Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Calamba

For one person, living is cheaper in Calamba: $518 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
25

Cost of Living Index in Calamba
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Calamba Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Calamba

🇵🇭 Philippines

$518

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Calamba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Calamba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $518 in Calamba.

Ubud, Bali $1,368
Calamba $518

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $764 in Calamba.

Ubud, Bali $2,314
Calamba $764

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,010 in Calamba.

Ubud, Bali $3,260
Calamba $1,010

Living in Ubud, Bali is roughly 164% more expensive than in Calamba, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Calamba is 62% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.92 ₱247

-15.05%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$12.02 ₱757

192.68%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$2.82 ₱178

105.67%

Cappuccino

$2.73 Rp 49.1K

$1.79 ₱113

52.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.56 ₱35.44

192.86%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.33 ₱21.06

151.52%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$0.94 ₱59.5

187.23%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$1.55 ₱97.7

177.42%

Milk (1 liter)

$1.50 Rp 27.1K

$1.60 ₱101

-6.25%

White Bread (500g)

$2.30 Rp 41.4K

$1.11 ₱70.1

107.21%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.97 ₱61.0

21.65%

Eggs

$2.14 Rp 38.6K

$2.00 ₱126

7.00%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.20 ₱327

236.15%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.40 ₱214

18.53%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.80 ₱491

56.79%

Apples (1kg)

$3.55 Rp 63.9K

$2.31 ₱145

53.68%

Banana (1kg)

$1.57 Rp 28.3K

$1.54 ₱96.9

1.95%

Oranges (1kg)

$2.24 Rp 40.2K

$2.40 ₱151

-6.67%

Tomato (1kg)

$1.93 Rp 34.7K

$1.06 ₱66.9

82.08%

Potato (1kg)

$1.88 Rp 33.9K

$1.73 ₱109

8.67%

Onion (1kg)

$2.29 Rp 41.3K

$1.78 ₱112

28.65%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.61 ₱38.68

62.30%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.49 ₱31.10

8.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.92 ₱184

-21.92%

Wine (Bottle)

$23.01 Rp 414.2K

$8.87 ₱558

159.41%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.96 ₱60.3

143.75%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.10 ₱132

38.57%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.82 ₱51.9

-41.46%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.25 ₱15.75

84.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.88 ₱119

189.89%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.93 ₱58.7

-5.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.1K ₱1.3M

16.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.0K ₱1.2M

64.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$139 ₱8,759

-40.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$17.36 ₱1,093

-62.85%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$23.85 ₱1,502

-22.14%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$5.04 ₱317

-13.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$130 ₱8,193

278.84%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$10.6K ₱668.9K

-45.85%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$28.54 ₱1,797

61.84%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$19.73 ₱1,242

79.07%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$71.0 ₱4,468

11.44%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$55.3 ₱3,482

41.75%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$260 ₱16.4K

-36.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Calamba: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Calamba

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Calamba

$175 33.7% 39.9% $116

Eating Out

Ubud, Bali

$109 8%

Calamba

$73 14% 33.1% $36

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Calamba

$180 34.8% 66.9% $72

Clothing & Footwear

Ubud, Bali

$108 7.9%

Calamba

$79 15.2% 27% $29

Sport & Entertainment

Ubud, Bali

$65 4.7%

Calamba

$10 * 1.9% 84.4% $55

Getting Around

Ubud, Bali

$13 0.9%

Calamba

$2.1 * 0.4% 83.4% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Calamba pays 58% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $12.00 in Calamba for a mid-range dinner for two. Groceries echo the gap at $290 vs $175 per month, with Calamba cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Calamba

🕒 Local time

22:04 10:04 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

539,671

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Calamba 2,610 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Calamba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Calamba: Cost of Living - Frequently Asked Questions

Calamba wins on cost – living expenses run 164% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Calamba the obvious pick if budget is a priority.

On paper, salaries run 58% lower in Calamba. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 66% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $518 in Calamba – a 164% gap that adds up to real savings over time for anyone picking the cheaper option.

At $518 in Calamba versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Calamba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Calamba the clear choice for anyone on this budget.

Both work as nomad bases, but Calamba delivers better value – similar infrastructure at $518 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Calamba hard to pass up.

Safety-wise, Ubud, Bali and Calamba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calamba gentler on the wallet – expenses run 164% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.