Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cotonou

For one person, living is cheaper in Cotonou: $897 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Cotonou
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Cotonou Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cotonou

🇧🇯 Benin

$897

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cotonou

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cotonou actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $897 in Cotonou.

Ubud, Bali $1,349
Cotonou $897

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,428 in Cotonou.

Ubud, Bali $2,305
Cotonou $1,428

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,958 in Cotonou.

Ubud, Bali $3,261
Cotonou $1,958

Living in Ubud, Bali is roughly 50% more expensive than in Cotonou, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.18 F CFA 3,042

-35.91%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$35.68 F CFA 21.0K

-0.11%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.39 F CFA 5,514

-41.11%

Cappuccino

$2.72 Rp 49.3K

$5.25 F CFA 3,085

-48.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.00 F CFA 589

70.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.89 F CFA 521

-14.61%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.87 F CFA 510

204.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.59 F CFA 1,522

69.11%

Milk (1 liter)

$1.49 Rp 27.0K

$3.10 F CFA 1,820

-51.94%

White Bread (500g)

$2.28 Rp 41.3K

$1.23 F CFA 724

85.37%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.88 F CFA 1,105

-36.70%

Eggs

$2.04 Rp 36.9K

$2.74 F CFA 1,610

-25.55%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.25 F CFA 5,436

91.35%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.43 F CFA 3,189

-27.07%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$5.04 F CFA 2,959

141.87%

Apples (1kg)

$3.66 Rp 66.3K

$3.99 F CFA 2,345

-8.27%

Banana (1kg)

$1.52 Rp 27.5K

$1.78 F CFA 1,043

-14.61%

Oranges (1kg)

$2.23 Rp 40.4K

$1.33 F CFA 779

67.67%

Tomato (1kg)

$1.97 Rp 35.8K

$2.71 F CFA 1,591

-27.31%

Potato (1kg)

$1.85 Rp 33.5K

$1.27 F CFA 745

45.67%

Onion (1kg)

$2.42 Rp 44.0K

$1.68 F CFA 987

44.05%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.43 F CFA 253

130.23%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.14 F CFA 670

-55.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.37 F CFA 1,977

-34.12%

Wine (Bottle)

$22.24 Rp 403.4K

$4.30 F CFA 2,524

417.21%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.17 F CFA 688

93.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.86 F CFA 1,092

59.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.30 F CFA 764

-80.77%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.38 F CFA 808

-68.12%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.32 F CFA 776

-67.42%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.18 F CFA 695

-30.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$23.5K F CFA 13.8M

35.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$145 F CFA 85.1K

-45.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$33.52 F CFA 19.7K

-80.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$49.06 F CFA 28.8K

-62.13%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$47.60 F CFA 28.0K

3.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$3.36 F CFA 1,973

425.30%

Cinema Ticket

$4.27 Rp 77.5K

$8.58 F CFA 5,043

-50.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$131 F CFA 76.9K

274.89%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$5,544 F CFA 3.3M

2.35%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$25.39 F CFA 14.9K

75.82%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$33.44 F CFA 19.6K

138.94%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$67.9 F CFA 39.9K

16.90%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$176 F CFA 103.4K

539.30%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$163 F CFA 95.7K

312.39%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$600 F CFA 352.5K

494.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$412 F CFA 242.3K

317.80%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$251 F CFA 147.2K

-34.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

244.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cotonou: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cotonou

$163 18.2% 75.8% $509

Groceries & Markets

Ubud, Bali

$288 21.4%

Cotonou

$222 24.8% 23% $66

Eating Out

Ubud, Bali

$108 8%

Cotonou

$150 16.7% 39% $42

Clothing & Footwear

Ubud, Bali

$108 8%

Cotonou

$57 * 6.4% 46.9% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cotonou

$227 25.4% 119% $123

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cotonou

$65 7.2% 11.6% $6.7

Getting Around

Ubud, Bali

$11 0.9%

Cotonou

$13 * 1.5% 15.4% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $176 in Cotonou. Housing cost is often the main lever when comparing two cities.

Cotonou pays 53% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $36 in Cotonou. Groceries flip the comparison at $288 vs $222, with Cotonou cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇯 Cotonou

🕒 Local time

16:31 4:31 PM

09:31 9:31 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

780,000

💱 Currency

Indonesian Rupiah IDR Rp

West African CFA Franc XOF Fr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 XOF = 1.7 USD

1,000 XOF = 1.53 EUR

Exchange rates and currency converter

XOF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

West African CFA Franc exchange rates as of November 2, 2026: 1 USD = 587 XOF (1,000 XOF = 1.7 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cotonou 12,610 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Cotonou

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cotonou: Cost of Living - Frequently Asked Questions

Cotonou is about 33% cheaper overall, especially in groceries and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 35% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $176 in Cotonou. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Childcare runs $491 in Ubud, Bali versus $131 in Cotonou. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $897 in Cotonou versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Cotonou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cotonou the clear choice for anyone on this budget.

For families, Cotonou is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.