Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chemnitz

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,889 in Chemnitz, rent and utilities included – about $6,500 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
91

Cost of Living Index in Chemnitz
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Chemnitz Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Chemnitz

🇩🇪 Germany

$1,889

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chemnitz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chemnitz actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,889 in Chemnitz, rent included.

Ubud, Bali $1,349
Chemnitz $1,889

A couple spends around $2,305 per month in Ubud, Bali vs $2,812 in Chemnitz, rent included.

Ubud, Bali $2,305
Chemnitz $2,812

A family of three spends $3,261 per month in Ubud, Bali vs $3,736 in Chemnitz, rent included.

Ubud, Bali $3,261
Chemnitz $3,736

Ubud, Bali is about 29% cheaper than Chemnitz, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.99 €15.23

-80.46%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$64.0 €57.4

-44.32%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$12.71 €11.39

-56.49%

Cappuccino

$2.72 Rp 49.3K

$4.26 €3.81

-36.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.66 €3.28

-53.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.19 €2.86

-76.18%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.38 €3.92

-39.50%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.44 €3.09

27.33%

Milk (1 liter)

$1.49 Rp 27.0K

$1.28 €1.15

16.41%

White Bread (500g)

$2.28 Rp 41.3K

$2.39 €2.14

-4.60%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.97 €3.55

-70.03%

Eggs

$2.04 Rp 36.9K

$3.39 €3.03

-39.82%

Local Cheese (1kg)

$17.70 Rp 321.1K

$14.56 €13.05

21.57%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$10.37 €9.29

-61.81%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$22.15 €19.85

-44.97%

Apples (1kg)

$3.66 Rp 66.3K

$3.32 €2.98

10.24%

Banana (1kg)

$1.52 Rp 27.5K

$1.96 €1.75

-22.45%

Oranges (1kg)

$2.23 Rp 40.4K

$2.05 €1.84

8.78%

Tomato (1kg)

$1.97 Rp 35.8K

$3.95 €3.54

-50.13%

Potato (1kg)

$1.85 Rp 33.5K

$1.47 €1.32

25.85%

Onion (1kg)

$2.42 Rp 44.0K

$1.45 €1.30

66.90%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.49 €1.33

-33.56%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.37 €1.23

-62.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.46 €8.47

-76.53%

Wine (Bottle)

$22.24 Rp 403.4K

$5.67 €5.08

292.24%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.08 €0.97

109.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.44 €1.29

106.25%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$3.48 €3.12

-92.82%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$71.5 €64.1

-89.06%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.94 €3.53

-88.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.64 €1.47

-73.78%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$32.98 €29.55

-83.60%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.06 €1.85

-60.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$32.8K €29.4K

-27.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$38.4K €34.4K

-17.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$322 €289

-75.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$23.49 €21.05

-72.54%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$39.69 €35.56

-53.19%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$32.43 €29.06

52.57%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$21.87 €19.60

-19.30%

Cinema Ticket

$4.27 Rp 77.5K

$21.26 €19.05

-79.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$300 €269

63.26%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,204 €6,456

-21.24%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$118 €106

-62.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$43.34 €38.84

-19.36%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$118 €105

-32.12%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$124 €111

-35.92%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$392 €352

186.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$534 €479

25.71%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$996 €893

257.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$879 €788

95.96%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,011 €1,802

35.87%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,267 €1,136

80.21%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,741 €2,456

-94.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.98

246.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Chemnitz: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Chemnitz

$534 28.3% 20.5% $137

Groceries & Markets

Ubud, Bali

$288 21.4%

Chemnitz

$334 17.7% 15.7% $45

Eating Out

Ubud, Bali

$108 8%

Chemnitz

$281 14.9% 161% $174

Clothing & Footwear

Ubud, Bali

$108 8%

Chemnitz

$181 9.6% 68.6% $74

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Chemnitz

$386 20.4% 271% $281

Sport & Entertainment

Ubud, Bali

$58 4.3%

Chemnitz

$75 4% 29.2% $17

Getting Around

Ubud, Bali

$11 0.9%

Chemnitz

$98 5.2% 754% $86

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $392 in Chemnitz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chemnitz are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $64 in Chemnitz. Monthly groceries follow the same trend: $288 vs $334 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Chemnitz

🕒 Local time

16:01 4:01 PM

09:01 9:01 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

243,089

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

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Between locations

Ubud, Bali Chemnitz 11,610 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Chemnitz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chemnitz: Cost of Living - Frequently Asked Questions

Chemnitz costs about 40% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,833 in Chemnitz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chemnitz, especially for central apartments: a one-bedroom in the center costs $392 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,889 in Chemnitz. That makes Ubud, Bali about 29% cheaper.

Public transport costs about 89% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,889 in Chemnitz. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,889 in Chemnitz. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Chemnitz makes more sense. Both are solid long-term options with distinct trade-offs.