Cost of Living Comparison Between Ubud, Bali and Cluj-Napoca Cost of Living Comparison Between Ubud, Bali and Cluj-Napoca

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,488 in Cluj-Napoca.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,213 in Cluj-Napoca.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,938 in Cluj-Napoca.

Living in Ubud, Bali costs roughly 7% less than in Cluj-Napoca, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Cluj-Napoca 8% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$13.48 RON 61.0

-75.30%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$57.1 RON 259

-37.30%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$10.07 RON 45.59

-44.09%

Cappuccino

$2.82 Rp 49.7K

$3.92 RON 17.74

-28.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.47 RON 11.21

-29.15%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.47 RON 11.17

-67.61%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.36 RON 15.23

-9.52%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.46 RON 20.21

-3.59%

Milk (1 liter)

$1.61 Rp 28.3K

$1.74 RON 7.87

-7.47%

White Bread (500g)

$2.27 Rp 39.9K

$1.59 RON 7.21

42.77%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.86 RON 8.41

-37.10%

Eggs

$2.17 Rp 38.2K

$3.90 RON 17.67

-44.36%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.69 RON 43.87

81.94%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$7.78 RON 35.26

-47.94%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.11 RON 54.8

0.58%

Apples (1kg)

$3.62 Rp 63.7K

$1.49 RON 6.73

142.95%

Banana (1kg)

$1.64 Rp 28.8K

$1.79 RON 8.11

-8.38%

Oranges (1kg)

$2.31 Rp 40.6K

$1.96 RON 8.90

17.86%

Tomato (1kg)

$1.96 Rp 34.5K

$2.57 RON 11.65

-23.74%

Potato (1kg)

$1.84 Rp 32.5K

$1.00 RON 4.53

84.00%

Onion (1kg)

$2.37 Rp 41.7K

$1.05 RON 4.75

125.71%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.03 RON 4.69

1.94%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.03 RON 4.68

-47.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$6.76 RON 30.60

-65.98%

Wine (Bottle)

$23.08 Rp 406.4K

$7.54 RON 34.16

206.10%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.29 RON 5.83

81.40%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.86 RON 8.42

65.05%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.79 RON 3.60

-68.35%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$32.36 RON 147

-70.89%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.92 RON 4.15

-46.74%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.98 RON 4.42

-52.04%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$9.12 RON 41.30

-38.60%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.91 RON 8.63

-57.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$29.3K RON 132.8K

-14.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$26.1K RON 118.4K

18.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$165 RON 745

-49.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$8.94 RON 40.48

-27.40%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$10.16 RON 46.02

84.94%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$49.99 RON 226

10.50%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$23.35 RON 106

-22.01%

Cinema Ticket

$4.30 Rp 75.7K

$9.93 RON 44.99

-56.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$624 RON 2,827

-20.85%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$10.0K RON 45.3K

-40.89%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$93.8 RON 425

-50.68%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$49.38 RON 224

-26.20%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$103 RON 468

-21.86%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$117 RON 530

-32.70%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$677 RON 3,065

64.61%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$557 RON 2,524

24.38%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,195 RON 5,413

204.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$844 RON 3,824

102.77%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$4,864 RON 22.0K

-43.25%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$3,549 RON 16.1K

-35.40%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,340 RON 6,070

-87.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.8

102.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Cluj-Napoca: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $677 in Cluj-Napoca. Housing cost is often the main lever when comparing two cities.

Cluj-Napoca pays 702% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $57.0 in Cluj-Napoca. Groceries flip the comparison at $294 vs $246, with Cluj-Napoca cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cluj-Napoca: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 8% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 702% lower in Cluj-Napoca. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $677 in Cluj-Napoca. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 244% less than in Cluj-Napoca. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $494 in Ubud, Bali versus $624 in Cluj-Napoca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,378 in Ubud, Bali versus $1,488 in Cluj-Napoca, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cluj-Napoca. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cluj-Napoca, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cluj-Napoca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Cluj-Napoca. Beyond cost, consider language, visa policies, and how big the international community is in each city.