Cost of Living Comparison Between Ubud, Bali and Cluj-Napoca Cost of Living Comparison Between Ubud, Bali and Cluj-Napoca

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,387 in Cluj-Napoca.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,123 in Cluj-Napoca.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,860 in Cluj-Napoca.

Living in Ubud, Bali is roughly 2% more expensive than Cluj-Napoca, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Cluj-Napoca 3% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$11.53 RON 52.2

-69.12%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$58.1 RON 263

-43.70%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.21 RON 37.15

-39.71%

Cappuccino

$2.71 Rp 48.6K

$3.37 RON 15.27

-19.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.42 RON 10.94

-44.63%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.19 RON 9.91

-68.04%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$3.25 RON 14.72

-10.15%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.90 RON 17.64

1.54%

Milk (1 liter)

$1.81 Rp 32.4K

$1.74 RON 7.86

4.02%

White Bread (500g)

$2.52 Rp 45.1K

$1.33 RON 6.04

89.47%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.84 RON 8.32

-36.96%

Eggs

$2.46 Rp 44.1K

$3.24 RON 14.66

-24.07%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.15 RON 45.94

44.93%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.89 RON 31.20

-37.30%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$12.08 RON 54.7

0.50%

Apples (1kg)

$3.84 Rp 68.8K

$1.23 RON 5.57

212.20%

Banana (1kg)

$1.56 Rp 27.9K

$1.73 RON 7.82

-9.83%

Oranges (1kg)

$2.83 Rp 50.8K

$1.55 RON 7.03

82.58%

Tomato (1kg)

$2.33 Rp 41.7K

$2.33 RON 10.53

Potato (1kg)

$1.91 Rp 34.3K

$1.02 RON 4.60

87.25%

Onion (1kg)

$2.20 Rp 39.5K

$0.97 RON 4.39

126.80%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.04 RON 4.70

-2.88%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.88 RON 3.99

-11.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$6.53 RON 29.56

-49.16%

Wine (Bottle)

$23.74 Rp 425.5K

$7.94 RON 35.92

198.99%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.13 RON 5.10

146.90%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.05 RON 9.28

39.51%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.70 RON 3.18

-61.43%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$23.33 RON 106

-65.58%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.00 RON 4.53

-54.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.89 RON 4.03

-49.44%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$9.45 RON 42.76

-35.45%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.69 RON 7.64

-53.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$28.4K RON 128.8K

-8.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$27.1K RON 122.5K

18.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$161 RON 731

-50.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$9.19 RON 41.58

-55.82%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$9.66 RON 43.71

143.48%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$44.75 RON 203

120.56%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$19.86 RON 89.9

-66.62%

Cinema Ticket

$4.15 Rp 74.3K

$8.25 RON 37.35

-49.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$491 RON 2,223

-38.11%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$10.8K RON 49.0K

-38.95%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$70.9 RON 321

-21.64%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$39.43 RON 178

-2.84%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$84.2 RON 381

5.29%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$99.5 RON 450

-21.73%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$692 RON 3,133

45.39%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$550 RON 2,489

22.82%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$1,244 RON 5,632

176.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$923 RON 4,180

120.87%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,494 RON 20.3K

-36.77%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$3,328 RON 15.1K

-31.98%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,378 RON 6,239

-88.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.85

127.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cluj-Napoca: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $692 in Cluj-Napoca. Housing cost is often the main lever when comparing two cities.

Cluj-Napoca pays 734% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $58.0 in Cluj-Napoca. Groceries flip the comparison at $302 vs $232, with Cluj-Napoca cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cluj-Napoca: Cost of Living - Frequently Asked Questions

Cluj-Napoca is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, Cluj-Napoca earns 734% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $692 in Cluj-Napoca. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cluj-Napoca runs roughly 191% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $491 in Cluj-Napoca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,387 in Cluj-Napoca versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Cluj-Napoca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cluj-Napoca the clear choice for anyone on this budget.

For families, Cluj-Napoca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cluj-Napoca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cluj-Napoca gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.