Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Charlotte, MI

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,358 in Charlotte, MI, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
113

Cost of Living Index in Charlotte, MI
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Charlotte, MI Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Charlotte, MI

🇺🇸 United States

$2,358

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Charlotte, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Charlotte, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,358 in Charlotte, MI.

Ubud, Bali $1,349
Charlotte, MI $2,358

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,206 in Charlotte, MI.

Ubud, Bali $2,305
Charlotte, MI $3,206

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,054 in Charlotte, MI.

Ubud, Bali $3,261
Charlotte, MI $4,054

Living in Ubud, Bali costs roughly 43% less than in Charlotte, MI, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$19.79 $19.79

-83.22%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$75.2 $75.2

-52.61%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$11.75 $11.75

-52.94%

Cappuccino

$2.72 Rp 49.4K

$5.74 $5.74

-52.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.58 $2.58

-34.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.16 $2.16

-64.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.43 $6.43

-58.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$7.02 $7.02

-37.61%

Milk (1 liter)

$1.49 Rp 27.1K

$1.08 $1.08

37.96%

White Bread (500g)

$2.28 Rp 41.3K

$3.90 $3.90

-41.54%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.30 $3.30

-63.94%

Eggs

$2.04 Rp 37.0K

$3.16 $3.16

-35.44%

Local Cheese (1kg)

$17.70 Rp 321.5K

$17.13 $17.13

3.33%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$11.44 $11.44

-65.38%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$20.06 $20.06

-39.23%

Apples (1kg)

$3.66 Rp 66.4K

$3.18 $3.18

15.09%

Banana (1kg)

$1.52 Rp 27.6K

$1.38 $1.38

10.14%

Oranges (1kg)

$2.23 Rp 40.5K

$2.18 $2.18

2.29%

Tomato (1kg)

$1.97 Rp 35.8K

$3.30 $3.30

-40.30%

Potato (1kg)

$1.85 Rp 33.6K

$1.74 $1.74

6.32%

Onion (1kg)

$2.42 Rp 44.0K

$3.24 $3.24

-25.31%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.94 $1.94

-48.97%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$1.94 $1.94

-73.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$8.28 $8.28

-73.19%

Wine (Bottle)

$22.24 Rp 403.9K

$9.45 $9.45

135.34%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.74 $1.74

29.89%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.33 $4.33

-31.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$1.96 $1.96

-87.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$61.5 $61.5

-87.29%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$2.78 $2.78

-84.17%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$1.79 $1.79

-75.98%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$30.51 $30.51

-82.27%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.05 $1.05

-21.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$30.8K $30.8K

-22.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$26.0K $26.0K

22.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$158 $158

-49.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$25.08 $25.08

-74.28%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$59.9 $59.9

-68.97%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$14.71 $14.71

236.37%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$36.57 $36.57

-51.74%

Cinema Ticket

$4.27 Rp 77.6K

$7.01 $7.01

-39.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$916 $916

-46.48%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$26.1K $26.1K

-78.27%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$41.43 $41.43

7.75%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$12.01 $12.01

191.01%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$125 $125

-35.86%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$49.44 $49.44

60.64%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,648 $1,648

-31.74%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,203 $1,203

-44.17%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,177 $2,177

63.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,399 $1,399

23.18%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,746 $2,746

-0.53%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,340 $1,340

70.46%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,488 $3,488

-95.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.82

102.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Charlotte, MI: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Charlotte, MI

$1.2K 51% 79.1% $531

Groceries & Markets

Ubud, Bali

$288 21.4%

Charlotte, MI

$373 15.8% 29.2% $84

Eating Out

Ubud, Bali

$108 8%

Charlotte, MI

$328 13.9% 204% $220

Clothing & Footwear

Ubud, Bali

$108 8%

Charlotte, MI

$102 4.3% 4.8% $5.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Charlotte, MI

$243 10.3% 133% $138

Sport & Entertainment

Ubud, Bali

$58 4.3%

Charlotte, MI

$29 1.2% 50.5% $29

Getting Around

Ubud, Bali

$11 0.9%

Charlotte, MI

$81 3.4% 610% $70

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,648 in Charlotte, MI. Housing cost is often the main lever when comparing two cities.

Charlotte, MI pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $75 in Charlotte, MI for a mid-range dinner for two. Groceries echo the gap at $288 vs $373 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Charlotte, MI

🕒 Local time

15:38 3:38 PM

02:38 2:38 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

751,087

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Charlotte, MI 15,750 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Charlotte, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Charlotte, MI: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,358 in Charlotte, MI, so Ubud, Bali is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,648 in Charlotte, MI. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $916 in Charlotte, MI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Charlotte, MI. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Charlotte, MI are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Charlotte, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.