Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chapeco

For one person, living is cheaper in Chapeco: $980 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Chapeco
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Chapeco Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Chapeco

🇧🇷 Brazil

$980

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chapeco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chapeco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $980 in Chapeco.

Ubud, Bali $1,353
Chapeco $980

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,454 in Chapeco.

Ubud, Bali $2,297
Chapeco $1,454

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,927 in Chapeco.

Ubud, Bali $3,241
Chapeco $1,927

Living in Ubud, Bali is roughly 38% more expensive than in Chapeco, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Chapeco is 28% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$5.53 R$28.05

-41.59%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$35.46 R$180

-1.64%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.92 R$45.20

-36.10%

Cappuccino

$2.62 Rp 47.1K

$1.92 R$9.76

36.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.75 R$3.80

129.33%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.59 R$2.98

37.29%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.45 R$7.33

82.76%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.31 R$11.73

89.18%

Milk (1 liter)

$1.57 Rp 28.3K

$0.90 R$4.56

74.44%

White Bread (500g)

$2.19 Rp 39.5K

$1.14 R$5.78

92.11%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.14 R$10.85

-44.86%

Eggs

$2.16 Rp 38.8K

$1.86 R$9.44

16.13%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.24 R$41.75

114.20%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.53 R$38.20

-49.80%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.95 R$55.5

9.13%

Apples (1kg)

$3.60 Rp 64.8K

$2.34 R$11.88

53.85%

Banana (1kg)

$1.59 Rp 28.6K

$0.99 R$5.02

60.61%

Oranges (1kg)

$2.31 Rp 41.6K

$0.53 R$2.68

335.85%

Tomato (1kg)

$1.91 Rp 34.3K

$0.70 R$3.54

172.86%

Potato (1kg)

$1.78 Rp 32.1K

$0.53 R$2.70

235.85%

Onion (1kg)

$2.33 Rp 41.9K

$0.53 R$2.70

339.62%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.95 R$4.83

5.26%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.70 R$3.53

-24.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.32 R$11.75

-1.29%

Wine (Bottle)

$22.07 Rp 397.3K

$9.31 R$47.19

137.06%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.88 R$4.48

167.05%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.48 R$7.49

101.35%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.97 R$4.94

-76.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$36.44 R$185

-75.58%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.28 R$6.50

-63.28%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.17 R$5.93

-29.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$22.9K R$116.0K

4.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$30.5K R$154.6K

7.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$172 R$873

-53.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$10.47 R$53.1

-37.34%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$18.84 R$95.5

-1.27%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$26.24 R$133

106.25%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$33.45 R$170

-45.35%

Cinema Ticket

$4.25 Rp 76.5K

$6.68 R$33.86

-36.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$26.98 R$137

68.94%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$18.26 R$92.6

91.46%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$36.87 R$187

110.79%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$53.6 R$272

46.55%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$415 R$2,103

172.78%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$329 R$1,668

104.52%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$851 R$4,313

324.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$536 R$2,718

217.40%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,509 R$7,649

80.10%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$987 R$5,005

127.00%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$414 R$2,097

-59.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Chapeco: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Chapeco

$329 33.6% 51.1% $344

Groceries & Markets

Ubud, Bali

$287 21.2%

Chapeco

$196 20% 31.8% $91

Clothing & Footwear

Ubud, Bali

$107 7.9%

Chapeco

$61 6.2% 42.7% $45

Eating Out

Ubud, Bali

$106 7.9%

Chapeco

$111 11.4% 4.6% $4.9

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Chapeco

$201 20.6% 91.6% $96

Sport & Entertainment

Ubud, Bali

$63 4.6%

Chapeco

$40 4% 36.8% $23

Getting Around

Ubud, Bali

$12 0.9%

Chapeco

$42 * 4.3% 235% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $415 in Chapeco. Housing cost is often the main lever when comparing two cities.

Chapeco pays 149% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $35.00 in Chapeco. Groceries flip the comparison at $287 vs $196, with Chapeco cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Chapeco

🕒 Local time

09:23 9:23 AM

22:23 10:23 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

243,477

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chapeco 15,850 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Chapeco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chapeco: Cost of Living - Frequently Asked Questions

Chapeco wins on cost – living expenses run 38% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chapeco the obvious pick if budget is a priority.

On paper, salaries run 149% lower in Chapeco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $415 in Chapeco. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $980 in Chapeco – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $980 in Chapeco versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Chapeco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chapeco the clear choice for anyone on this budget.

Both work as nomad bases, but Chapeco delivers better value – similar infrastructure at $980 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chapeco hard to pass up.

Safety-wise, Ubud, Bali and Chapeco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chapeco gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.