Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cluj-Napoca

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,423 in Cluj-Napoca, rent and utilities included – about $890 less a year. The total is higher in Cluj-Napoca despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
68

Cost of Living Index in Cluj-Napoca
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Cluj-Napoca Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cluj-Napoca

🇷🇴 Romania

$1,423

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cluj-Napoca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cluj-Napoca actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,423 in Cluj-Napoca.

Ubud, Bali $1,349
Cluj-Napoca $1,423

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,126 in Cluj-Napoca.

Ubud, Bali $2,305
Cluj-Napoca $2,126

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,830 in Cluj-Napoca.

Ubud, Bali $3,261
Cluj-Napoca $2,830

Living in Ubud, Bali costs roughly 5% less than in Cluj-Napoca, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$12.58 RON 60.5

-73.61%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$54.8 RON 264

-35.00%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$9.59 RON 46.13

-42.34%

Cappuccino

$2.72 Rp 49.0K

$3.78 RON 18.15

-28.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.30 RON 11.08

-26.09%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$2.22 RON 10.68

-65.77%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$3.32 RON 15.95

-20.18%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$4.20 RON 20.18

4.29%

Milk (1 liter)

$1.49 Rp 26.9K

$1.60 RON 7.71

-6.88%

White Bread (500g)

$2.28 Rp 41.0K

$1.44 RON 6.93

58.33%

Rice (white) (1kg)

$1.19 Rp 21.5K

$1.69 RON 8.14

-29.59%

Eggs

$2.04 Rp 36.7K

$3.76 RON 18.05

-45.74%

Local Cheese (1kg)

$17.70 Rp 319.1K

$9.07 RON 43.59

95.15%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$7.14 RON 34.31

-44.54%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$11.46 RON 55.1

6.37%

Apples (1kg)

$3.66 Rp 65.9K

$1.39 RON 6.66

163.31%

Banana (1kg)

$1.52 Rp 27.4K

$1.58 RON 7.60

-3.80%

Oranges (1kg)

$2.23 Rp 40.2K

$1.88 RON 9.05

18.62%

Tomato (1kg)

$1.97 Rp 35.6K

$2.37 RON 11.38

-16.88%

Potato (1kg)

$1.85 Rp 33.3K

$0.92 RON 4.43

101.09%

Onion (1kg)

$2.42 Rp 43.7K

$0.90 RON 4.32

168.89%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.90 RON 4.35

10.00%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.01 RON 4.84

-49.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$6.42 RON 30.87

-65.42%

Wine (Bottle)

$22.24 Rp 400.9K

$7.41 RON 35.63

200.13%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.25 RON 5.99

80.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$1.73 RON 8.32

71.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$0.76 RON 3.65

-67.11%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$44.23 RON 213

-82.32%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$0.84 RON 4.02

-47.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$0.96 RON 4.63

-55.21%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$8.27 RON 39.75

-34.58%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.94 RON 9.32

-57.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$28.3K RON 136.2K

-15.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$24.7K RON 118.9K

28.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$151 RON 725

-47.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$8.44 RON 40.56

-23.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$9.16 RON 44.05

102.84%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$47.36 RON 228

4.48%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$22.01 RON 106

-19.81%

Cinema Ticket

$4.27 Rp 77.0K

$9.35 RON 44.97

-54.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$577 RON 2,774

-15.00%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$9,450 RON 45.4K

-39.96%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$87.1 RON 419

-48.74%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$44.26 RON 213

-21.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$98.8 RON 475

-19.15%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$107 RON 513

-25.61%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$668 RON 3,213

68.32%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$536 RON 2,575

25.35%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,227 RON 5,897

190.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$807 RON 3,882

113.42%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,568 RON 22.0K

-40.20%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$3,342 RON 16.1K

-31.65%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,241 RON 5,964

-86.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.65

107.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cluj-Napoca: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cluj-Napoca

$536 37.7% 20.2% $136

Groceries & Markets

Ubud, Bali

$288 21.4%

Cluj-Napoca

$230 16.2% 20.3% $58

Eating Out

Ubud, Bali

$108 8%

Cluj-Napoca

$218 15.3% 102% $110

Clothing & Footwear

Ubud, Bali

$108 8%

Cluj-Napoca

$152 10.7% 41% $44

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cluj-Napoca

$168 11.8% 61.9% $64

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cluj-Napoca

$66 4.6% 13.9% $8

Getting Around

Ubud, Bali

$11 0.9%

Cluj-Napoca

$53 3.7% 363% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $668 in Cluj-Napoca. Housing cost is often the main lever when comparing two cities.

Cluj-Napoca pays about 7.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $55 in Cluj-Napoca. Groceries flip the comparison at $288 vs $230, with Cluj-Napoca cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇴 Cluj-Napoca

🕒 Local time

00:07 12:07 AM

18:07 6:07 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

324,576

💱 Currency

Indonesian Rupiah IDR Rp

Romanian Leu RON lei

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 RON = 0.208 USD

1 RON = 0.187 EUR

Exchange rates and currency converter

RON, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Romanian Leu exchange rates as of October 28, 2026: 1 USD = 4.81 RON (1 RON = 0.208 USD). 1 EUR = 5.35 RON (1 RON = 0.187 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Cluj-Napoca 10,820 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Cluj-Napoca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cluj-Napoca: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and transport. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $668 in Cluj-Napoca. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 82% less than in Cluj-Napoca. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $577 in Cluj-Napoca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cluj-Napoca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Cluj-Napoca on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.