Cost of Living Comparison Between Ubud, Bali and Cluj-Napoca Cost of Living Comparison Between Ubud, Bali and Cluj-Napoca

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,410 in Cluj-Napoca.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,148 in Cluj-Napoca.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,886 in Cluj-Napoca.

Monthly costs are close between Ubud, Bali and Cluj-Napoca; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 5% above, Cluj-Napoca 6% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$11.41 RON 52.4

-69.76%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$57.8 RON 265

-44.03%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.14 RON 37.36

-40.54%

Cappuccino

$2.75 Rp 49.4K

$3.39 RON 15.54

-18.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.35 RON 10.78

-41.28%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.11 RON 9.67

-64.45%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.26 RON 14.99

-8.28%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.02 RON 18.46

-4.23%

Milk (1 liter)

$1.74 Rp 31.2K

$1.79 RON 8.23

-2.79%

White Bread (500g)

$2.46 Rp 44.2K

$1.35 RON 6.19

82.22%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.86 RON 8.56

-37.10%

Eggs

$2.43 Rp 43.7K

$3.35 RON 15.38

-27.46%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.69 RON 44.47

49.64%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.06 RON 32.40

-38.39%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.93 RON 54.8

0.42%

Apples (1kg)

$3.72 Rp 66.8K

$1.24 RON 5.71

200.00%

Banana (1kg)

$1.63 Rp 29.2K

$1.72 RON 7.91

-5.23%

Oranges (1kg)

$2.74 Rp 49.3K

$1.64 RON 7.52

67.07%

Tomato (1kg)

$2.24 Rp 40.3K

$2.37 RON 10.90

-5.49%

Potato (1kg)

$1.92 Rp 34.5K

$0.95 RON 4.35

102.11%

Onion (1kg)

$2.28 Rp 40.9K

$0.93 RON 4.25

145.16%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.09 RON 4.99

-2.75%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.90 RON 4.13

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$6.30 RON 28.94

-47.78%

Wine (Bottle)

$23.19 Rp 416.8K

$7.65 RON 35.10

203.14%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.17 RON 5.38

137.61%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.03 RON 9.32

34.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.71 RON 3.24

-61.97%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$23.37 RON 107

-65.30%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.95 RON 4.35

-49.47%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.81 RON 3.72

-48.15%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$9.56 RON 43.86

-34.94%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.63 RON 7.47

-50.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$27.6K RON 126.7K

-3.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$27.1K RON 124.4K

18.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$160 RON 734

-51.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$9.06 RON 41.60

-55.08%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$10.14 RON 46.54

139.94%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$44.86 RON 206

119.82%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.93 RON 91.5

-68.19%

Cinema Ticket

$3.99 Rp 71.6K

$7.93 RON 36.41

-49.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$475 RON 2,180

-35.76%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$10.8K RON 49.4K

-38.24%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$70.0 RON 321

-22.67%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$39.45 RON 181

-4.16%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$86.4 RON 397

0.46%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$100 RON 460

-23.83%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$714 RON 3,278

38.90%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$559 RON 2,566

20.36%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,244 RON 5,709

171.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$943 RON 4,329

117.42%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,645 RON 21.3K

-39.62%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$3,395 RON 15.6K

-34.40%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,314 RON 6,032

-87.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.85

127.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Cluj-Napoca: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $714 in Cluj-Napoca. Housing cost is often the main lever when comparing two cities.

Cluj-Napoca pays 687% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32.00 in Ubud, Bali vs $58.0 in Cluj-Napoca. Groceries flip the comparison at $297 vs $232, with Cluj-Napoca cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cluj-Napoca: Cost of Living - Frequently Asked Questions

On paper, salaries run 687% lower in Cluj-Napoca. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $714 in Cluj-Napoca. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $475 in Cluj-Napoca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $58.0 in Cluj-Napoca. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $1,410 in Cluj-Napoca, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cluj-Napoca. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cluj-Napoca, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cluj-Napoca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Cluj-Napoca on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.