Cost of Living Comparison Between Ubud, Bali and Cosenza Cost of Living Comparison Between Ubud, Bali and Cosenza

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,385 in Cosenza.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,200 in Cosenza.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $3,016 in Cosenza.

Living in Ubud, Bali is roughly 2% more expensive than Cosenza, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Cosenza 3% above.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$17.64 €15.18

-79.82%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$63.9 €55.0

-48.78%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$11.34 €9.76

-56.35%

Cappuccino

$2.71 Rp 48.9K

$1.63 €1.41

66.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$2.14 €1.84

-37.38%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.09 €0.94

-35.78%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$4.66 €4.01

-37.34%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$4.74 €4.08

-16.46%

Milk (1 liter)

$1.81 Rp 32.6K

$1.12 €0.96

61.61%

White Bread (500g)

$2.52 Rp 45.4K

$1.72 €1.48

46.51%

Rice (white) (1kg)

$1.16 Rp 20.9K

$2.73 €2.35

-57.51%

Eggs

$2.46 Rp 44.4K

$3.62 €3.11

-32.04%

Local Cheese (1kg)

$14.71 Rp 265.3K

$12.21 €10.51

20.48%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$10.38 €8.93

-58.38%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$15.53 €13.37

-21.83%

Apples (1kg)

$3.84 Rp 69.3K

$2.34 €2.02

64.10%

Banana (1kg)

$1.56 Rp 28.1K

$2.00 €1.72

-22.00%

Oranges (1kg)

$2.83 Rp 51.1K

$2.32 €2.00

21.98%

Tomato (1kg)

$2.33 Rp 41.9K

$3.27 €2.82

-28.75%

Potato (1kg)

$1.91 Rp 34.5K

$1.32 €1.14

44.70%

Onion (1kg)

$2.20 Rp 39.7K

$1.91 €1.65

15.18%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.44 €1.24

-29.86%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.41 €0.35

90.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$7.03 €6.05

-52.77%

Wine (Bottle)

$23.74 Rp 428.0K

$8.32 €7.16

185.34%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$2.22 €1.91

25.68%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$3.05 €2.63

-6.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.37 €1.18

-80.29%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$42.93 €36.96

-81.30%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$5.70 €4.90

-91.93%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.50 €0.43

-10.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$25.77 €22.19

-76.33%

Gasoline (1 liter)

$0.79 Rp 14.3K

$2.09 €1.80

-62.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$30.7K €26.4K

-14.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$29.6K €25.4K

8.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$226 €195

-64.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$13.41 €11.55

-69.72%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$32.17 €27.69

-26.89%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$47.41 €40.82

108.18%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$17.52 €15.09

-62.16%

Cinema Ticket

$4.15 Rp 74.8K

$8.65 €7.45

-52.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$295 €254

2.87%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$2,860 €2,462

131.22%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$69.7 €60.0

-20.32%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$36.86 €31.74

3.93%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$101 €87.1

-12.38%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$110 €94.9

-29.38%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$519 €447

93.79%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$341 €294

97.77%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$894 €770

285.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$680 €586

199.86%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,852 €1,594

53.43%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,357 €1,168

66.84%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,605 €1,381

-89.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.04

228.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cosenza: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $519 in Cosenza. Housing cost is often the main lever when comparing two cities.

Cosenza pays 871% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $64.0 in Cosenza. Groceries flip the comparison at $302 vs $291, with Cosenza cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cosenza: Cost of Living - Frequently Asked Questions

Ubud, Bali and Cosenza differ by about 2% in total monthly costs ($1,419 vs $1,385 including rent). Cosenza is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Cosenza earns 871% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $519 in Cosenza. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $295 in Cosenza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,385 in Cosenza versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Cosenza but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cosenza the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cosenza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cosenza gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.