Cost of Living Comparison Between Ubud, Bali and Chapeco Cost of Living Comparison Between Ubud, Bali and Chapeco

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $999 in Chapeco.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,522 in Chapeco.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,044 in Chapeco.

Living in Ubud, Bali is roughly 40% more expensive than in Chapeco, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Chapeco is 27% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$5.83 R$29.87

-42.20%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$37.91 R$194

1.79%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$9.68 R$49.60

-42.98%

Cappuccino

$2.64 Rp 46.6K

$1.98 R$10.17

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.82 R$4.18

103.66%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.63 R$3.21

22.22%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.55 R$7.95

69.68%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.43 R$12.43

76.13%

Milk (1 liter)

$1.55 Rp 27.3K

$0.86 R$4.40

80.23%

White Bread (500g)

$2.22 Rp 39.2K

$1.13 R$5.79

96.46%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.15 R$11.02

-47.44%

Eggs

$2.09 Rp 36.8K

$1.95 R$9.98

7.18%

Local Cheese (1kg)

$17.39 Rp 306.7K

$8.76 R$44.89

98.52%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$7.68 R$39.34

-49.61%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$11.58 R$59.4

8.38%

Apples (1kg)

$3.62 Rp 63.8K

$2.53 R$12.97

43.08%

Banana (1kg)

$1.56 Rp 27.5K

$1.07 R$5.49

45.79%

Oranges (1kg)

$2.35 Rp 41.5K

$0.60 R$3.09

291.67%

Tomato (1kg)

$2.06 Rp 36.2K

$0.76 R$3.88

171.05%

Potato (1kg)

$1.90 Rp 33.5K

$0.80 R$4.10

137.50%

Onion (1kg)

$2.34 Rp 41.2K

$0.56 R$2.85

317.86%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.94 R$4.79

9.57%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.81 R$4.13

-32.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.46 R$12.59

-8.54%

Wine (Bottle)

$23.81 Rp 419.8K

$9.54 R$48.86

149.58%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$0.93 R$4.75

148.39%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.50 R$7.70

86.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.94 R$4.83

-71.28%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$38.31 R$196

-77.39%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$1.37 R$7.00

-64.96%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.19 R$6.08

-36.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$23.1K R$118.4K

5.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

$32.0K R$164.2K

0.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$181 R$926

-53.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$11.03 R$56.5

-41.43%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$19.13 R$98.0

-0.73%

Gym Membership (Monthly)

$56.0 Rp 987.0K

$25.18 R$129

122.28%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

$34.97 R$179

-46.75%

Cinema Ticket

$4.28 Rp 75.5K

$6.57 R$33.65

-34.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$28.79 R$148

58.25%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

$19.62 R$101

85.42%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$39.05 R$200

109.88%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$57.6 R$295

39.68%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$417 R$2,135

167.96%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$341 R$1,745

105.81%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$868 R$4,446

307.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$559 R$2,864

215.33%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,652 R$8,463

71.09%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,043 R$5,344

119.75%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$428 R$2,194

-60.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Chapeco: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $417 in Chapeco. Housing cost is often the main lever when comparing two cities.

Chapeco pays 152% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $38.00 in Chapeco for a mid-range dinner for two. Groceries echo the gap at $293 vs $205 per month, with Chapeco cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chapeco: Cost of Living - Frequently Asked Questions

Chapeco wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chapeco the obvious pick if budget is a priority.

On paper, salaries run 152% lower in Chapeco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $417 in Chapeco. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,396 per month in Ubud, Bali versus $999 in Chapeco – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

At $999 in Chapeco versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Chapeco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chapeco the clear choice for anyone on this budget.

Both work as nomad bases, but Chapeco delivers better value – similar infrastructure at $999 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chapeco hard to pass up.

Safety-wise, Ubud, Bali and Chapeco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chapeco gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.