Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Carlisle

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,964 in Carlisle, rent and utilities included – about $7,400 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
94

Cost of Living Index in Carlisle
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Carlisle Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Carlisle

🇬🇧 United Kingdom

$1,964

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Carlisle

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Carlisle actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,964 in Carlisle.

Ubud, Bali $1,349
Carlisle $1,964

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,880 in Carlisle.

Ubud, Bali $2,305
Carlisle $2,880

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,796 in Carlisle.

Ubud, Bali $3,261
Carlisle $3,796

Living in Ubud, Bali costs roughly 31% less than in Carlisle, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$19.03 £14.21

-82.55%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$68.7 £51.3

-48.14%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$10.13 £7.57

-45.41%

Cappuccino

$2.72 Rp 49.3K

$3.43 £2.56

-20.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.41 £1.80

-29.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.03 £1.51

-62.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.78 £3.57

-44.56%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$4.36 £3.25

0.46%

Milk (1 liter)

$1.49 Rp 27.0K

$1.30 £0.97

14.62%

White Bread (500g)

$2.28 Rp 41.2K

$1.41 £1.06

61.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.35 £2.50

-64.48%

Eggs

$2.04 Rp 36.9K

$3.72 £2.78

-45.16%

Local Cheese (1kg)

$17.70 Rp 320.8K

$7.94 £5.93

122.92%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.25 £5.41

-45.38%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$16.21 £12.11

-24.80%

Apples (1kg)

$3.66 Rp 66.2K

$3.21 £2.40

14.02%

Banana (1kg)

$1.52 Rp 27.5K

$2.93 £2.19

-48.12%

Oranges (1kg)

$2.23 Rp 40.4K

$2.58 £1.92

-13.57%

Tomato (1kg)

$1.97 Rp 35.7K

$2.76 £2.06

-28.62%

Potato (1kg)

$1.85 Rp 33.5K

$1.76 £1.31

5.11%

Onion (1kg)

$2.42 Rp 43.9K

$1.82 £1.36

32.97%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.15 £0.86

-13.91%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.36 £1.01

-62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$22.55 £16.84

-90.16%

Wine (Bottle)

$22.24 Rp 403.0K

$8.08 £6.03

175.25%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.81 £2.10

-19.57%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.62 £2.71

-17.96%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$3.30 £2.46

-92.42%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$75.6 £56.5

-89.66%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$4.39 £3.28

-89.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$33.57 £25.07

-83.88%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.99 £1.48

-58.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$38.4K £28.7K

-37.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$40.7K £30.4K

-21.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$357 £267

-77.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$17.29 £12.91

-62.70%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$35.44 £26.46

-47.57%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$16.07 £12.00

9.83%

Cinema Ticket

$4.27 Rp 77.4K

$10.67 £7.97

-59.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,629 £1,216

-69.89%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$107 £80.1

-58.40%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$56.3 £42.06

-37.95%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$114 £85.2

-30.00%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$114 £85.4

-30.59%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$774 £578

45.39%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$699 £522

-3.93%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,188 £887

200.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,153 £861

49.51%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,562 £1,913

6.63%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,920 £2,180

-21.78%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,877 £2,148

-94.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.64

144.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Carlisle: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Carlisle

$699 35.6% 4.1% $27

Groceries & Markets

Ubud, Bali

$288 21.4%

Carlisle

$289 14.7% 0.2% $0.6

Eating Out

Ubud, Bali

$108 8%

Carlisle

$274 14% 155% $167

Clothing & Footwear

Ubud, Bali

$108 8%

Carlisle

$176 9% 64.2% $69

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Carlisle

$410 20.9% 294% $306

Sport & Entertainment

Ubud, Bali

$58 4.3%

Carlisle

$21 * 1.1% 63.2% $37

Getting Around

Ubud, Bali

$11 0.9%

Carlisle

$93 * 4.8% 716% $82

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $774 in Carlisle. Housing cost is often the main lever when comparing two cities.

Carlisle pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $69 in Carlisle for a mid-range dinner for two. Groceries echo the gap at $288 vs $289 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Carlisle

🕒 Local time

18:39 6:39 PM

10:39 10:39 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

72,000

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of November 1, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Carlisle 12,560 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Carlisle

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Carlisle: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 31% lower than in Carlisle. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $774 in Carlisle. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 90% less than in Carlisle. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,964 in Carlisle – Ubud, Bali is about 31% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Carlisle on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.