Cost of Living Comparison Between Ubud, Bali and Cosenza Cost of Living Comparison Between Ubud, Bali and Cosenza

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,491 in Cosenza.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,256 in Cosenza.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $3,022 in Cosenza.

Living in Ubud, Bali costs roughly 8% less than in Cosenza, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Cosenza 8% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$17.31 €14.92

-80.76%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$58.0 €50.0

-38.27%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.79 €10.16

-52.25%

Cappuccino

$2.82 Rp 49.7K

$1.88 €1.62

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.43 €2.09

-27.98%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.18 €1.01

-32.20%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$5.69 €4.91

-46.57%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.79 €4.13

-10.23%

Milk (1 liter)

$1.61 Rp 28.3K

$1.18 €1.02

36.44%

White Bread (500g)

$2.27 Rp 39.9K

$1.93 €1.66

17.62%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.67 €2.31

-56.18%

Eggs

$2.17 Rp 38.2K

$3.49 €3.01

-37.82%

Local Cheese (1kg)

$17.63 Rp 310.5K

$13.37 €11.52

31.86%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$11.78 €10.15

-65.62%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$15.78 €13.60

-22.81%

Apples (1kg)

$3.62 Rp 63.7K

$2.44 €2.10

48.36%

Banana (1kg)

$1.64 Rp 28.8K

$2.10 €1.81

-21.90%

Oranges (1kg)

$2.31 Rp 40.6K

$2.24 €1.93

3.12%

Tomato (1kg)

$1.96 Rp 34.5K

$3.46 €2.98

-43.35%

Potato (1kg)

$1.84 Rp 32.5K

$1.35 €1.16

36.30%

Onion (1kg)

$2.37 Rp 41.7K

$1.66 €1.43

42.77%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.30 €1.12

-19.23%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.45 €0.39

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$6.99 €6.03

-67.10%

Wine (Bottle)

$23.08 Rp 406.4K

$7.38 €6.36

212.74%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.81 €1.56

29.28%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.04 €2.62

0.99%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.37 €1.18

-81.75%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$32.13 €27.69

-70.68%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$4.73 €4.08

-89.64%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.25 €1.07

-62.40%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$22.83 €19.67

-75.47%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.08 €1.79

-61.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$31.8K €27.4K

-21.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$31.1K €26.8K

-0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$211 €182

-60.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$9.59 €8.27

-32.33%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$31.35 €27.02

-40.06%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$47.49 €40.93

16.32%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$17.53 €15.11

3.88%

Cinema Ticket

$4.30 Rp 75.7K

$8.88 €7.66

-51.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$306 €263

61.69%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$2,881 €2,483

105.37%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$87.9 €75.7

-47.33%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$42.16 €36.34

-13.57%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$107 €92.5

-24.80%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$121 €104

-34.96%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$525 €453

112.03%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$391 €337

77.51%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$953 €822

281.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$680 €586

151.76%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,891 €1,630

45.98%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,318 €1,136

74.01%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,587 €1,368

-89.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.09

345.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Cosenza: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $525 in Cosenza. Housing cost is often the main lever when comparing two cities.

Cosenza pays 850% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $58.0 in Cosenza for a mid-range dinner for two. Groceries echo the gap at $294 vs $301 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cosenza: Cost of Living - Frequently Asked Questions

Ubud, Bali and Cosenza differ by about 8% in total monthly costs ($1,378 vs $1,491 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 850% lower in Cosenza. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $525 in Cosenza. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $306 in Cosenza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 2% higher in Cosenza. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $1,491 in Cosenza, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cosenza. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cosenza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Cosenza. Beyond cost, consider language, visa policies, and how big the international community is in each city.