Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cakovec

For one person, living costs are similar in Ubud, Bali and in Cakovec: $1,353 and $1,335 a month, rent and utilities included.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
64

Cost of Living Index in Cakovec
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Cakovec Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Cakovec

🇭🇷 Croatia

$1,335

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cakovec

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cakovec actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,335 in Cakovec, rent included.

Ubud, Bali $1,353
Cakovec $1,335

A couple spends around $2,297 per month in Ubud, Bali vs $1,949 in Cakovec, rent included.

Ubud, Bali $2,297
Cakovec $1,949

A family of three spends $3,241 per month in Ubud, Bali vs $2,564 in Cakovec, rent included.

Ubud, Bali $3,241
Cakovec $2,564

Ubud, Bali costs about 1% more than Cakovec, and outside of rent the biggest gap is in transport.

Ubud, Bali sits 0% above the global median, while Cakovec is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$7.07 €6.29

-54.31%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$44.58 €39.65

-21.76%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.98 €7.10

-28.57%

Cappuccino

$2.62 Rp 47.1K

$2.17 €1.93

20.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.08 €1.85

-17.31%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.72 €1.53

-52.91%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.54 €2.26

4.33%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.28 €2.92

33.23%

Milk (1 liter)

$1.57 Rp 28.3K

$1.21 €1.08

29.75%

White Bread (500g)

$2.19 Rp 39.5K

$1.60 €1.42

36.87%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.35 €2.98

-64.78%

Eggs

$2.16 Rp 38.8K

$3.47 €3.09

-37.75%

Local Cheese (1kg)

$17.65 Rp 317.7K

$15.98 €14.21

10.45%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$10.35 €9.20

-63.48%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$9.97 €8.87

19.86%

Apples (1kg)

$3.60 Rp 64.8K

$1.63 €1.45

120.86%

Banana (1kg)

$1.59 Rp 28.6K

$1.75 €1.56

-9.14%

Oranges (1kg)

$2.31 Rp 41.6K

$1.58 €1.41

46.20%

Tomato (1kg)

$1.91 Rp 34.3K

$1.61 €1.43

18.63%

Potato (1kg)

$1.78 Rp 32.1K

$1.38 €1.22

28.99%

Onion (1kg)

$2.33 Rp 41.9K

$1.32 €1.17

76.52%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.82 €0.73

21.95%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.35 €1.20

-60.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.43 €4.83

-57.83%

Wine (Bottle)

$22.07 Rp 397.3K

$7.49 €6.66

194.66%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.26 €1.12

86.51%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.92 €1.71

55.21%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.35 €2.09

-90.21%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$61.9 €55.1

-85.62%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$5.60 €4.98

-91.61%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.38 €1.23

-68.84%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$11.21 €9.98

-51.20%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.68 €1.50

-50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$26.2K €23.3K

-8.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$24.7K €21.9K

32.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$190 €169

-57.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$18.04 €16.05

-63.64%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$33.29 €29.61

-44.13%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$52.6 €46.80

2.85%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$22.41 €19.93

-18.43%

Cinema Ticket

$4.25 Rp 76.5K

$7.94 €7.07

-46.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$129 €115

282.23%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$8,329 €7,409

-32.80%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$97.2 €86.4

-53.08%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$41.05 €36.51

-14.84%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$86.9 €77.3

-10.54%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$108 €96.2

-27.43%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$480 €427

135.61%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$381 €339

76.50%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$691 €615

422.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$518 €461

228.30%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,160 €2,810

-13.99%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,235 €1,988

0.28%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,295 €1,152

-87.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.73

269.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Cakovec: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Cakovec

$381 28.6% 43.3% $292

Groceries & Markets

Ubud, Bali

$287 21.2%

Cakovec

$269 20.2% 6.2% $18

Clothing & Footwear

Ubud, Bali

$107 7.9%

Cakovec

$150 11.2% 40.8% $43

Eating Out

Ubud, Bali

$106 7.9%

Cakovec

$141 10.6% 32.6% $35

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Cakovec

$241 18.1% 129% $136

Sport & Entertainment

Ubud, Bali

$63 4.6%

Cakovec

$69 5.1% 9.4% $5.9

Getting Around

Ubud, Bali

$12 0.9%

Cakovec

$84 6.3% 574% $71

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $480 in Cakovec. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 678% higher in Cakovec, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $45.00 in Cakovec. Groceries tell a different story – $287 in Ubud, Bali vs $269 in Cakovec – so Cakovec wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Cakovec

🕒 Local time

22:54 10:54 PM

16:54 4:54 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

27,122

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cakovec 11,370 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Cakovec

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cakovec: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 1% more than Cakovec, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,002 in Cakovec. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cakovec, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $45.00 in Cakovec. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Cakovec, where all-in costs run around $1,335, than in Ubud, Bali at $1,353. In Cakovec it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cakovec costs $1,335 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cakovec. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.