Cost of Living Comparison Between Ubud, Bali and Chapeco Cost of Living Comparison Between Ubud, Bali and Chapeco

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $829 in Chapeco.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,292 in Chapeco.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,755 in Chapeco.

Living in Ubud, Bali is roughly 68% more expensive than in Chapeco, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Chapeco is 38% below.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$5.50 R$27.82

-37.64%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.4K

$33.64 R$170

-4.96%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$5.28 R$26.68

-4.36%

Cappuccino

$2.71 Rp 48.6K

$1.84 R$9.31

47.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$0.70 R$3.52

98.57%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.75 R$3.78

-1.33%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$1.42 R$7.17

103.52%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$2.19 R$11.06

73.06%

Milk (1 liter)

$1.79 Rp 32.1K

$0.92 R$4.66

94.57%

White Bread (500g)

$2.51 Rp 44.9K

$1.06 R$5.39

136.79%

Rice (white) (1kg)

$1.21 Rp 21.7K

$1.28 R$6.50

-5.47%

Eggs

$2.37 Rp 42.4K

$1.64 R$8.30

44.51%

Local Cheese (1kg)

$14.43 Rp 258.4K

$8.18 R$41.36

76.41%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$7.17 R$36.28

-42.12%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$7.31 R$36.95

65.66%

Apples (1kg)

$3.77 Rp 67.5K

$2.12 R$10.73

77.83%

Banana (1kg)

$1.63 Rp 29.1K

$1.09 R$5.51

49.54%

Oranges (1kg)

$2.71 Rp 48.5K

$1.19 R$6.01

127.73%

Tomato (1kg)

$2.26 Rp 40.4K

$1.45 R$7.35

55.86%

Potato (1kg)

$1.93 Rp 34.5K

$0.93 R$4.73

107.53%

Onion (1kg)

$2.19 Rp 39.3K

$1.05 R$5.34

108.57%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.75 R$3.78

36.00%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.62 R$3.13

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$2.37 R$11.97

34.18%

Wine (Bottle)

$23.84 Rp 426.8K

$9.67 R$48.89

146.54%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.26 R$6.38

119.84%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$2.04 R$10.32

34.80%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.84 R$4.24

-67.86%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

$38.45 R$194

-78.67%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$1.06 R$5.35

-54.72%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.72 R$3.64

-41.67%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$6.57 R$33.23

-8.22%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.11 R$5.60

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$21.7K R$109.7K

22.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$26.4K R$133.7K

21.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$60.6 R$307

29.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$8.15 R$41.24

-52.02%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$17.89 R$90.5

33.65%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$23.55 R$119

308.41%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$32.52 R$165

-79.92%

Cinema Ticket

$4.01 Rp 71.9K

$6.34 R$32.05

-36.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$266 R$1,343

13.95%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$6,371 R$32.2K

2.82%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.4K

$49.54 R$251

11.65%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$41.75 R$211

-8.22%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$75.4 R$381

17.32%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$65.4 R$331

17.29%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$283 R$1,433

247.84%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$260 R$1,316

162.16%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$572 R$2,892

498.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$460 R$2,325

351.45%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,680 R$8,497

64.44%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$1,074 R$5,432

108.86%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$435 R$2,200

-61.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.92

21.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Chapeco: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $283 in Chapeco. Housing cost is often the main lever when comparing two cities.

Chapeco pays 158% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $34.00 in Chapeco. Groceries flip the comparison at $298 vs $188, with Chapeco cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chapeco: Cost of Living - Frequently Asked Questions

Chapeco wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chapeco the obvious pick if budget is a priority.

On paper, salaries run 158% lower in Chapeco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $283 in Chapeco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chapeco runs roughly 369% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $266 in Chapeco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $829 in Chapeco versus $1,397 in Ubud, Bali, a $1,000 budget is realistic in Chapeco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chapeco the clear choice for anyone on this budget.

Both work as nomad bases, but Chapeco delivers better value – similar infrastructure at $829 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chapeco hard to pass up.

Safety-wise, Ubud, Bali and Chapeco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chapeco gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.