Cost of Living Comparison Between Ubud, Bali and Choluteca Cost of Living Comparison Between Ubud, Bali and Choluteca

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $266 in Choluteca, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $340 in Choluteca, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $414 in Choluteca, rent included.

Ubud, Bali costs about 430% more than Choluteca, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Choluteca is 80% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 61.8K

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

Cappuccino

$2.75 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

Water (0.33 liter bottle)

$0.75 Rp 13.4K

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

Milk (1 liter)

$1.74 Rp 31.1K

White Bread (500g)

$2.46 Rp 44.0K

$1.13 HNL 30.21

117.70%

Rice (white) (1kg)

$1.17 Rp 20.9K

$2.15 HNL 57.4

-45.58%

Eggs

$2.43 Rp 43.5K

$1.21 HNL 32.38

100.83%

Local Cheese (1kg)

$14.50 Rp 259.5K

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$2.26 HNL 60.5

92.48%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

Apples (1kg)

$3.72 Rp 66.5K

$2.24 HNL 59.8

66.07%

Banana (1kg)

$1.63 Rp 29.1K

$2.18 HNL 58.4

-25.23%

Oranges (1kg)

$2.74 Rp 49.1K

$2.26 HNL 60.3

21.24%

Tomato (1kg)

$2.24 Rp 40.1K

$2.25 HNL 60.3

-0.44%

Potato (1kg)

$1.92 Rp 34.3K

$2.23 HNL 59.7

-13.90%

Onion (1kg)

$2.28 Rp 40.7K

$2.24 HNL 59.8

1.79%

Lettuce (1 head)

$1.06 Rp 19.0K

$1.02 HNL 27.16

3.92%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.97 HNL 25.97

-25.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

Wine (Bottle)

$23.19 Rp 414.9K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.47 HNL 39.19

89.12%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$0.99 HNL 26.39

175.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$103 HNL 2,746

-23.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$52.1 HNL 1,392

-53.28%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Choluteca: July 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Choluteca: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 430%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $398 in Choluteca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $266 in Choluteca. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 154% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Choluteca, where all-in costs run around $266, than in Ubud, Bali at $1,408. In Choluteca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Choluteca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Choluteca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.