Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Carlsbad, NM

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,193 in Carlsbad, NM, rent and utilities included – about $10,100 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
106

Cost of Living Index in Carlsbad, NM
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Carlsbad, NM Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Carlsbad, NM

🇺🇸 United States

$2,193

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Carlsbad, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Carlsbad, NM actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,193 in Carlsbad, NM, rent included.

Ubud, Bali $1,349
Carlsbad, NM $2,193

A couple spends around $2,305 per month in Ubud, Bali vs $3,146 in Carlsbad, NM, rent included.

Ubud, Bali $2,305
Carlsbad, NM $3,146

A family of three spends $3,261 per month in Ubud, Bali vs $4,098 in Carlsbad, NM, rent included.

Ubud, Bali $3,261
Carlsbad, NM $4,098

Ubud, Bali is about 39% cheaper than Carlsbad, NM, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$17.29 $17.29

-80.80%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$45.36 $45.36

-21.43%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$11.82 $11.82

-53.21%

Cappuccino

$2.72 Rp 49.3K

$5.70 $5.70

-52.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.51 $1.51

12.58%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.26 $1.26

-39.68%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.09 $5.09

-47.94%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$7.09 $7.09

-38.22%

Milk (1 liter)

$1.49 Rp 27.0K

$0.80 $0.80

86.25%

White Bread (500g)

$2.28 Rp 41.2K

$3.66 $3.66

-37.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.69 $3.69

-67.75%

Eggs

$2.04 Rp 36.9K

$4.74 $4.74

-56.96%

Local Cheese (1kg)

$17.70 Rp 320.8K

$13.61 $13.61

30.05%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$12.22 $12.22

-67.59%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$17.73 $17.73

-31.25%

Apples (1kg)

$3.66 Rp 66.2K

$4.20 $4.20

-12.86%

Banana (1kg)

$1.52 Rp 27.5K

$2.01 $2.01

-24.38%

Oranges (1kg)

$2.23 Rp 40.4K

$3.41 $3.41

-34.60%

Tomato (1kg)

$1.97 Rp 35.7K

$4.01 $4.01

-50.87%

Potato (1kg)

$1.85 Rp 33.5K

$2.30 $2.30

-19.57%

Onion (1kg)

$2.42 Rp 43.9K

$2.43 $2.43

-0.41%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.80 $1.80

-45.00%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.90 $1.90

-73.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.81 $10.81

-79.46%

Wine (Bottle)

$22.24 Rp 403.0K

$14.93 $14.93

48.96%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.47 $2.47

-8.50%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.63 $3.63

-18.18%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$2.37 $2.37

-81.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$2.42 $2.42

-82.23%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.92 $0.92

-10.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$28.1K $28.1K

-15.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$24.6K $24.6K

29.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$172 $172

-53.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$57.0 $57.0

-88.68%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$75.5 $75.5

-75.40%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$41.23 $41.23

20.01%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$9.99 $9.99

-57.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$679 $679

-27.78%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$59.9 $59.9

-25.53%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$32.36 $32.36

8.00%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$84.1 $84.1

-5.04%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$99.9 $99.9

-20.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,236 $1,236

-9.00%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,005 $1,005

-33.17%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,972 $1,972

80.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,592 $1,592

8.27%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,019 $2,019

35.28%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,018 $2,018

13.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,175 $4,175

-96.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.61

145.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Carlsbad, NM: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Carlsbad, NM

$1K 45.8% 49.6% $333

Groceries & Markets

Ubud, Bali

$288 21.4%

Carlsbad, NM

$391 17.9% 35.7% $103

Eating Out

Ubud, Bali

$108 8%

Carlsbad, NM

$293 13.4% 172% $185

Clothing & Footwear

Ubud, Bali

$108 8%

Carlsbad, NM

$124 5.7% 15.7% $17

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Carlsbad, NM

$304 13.9% 192% $200

Sport & Entertainment

Ubud, Bali

$58 4.3%

Carlsbad, NM

$61 2.8% 5.5% $3.2

Getting Around

Ubud, Bali

$11 0.9%

Carlsbad, NM

$14 * 0.7% 26.8% $3.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,236 in Carlsbad, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Carlsbad, NM are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $45 in Carlsbad, NM. Monthly groceries follow the same trend: $288 vs $391 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Carlsbad, NM

🕒 Local time

12:38 12:38 PM

21:38 9:38 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

114,746

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Carlsbad, NM 15,160 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Carlsbad, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Carlsbad, NM: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,193 in Carlsbad, NM – Ubud, Bali comes out roughly 39% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,290 in Carlsbad, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,236 in Carlsbad, NM. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $36 in Ubud, Bali and $45 in Carlsbad, NM. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 36% more in Carlsbad, NM, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,193 in Carlsbad, NM. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Carlsbad, NM makes more sense. Both are solid long-term options with distinct trade-offs.