Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chlef

For one person, living is cheaper in Chlef: $427 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Chlef
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Chlef Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Chlef

🇩🇿 Algeria

$427

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chlef

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chlef actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $427 in Chlef, rent included.

Ubud, Bali $1,368
Chlef $427

A couple spends around $2,314 per month in Ubud, Bali vs $689 in Chlef, rent included.

Ubud, Bali $2,314
Chlef $689

A family of three spends $3,260 per month in Ubud, Bali vs $952 in Chlef, rent included.

Ubud, Bali $3,260
Chlef $952

Ubud, Bali costs about 220% more than Chlef, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Chlef is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$1.65 DZD 221

101.82%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 629.5K

$28.13 DZD 3,767

25.06%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 103.9K

$1.82 DZD 243

218.68%

Cappuccino

$2.73 Rp 48.8K

$0.90 DZD 120

203.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$0.48 DZD 64.4

241.67%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$0.23 DZD 30.67

260.87%

Local Beer (0.5 liter draught)

$2.70 Rp 48.3K

$1.14 DZD 153

136.84%

Imported Beer (0.33 liter bottle)

$4.30 Rp 76.9K

$2.22 DZD 297

93.69%

Milk (1 liter)

$1.50 Rp 26.9K

$0.50 DZD 66.5

200.00%

White Bread (500g)

$2.30 Rp 41.1K

$0.13 DZD 17.15

1669.23%

Rice (white) (1kg)

$1.18 Rp 21.1K

$1.15 DZD 153

2.61%

Eggs

$2.14 Rp 38.4K

$1.19 DZD 159

79.83%

Local Cheese (1kg)

$17.48 Rp 312.7K

$3.00 DZD 402

482.67%

Chicken Fillets (1kg)

$4.03 Rp 72.1K

$4.00 DZD 535

0.75%

Beef Round Steak (1kg)

$12.23 Rp 218.8K

$10.59 DZD 1,418

15.49%

Apples (1kg)

$3.55 Rp 63.5K

$2.09 DZD 280

69.86%

Banana (1kg)

$1.57 Rp 28.1K

$2.69 DZD 360

-41.64%

Oranges (1kg)

$2.24 Rp 40.0K

$1.10 DZD 148

103.64%

Tomato (1kg)

$1.93 Rp 34.5K

$0.28 DZD 36.89

589.29%

Potato (1kg)

$1.88 Rp 33.7K

$0.34 DZD 45.21

452.94%

Onion (1kg)

$2.29 Rp 41.0K

$0.49 DZD 65.5

367.35%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.62 DZD 83.1

59.68%

Water (1.5 liter bottle)

$0.53 Rp 9,420

$0.25 DZD 33.37

112.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 40.9K

$2.42 DZD 324

-5.79%

Wine (Bottle)

$23.01 Rp 411.8K

$6.70 DZD 897

243.43%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.9K

$1.07 DZD 143

118.69%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.1K

$1.92 DZD 257

51.56%

One-way Ticket (Public Transport)

$0.24 Rp 4,290

$0.16 DZD 20.78

50.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 157.8K

$6.63 DZD 887

33.03%

Taxi Start (Normal Tariff)

$0.48 Rp 8,633

$0.58 DZD 77.7

-17.24%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,185

$0.47 DZD 62.6

-2.13%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

$3.96 DZD 530

37.63%

Gasoline (1 liter)

$0.88 Rp 15.8K

$0.32 DZD 42.52

175.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 439.6M

$32.0K DZD 4.3M

-23.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 558.1M

$34.8K DZD 4.7M

-10.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$33.68 DZD 4,509

146.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.4K

$9.60 DZD 1,286

-32.81%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.2K

$12.45 DZD 1,666

49.16%

Gym Membership (Monthly)

$55.8 Rp 998.8K

$10.98 DZD 1,470

408.38%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.1K

$14.71 DZD 1,970

23.11%

Cinema Ticket

$4.38 Rp 78.4K

$2.48 DZD 332

76.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$68.3 DZD 9,142

622.01%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.0M

$1,441 DZD 192.9K

299.25%

Jeans (Levis 501 Or Similar)

$46.19 Rp 826.6K

$10.92 DZD 1,462

322.99%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 632.3K

$34.45 DZD 4,612

2.55%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$68.6 DZD 9,187

15.26%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$44.27 DZD 5,927

77.07%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.4M

$146 DZD 19.5K

683.02%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$92.8 DZD 12.4K

628.15%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.7M

$162 DZD 21.7K

2060.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.4M

$112 DZD 15.0K

1413.10%

Buy Apartment in City Center (m2)

$2,784 Rp 49.8M

$954 DZD 127.7K

191.81%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.1M

$1,019 DZD 136.4K

119.90%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

$461 DZD 61.8K

-64.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Chlef: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Chlef

$93 21.7% 86.3% $583

Groceries & Markets

Ubud, Bali

$290 21.2%

Chlef

$139 32.5% 52.2% $152

Eating Out

Ubud, Bali

$109 8%

Chlef

$42 9.9% 61% $66

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Chlef

$56 13.1% 48.4% $52

Clothing & Footwear

Ubud, Bali

$108 7.9%

Chlef

$71 16.7% 33.8% $36

Sport & Entertainment

Ubud, Bali

$65 4.7%

Chlef

$16 3.7% 75.3% $49

Getting Around

Ubud, Bali

$13 0.9%

Chlef

$10 2.4% 19% $2.4

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $146 in Chlef. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 180% higher in Chlef, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $28.00 in Chlef. Monthly groceries follow the same trend: $290 vs $139 – making Chlef the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇿 Chlef

🕒 Local time

22:51 10:51 PM

15:51 3:51 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

178,616

💱 Currency

Indonesian Rupiah IDR Rp

Algerian Dinar DZD د.ج

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1,000 DZD = 7.47 USD

1,000 DZD = 6.67 EUR

Exchange rates and currency converter

DZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 14, 2026: 1 USD = 17,895 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,050 IDR (100,000 IDR = 4.99 EUR).

Algerian Dinar exchange rates as of October 14, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 150 DZD (1,000 DZD = 6.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chlef 12,710 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Chlef

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chlef: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 220%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $641 in Chlef. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chlef, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $68.3 in Chlef. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 109% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Chlef, where all-in costs run around $427, than in Ubud, Bali at $1,368. In Chlef it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Chlef – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chlef. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.