Cost of Living Comparison Between Ubud, Bali and Cainta Cost of Living Comparison Between Ubud, Bali and Cainta

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,032 in Cainta, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,379 in Cainta, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,727 in Cainta, rent included.

Ubud, Bali costs about 39% more than Cainta, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Cainta is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.64 ₱225

-1.92%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$17.88 ₱1,103

82.21%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$2.89 ₱178

75.43%

Cappuccino

$2.83 Rp 49.0K

$2.61 ₱161

8.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.98 ₱60.4

36.73%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.50 ₱30.73

38.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.55 ₱95.4

92.90%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.60 ₱161

48.08%

Milk (1 liter)

$1.74 Rp 30.2K

$1.89 ₱116

-7.94%

White Bread (500g)

$2.54 Rp 44.0K

$1.35 ₱83.4

88.15%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.05 ₱64.7

13.33%

Eggs

$2.43 Rp 42.0K

$2.08 ₱128

16.83%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.57 ₱590

53.19%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.17 ₱319

-19.15%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$8.41 ₱519

41.97%

Apples (1kg)

$3.69 Rp 63.9K

$3.47 ₱214

6.34%

Banana (1kg)

$1.61 Rp 27.8K

$1.77 ₱109

-9.04%

Oranges (1kg)

$2.69 Rp 46.5K

$3.48 ₱215

-22.70%

Tomato (1kg)

$2.33 Rp 40.4K

$2.48 ₱153

-6.05%

Potato (1kg)

$1.91 Rp 33.0K

$2.69 ₱166

-29.00%

Onion (1kg)

$2.19 Rp 37.9K

$3.09 ₱191

-29.13%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.98 ₱122

-46.46%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.66 ₱40.52

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.45 ₱213

-9.28%

Wine (Bottle)

$23.49 Rp 407.1K

$9.22 ₱569

154.77%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.51 ₱93.4

81.46%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.14 ₱132

34.58%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.28 ₱17.47

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.87 ₱53.9

-48.28%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.22 ₱13.49

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.14 ₱132

187.85%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.13 ₱69.4

-25.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$26.7K ₱1.6M

-1.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.4K ₱1.4M

44.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$137 ₱8,476

-42.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$21.64 ₱1,335

-81.75%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$27.56 ₱1,700

-11.47%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$33.30 ₱2,054

189.91%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$4.41 ₱272

43.99%

Cinema Ticket

$4.04 Rp 70.0K

$6.68 ₱412

-39.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$126 ₱7,768

140.32%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,286 ₱264.3K

52.20%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$45.60 ₱2,813

18.07%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$35.34 ₱2,180

7.47%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$82.8 ₱5,110

4.73%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$46.76 ₱2,884

68.65%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$263 ₱16.2K

285.48%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$350 ₱21.6K

92.67%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$577 ₱35.6K

487.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$391 ₱24.1K

436.41%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,118 ₱130.7K

40.90%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$448 ₱27.6K

-61.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.52

76.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Cainta: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $263 in Cainta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 159% higher in Cainta, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Cainta. Monthly groceries follow the same trend: $298 vs $239 – making Cainta the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cainta: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 39%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,548 in Cainta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cainta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,032 in Cainta. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $126 in Cainta. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cainta, where all-in costs run around $1,032, than in Ubud, Bali at $1,438. In Cainta it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cainta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cainta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.