Cost of Living Comparison Between Ubud, Bali and Chesterfield, MI Cost of Living Comparison Between Ubud, Bali and Chesterfield, MI

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,594 in Chesterfield, MI.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,827 in Chesterfield, MI.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $5,061 in Chesterfield, MI.

Living in Ubud, Bali costs roughly 45% less than in Chesterfield, MI, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Chesterfield, MI 94% above.

Currency
🍽 Eating Out
Ubud, Bali
Chesterfield, MI
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$17.70 $17.70
-79.89%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$70.5 $70.5
-53.55%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$10.82 $10.82
-54.25%
Cappuccino
$2.71 Rp 48.9K
$4.84 $4.84
-44.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$2.55 $2.55
-47.45%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.59 $1.59
-55.97%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$5.99 $5.99
-51.25%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$7.19 $7.19
-44.92%
🛒 Groceries & Markets
Ubud, Bali
Chesterfield, MI
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$0.83 $0.83
118.07%
White Bread (500g)
$2.52 Rp 45.4K
$3.49 $3.49
-27.79%
Rice (white) (1kg)
$1.16 Rp 20.9K
$4.68 $4.68
-75.21%
Eggs
$2.46 Rp 44.4K
$3.34 $3.34
-26.35%
Local Cheese (1kg)
$14.71 Rp 265.3K
$15.27 $15.27
-3.67%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$12.35 $12.35
-65.02%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$14.87 $14.87
-18.36%
Apples (1kg)
$3.84 Rp 69.3K
$10.44 $10.44
-63.22%
Banana (1kg)
$1.56 Rp 28.1K
$1.37 $1.37
13.87%
Oranges (1kg)
$2.83 Rp 51.1K
$6.18 $6.18
-54.21%
Tomato (1kg)
$2.33 Rp 41.9K
$5.67 $5.67
-58.91%
Potato (1kg)
$1.91 Rp 34.5K
$2.17 $2.17
-11.98%
Onion (1kg)
$2.20 Rp 39.7K
$3.98 $3.98
-44.72%
Lettuce (1 head)
$1.01 Rp 18.3K
$2.52 $2.52
-59.92%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$2.82 $2.82
-72.34%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$8.97 $8.97
-62.99%
Wine (Bottle)
$23.74 Rp 428.1K
$14.92 $14.92
59.12%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$1.85 $1.85
50.81%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$3.48 $3.48
-17.82%
🚌 Getting Around
Ubud, Bali
Chesterfield, MI
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$1.99 $1.99
-86.43%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$4.83 $4.83
-90.48%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$1.38 $1.38
-67.39%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$28.43 $28.43
-78.54%
Gasoline (1 liter)
$0.79 Rp 14.3K
$0.89 $0.89
-11.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$25.2K $25.2K
3.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$24.5K $24.5K
30.93%
🧾 Monthly Utilities & Internet
Ubud, Bali
Chesterfield, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$117 $117
-31.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$44.84 $44.84
-90.95%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$60.8 $60.8
-61.32%
🎉 Sport & Entertainment
Ubud, Bali
Chesterfield, MI
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$42.74 $42.74
130.93%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
-
-
Cinema Ticket
$4.15 Rp 74.8K
$10.82 $10.82
-61.65%
🧸 Childcare & Education
Ubud, Bali
Chesterfield, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$943 $943
-67.78%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$21.3K $21.3K
-69.01%
👕👟 Clothing & Footwear
Ubud, Bali
Chesterfield, MI
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$63.2 $63.2
-12.18%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$39.65 $39.65
-3.38%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$96.8 $96.8
-8.43%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$136 $136
-42.55%
🏠 Accommodation & Living
Ubud, Bali
Chesterfield, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$1,606 $1,606
-37.32%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$1,340 $1,340
-49.59%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$2,611 $2,611
31.83%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$2,245 $2,245
-9.16%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$2,743 $2,743
3.59%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$2,277 $2,277
-0.59%
💵 Salaries & Financials
Ubud, Bali
Chesterfield, MI
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chesterfield, MI: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,606 in Chesterfield, MI. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $70.0 in Chesterfield, MI for a mid-range dinner for two. Groceries echo the gap at $302 vs $445 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Chesterfield, MI: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Chesterfield, MI?
Ubud, Bali and Chesterfield, MI differ by about 83% in total monthly costs ($1,419 vs $2,594 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Chesterfield, MI?
You'd need roughly $2,129 in Ubud, Bali and $3,891 in Chesterfield, MI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and Chesterfield, MI?
Rent for a central apartment: $1,006 in Ubud, Bali versus $1,606 in Chesterfield, MI. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Chesterfield, MI?
Childcare runs $304 in Ubud, Bali versus $943 in Chesterfield, MI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $70.0 in Chesterfield, MI. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,419 in Ubud, Bali versus $2,594 in Chesterfield, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Chesterfield, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Chesterfield, MI?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Chesterfield, MI safer for residents?
Safety-wise, Ubud, Bali and Chesterfield, MI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Chesterfield, MI?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 83% less than in Chesterfield, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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