Cost of Living Comparison Between Ubud, Bali and Cheltenham Cost of Living Comparison Between Ubud, Bali and Cheltenham

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,186 in Cheltenham.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,213 in Cheltenham.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $4,240 in Cheltenham.

Living in Ubud, Bali costs roughly 36% less than in Cheltenham, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Cheltenham 64% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$20.67 £15.39

-83.31%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$82.9 £61.7

-60.97%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$11.05 £8.23

-56.20%

Cappuccino

$2.75 Rp 49.4K

$4.67 £3.47

-41.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.08 £1.55

-33.65%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.33 £0.99

-43.61%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$5.32 £3.96

-43.80%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$6.67 £4.97

-42.28%

Milk (1 liter)

$1.74 Rp 31.2K

$1.47 £1.10

18.37%

White Bread (500g)

$2.46 Rp 44.2K

$0.69 £0.52

256.52%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.07 £1.54

-43.48%

Eggs

$2.43 Rp 43.7K

$4.55 £3.39

-46.59%

Local Cheese (1kg)

$14.50 Rp 260.6K

$4.72 £3.51

207.20%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.08 £5.27

-38.56%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$15.89 £11.83

-24.61%

Apples (1kg)

$3.72 Rp 66.8K

$2.06 £1.53

80.58%

Banana (1kg)

$1.63 Rp 29.2K

$1.71 £1.28

-4.68%

Oranges (1kg)

$2.74 Rp 49.3K

$2.02 £1.50

35.64%

Tomato (1kg)

$2.24 Rp 40.3K

$3.59 £2.67

-37.60%

Potato (1kg)

$1.92 Rp 34.5K

$1.34 £1.00

43.28%

Onion (1kg)

$2.28 Rp 40.9K

$1.83 £1.36

24.59%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.08 £0.80

-1.85%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.58 £1.18

-54.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$17.22 £12.82

-80.89%

Wine (Bottle)

$23.19 Rp 416.8K

$11.31 £8.42

105.04%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.96 £1.46

41.84%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.98 £1.47

37.88%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$3.56 £2.65

-92.42%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$56.6 £42.10

-85.66%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$4.06 £3.02

-88.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.39 £1.03

-69.78%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$25.73 £19.16

-75.83%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.90 £1.41

-57.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$38.9K £28.9K

-31.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$41.6K £31.0K

-22.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$262 £195

-70.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$15.81 £11.77

-74.26%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$43.79 £32.60

-44.44%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$43.78 £32.59

125.24%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$23.33 £17.37

-72.82%

Cinema Ticket

$3.99 Rp 71.6K

$13.85 £10.31

-71.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,411 £1,050

-78.38%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$13.8K £10.2K

-51.70%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$112 £83.2

-51.56%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$35.74 £26.61

5.79%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$112 £83.6

-22.62%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$98.9 £73.6

-22.78%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,166 £868

-14.95%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$943 £702

-28.67%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$2,262 £1,684

49.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,676 £1,248

22.32%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$5,683 £4,231

-50.65%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$5,809 £4,325

-61.67%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$4,756 £3,541

-96.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.79

129.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Cheltenham: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $1,166 in Cheltenham. Housing cost is often the main lever when comparing two cities.

Cheltenham pays 2749% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $83.0 in Cheltenham. Groceries flip the comparison at $297 vs $259, with Cheltenham cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cheltenham: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 55% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2749% lower in Cheltenham. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $1,166 in Cheltenham. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $83.0 in Cheltenham. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $2,186 in Cheltenham – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,408 in Ubud, Bali versus $2,186 in Cheltenham, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cheltenham. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cheltenham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cheltenham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 55% less than in Cheltenham. Beyond cost, consider language, visa policies, and how big the international community is in each city.