Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Clifton, NJ

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,771 in Clifton, NJ, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
135

Cost of Living Index in Clifton, NJ
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Clifton, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Clifton, NJ

🇺🇸 United States

$2,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Clifton, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Clifton, NJ actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,771 in Clifton, NJ, rent included.

Ubud, Bali $1,353
Clifton, NJ $2,771

A couple spends around $2,297 per month in Ubud, Bali vs $4,035 in Clifton, NJ, rent included.

Ubud, Bali $2,297
Clifton, NJ $4,035

A family of three spends $3,241 per month in Ubud, Bali vs $5,299 in Clifton, NJ, rent included.

Ubud, Bali $3,241
Clifton, NJ $5,299

Ubud, Bali is about 51% cheaper than Clifton, NJ, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Clifton, NJ sit above the global median – Ubud, Bali by 0%, Clifton, NJ by 105%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$22.14 $22.14

-85.41%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$78.7 $78.7

-55.70%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.83 $12.83

-55.57%

Cappuccino

$2.62 Rp 47.1K

$6.41 $6.41

-59.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.44 $2.44

-29.51%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.79 $1.79

-54.75%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$7.91 $7.91

-66.50%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$7.05 $7.05

-38.01%

Milk (1 liter)

$1.57 Rp 28.3K

$1.33 $1.33

18.05%

White Bread (500g)

$2.19 Rp 39.5K

$4.61 $4.61

-52.49%

Rice (white) (1kg)

$1.18 Rp 21.2K

$6.09 $6.09

-80.62%

Eggs

$2.16 Rp 38.8K

$5.80 $5.80

-62.76%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.90 $13.90

26.98%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$10.09 $10.09

-62.54%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$18.68 $18.68

-36.03%

Apples (1kg)

$3.60 Rp 64.8K

$5.92 $5.92

-39.19%

Banana (1kg)

$1.59 Rp 28.6K

$2.34 $2.34

-32.05%

Oranges (1kg)

$2.31 Rp 41.6K

$6.21 $6.21

-62.80%

Tomato (1kg)

$1.91 Rp 34.3K

$5.26 $5.26

-63.69%

Potato (1kg)

$1.78 Rp 32.1K

$3.52 $3.52

-49.43%

Onion (1kg)

$2.33 Rp 41.9K

$4.34 $4.34

-46.31%

Lettuce (1 head)

$1.00 Rp 18.0K

$3.13 $3.13

-68.05%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.63 $2.63

-79.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$15.06 $15.06

-84.79%

Wine (Bottle)

$22.07 Rp 397.3K

$15.21 $15.21

45.10%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.79 $1.79

31.28%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.63 $3.63

-17.91%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$4.30 $4.30

-94.65%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.95 $2.95

-84.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.19 $2.19

-80.37%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$42.36 $42.36

-87.09%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.13 $1.13

-26.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$33.1K $33.1K

-27.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.6K $25.6K

28.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$219 $219

-63.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$50.7 $50.7

-87.05%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$66.5 $66.5

-72.02%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$29.05 $29.05

86.30%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$20.63 $20.63

-79.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,967 $1,967

-74.96%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$16.3K $16.3K

-65.57%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$31.73 $31.73

43.65%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$20.32 $20.32

72.05%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$109 $109

-28.93%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$138 $138

-42.91%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,348 $1,348

-16.05%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,376 $1,376

-51.10%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,860 $2,860

26.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,215 $2,215

-23.17%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$8,457 $8,457

-67.87%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,324 $4,324

-96.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.8

102.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Clifton, NJ: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Clifton, NJ

$1.4K 49.7% 105% $703

Groceries & Markets

Ubud, Bali

$287 21.2%

Clifton, NJ

$460 16.6% 60.1% $173

Clothing & Footwear

Ubud, Bali

$107 7.9%

Clifton, NJ

$135 4.9% 26.3% $28

Eating Out

Ubud, Bali

$106 7.9%

Clifton, NJ

$363 13.1% 241% $257

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Clifton, NJ

$336 12.1% 220% $231

Sport & Entertainment

Ubud, Bali

$63 4.6%

Clifton, NJ

$70 2.5% 12.3% $7.7

Getting Around

Ubud, Bali

$12 0.9%

Clifton, NJ

$31 * 1.1% 150% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,348 in Clifton, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2499% higher in Clifton, NJ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $79.0 in Clifton, NJ. Monthly groceries follow the same trend: $287 vs $460 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Clifton, NJ

🕒 Local time

08:26 8:26 AM

20:26 8:26 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

79,606

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Clifton, NJ 16,300 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Clifton, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Clifton, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $2,771 in Clifton, NJ – roughly 105% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $4,157 in Clifton, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $2,771 in Clifton, NJ. That's a gap of about 105%.

Kindergarten costs $493 per month in Ubud, Bali and $1,967 in Clifton, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Clifton, NJ at $2,771. In Ubud, Bali it covers expenses comfortably, while in Clifton, NJ it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $2,771 in Clifton, NJ. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Clifton, NJ makes more sense. Both are solid long-term options with distinct trade-offs.