😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $866 in Comayagua.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,452 in Comayagua.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,038 in Comayagua.
🌍Living in Ubud, Bali is roughly 58% more expensive than in Comayagua, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Comayagua is 37% below.
Currency
🍽 Eating Out
Ubud, Bali
Comayagua
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$6.60HNL 177
-47.88%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$25.58HNL 687
41.95%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$11.11HNL 298
-48.60%
Cappuccino
$2.67Rp 47.3K
$1.97HNL 52.8
35.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$1.42HNL 38.20
23.24%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$1.40HNL 37.54
-37.86%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$2.20HNL 59.2
34.09%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$2.26HNL 60.7
100.00%
🛒 Groceries & Markets
Ubud, Bali
Comayagua
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.39HNL 37.37
16.55%
White Bread(500g)
$2.33Rp 41.3K
$2.93HNL 78.6
-20.48%
Rice(white)(1kg)
$1.11Rp 19.6K
$1.33HNL 35.66
-16.54%
Eggs
$2.20Rp 39.0K
$1.77HNL 47.51
24.29%
Local Cheese(1kg)
$17.69Rp 313.3K
$8.14HNL 218
117.32%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$3.71HNL 99.7
10.51%
Beef Round Steak(1kg)
$12.18Rp 215.6K
$5.17HNL 139
135.59%
Apples(1kg)
$3.71Rp 65.6K
$5.81HNL 156
-36.14%
Banana(1kg)
$1.59Rp 28.1K
$1.35HNL 36.13
17.78%
Oranges(1kg)
$2.28Rp 40.4K
$3.36HNL 90.1
-32.14%
Tomato(1kg)
$1.95Rp 34.6K
$2.26HNL 60.7
-13.72%
Potato(1kg)
$1.91Rp 33.7K
$2.27HNL 60.9
-15.86%
Onion(1kg)
$2.33Rp 41.3K
$2.74HNL 73.6
-14.96%
Lettuce(1 head)
$1.01Rp 17.8K
$1.15HNL 30.80
-12.17%
Water(1.5 liter bottle)
$0.55Rp 9,773
$0.89HNL 23.99
-38.20%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$2.67HNL 71.7
-16.48%
Wine(Bottle)
$23.07Rp 408.6K
$9.90HNL 266
133.03%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$1.14HNL 30.55
112.28%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$1.46HNL 39.32
105.48%
🚌 Getting Around
Ubud, Bali
Comayagua
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
$1.26HNL 33.88
-78.57%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$1.27HNL 33.98
-62.20%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$1.19HNL 32.07
-63.87%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
-
-
Gasoline(1 liter)
$0.80Rp 14.2K
$1.06HNL 28.43
-24.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$31.5KHNL 846.2K
-20.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$35.5KHNL 953.2K
-10.66%
🧾 Monthly Utilities & Internet
Ubud, Bali
Comayagua
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$86.7HNL 2,327
-6.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$28.83HNL 774
-77.49%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$24.05HNL 646
-21.95%
🎉 Sport & Entertainment
Ubud, Bali
Comayagua
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$18.44HNL 495
208.41%
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
$22.52HNL 605
-16.83%
Cinema Ticket
$4.54Rp 80.4K
$3.81HNL 102
19.16%
🧸 Childcare & Education
Ubud, Bali
Comayagua
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$94.9HNL 2,549
406.39%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$3,301HNL 88.6K
73.01%
👕👟 Clothing & Footwear
Ubud, Bali
Comayagua
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$83.2HNL 2,235
-45.31%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$45.37HNL 1,218
-20.92%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$136HNL 3,656
-40.96%
Men's Leather Business Shoes
$78.7Rp 1.4M
$176HNL 4,727
-55.31%
🏠 Accommodation & Living
Ubud, Bali
Comayagua
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
$169HNL 4,529
560.78%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$110HNL 2,943
536.54%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
$551HNL 14.8K
560.13%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$373HNL 10.0K
365.87%
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
-
-
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Comayagua
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$526HNL 14.1K
-68.09%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
14
-1.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Comayagua: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $169 in Comayagua. Housing cost is often the main lever when comparing two cities.
💰Comayagua pays 213% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Ubud, Bali vs $26.00 in Comayagua for a mid-range dinner for two. Groceries echo the gap at $295 vs $232 per month, with Comayagua cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Comayagua: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Comayagua?
Comayagua wins on cost – living expenses run 58% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Comayagua the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Comayagua?
On paper, salaries run 213% lower in Comayagua. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Comayagua?
Rent for a central apartment: $1,115 in Ubud, Bali versus $169 in Comayagua. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Comayagua?
Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Comayagua?
All in, you'll spend $1,368 per month in Ubud, Bali versus $866 in Comayagua – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Comayagua?
At $866 in Comayagua versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Comayagua but tight or insufficient in Ubud, Bali. The gap between the two cities makes Comayagua the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Comayagua?
Both work as nomad bases, but Comayagua delivers better value – similar infrastructure at $866 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Comayagua hard to pass up.
How safe is Ubud, Bali compared to Comayagua?
Safety-wise, Ubud, Bali and Comayagua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Comayagua gentler on the wallet – expenses run 58% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared