,567

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Crema

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Crema actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,567 in Crema, rent included.

Ubud, Bali $1,349
Crema $1,567

A couple spends around $2,305 per month in Ubud, Bali vs $2,100 in Crema, rent included.

Ubud, Bali $2,305
Crema $2,100

A family of three spends $3,261 per month in Ubud, Bali vs $2,633 in Crema, rent included.

Ubud, Bali $3,261
Crema $2,633

Ubud, Bali is about 14% cheaper than Crema, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$17.06 €15.29

-80.54%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$56.6 €50.7

-37.00%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.18 €9.12

-45.68%

Cappuccino

$2.72 Rp 49.4K

$1.67 €1.50

62.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.68 €3.30

-53.80%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.53 €1.37

-50.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$5.71 €5.12

-53.59%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$5.65 €5.06

-22.48%

Milk (1 liter)

$1.49 Rp 27.1K

$1.13 €1.01

31.86%

White Bread (500g)

$2.28 Rp 41.4K

$1.69 €1.52

34.91%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.78 €2.49

-57.19%

Eggs

$2.04 Rp 37.0K

$3.40 €3.05

-40.00%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.51 €11.21

41.49%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$8.86 €7.94

-55.30%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$15.62 €13.99

-21.96%

Apples (1kg)

$3.66 Rp 66.5K

$2.29 €2.06

59.83%

Banana (1kg)

$1.52 Rp 27.6K

$1.36 €1.22

11.76%

Oranges (1kg)

$2.23 Rp 40.5K

$1.41 €1.26

58.16%

Tomato (1kg)

$1.97 Rp 35.9K

$2.33 €2.09

-15.45%

Potato (1kg)

$1.85 Rp 33.6K

$1.36 €1.22

36.03%

Onion (1kg)

$2.42 Rp 44.1K

$1.52 €1.36

59.21%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.30 €1.16

-23.85%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.40 €0.36

27.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$7.01 €6.28

-68.33%

Wine (Bottle)

$22.24 Rp 404.4K

$5.67 €5.09

292.24%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.36 €1.21

66.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.02 €0.92

191.18%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$4.52 €4.05

-90.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.20 €1.08

-64.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$34.31 €30.74

-84.23%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.95 €1.75

-57.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$36.7K €32.9K

-35.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$35.2K €31.5K

-9.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$271 €243

-70.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$10.17 €9.11

-36.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$28.16 €25.23

-34.02%

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$27.81 €24.92

-36.53%

Cinema Ticket

$4.27 Rp 77.7K

$12.96 €11.62

-67.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$556 €498

-11.76%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$10.2K €9,151

-44.44%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$54.6 €48.94

-18.27%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$44.35 €39.74

-21.20%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$89.2 €80.0

-10.45%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$90.4 €81.0

-12.18%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$734 €657

53.35%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$592 €531

13.35%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,241 €1,112

187.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$548 €491

214.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,315 €2,075

-92.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.62

280.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Crema: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Crema

$592 37.8% 11.8% $79

Groceries & Markets

Ubud, Bali

$288 21.4%

Crema

$256 16.3% 11.3% $33

Eating Out

Ubud, Bali

$108 8%

Crema

$248 15.8% 130% $140

Clothing & Footwear

Ubud, Bali

$108 8%

Crema

$125 8% 16.6% $18

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Crema

$309 19.7% 197% $205

Sport & Entertainment

Ubud, Bali

$58 4.3%

Crema

$26 * 1.7% 55.3% $32

Getting Around

Ubud, Bali

$11 0.9%

Crema

$11 * 0.7% 7.8% $0.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $734 in Crema. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Crema are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $57 in Crema. Groceries tell a different story – $288 in Ubud, Bali vs $256 in Crema – so Crema wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Crema

🕒 Local time

09:03 9:03 AM

02:03 2:03 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

32,981

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Crema 11,890 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Crema

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Crema: Cost of Living - Frequently Asked Questions

Yes – Crema is pricier by about 16%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,350 in Crema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Crema, especially for central apartments: a one-bedroom in the center costs $734 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $57 in Crema. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 11% cheaper in Crema – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,567 in Crema. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,567 in Crema. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Crema makes more sense. Both are solid long-term options with distinct trade-offs.