Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Caguas

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,621 in Caguas, rent and utilities included – about $3,300 less a year. The total is higher in Caguas despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
78

Cost of Living Index in Caguas
Learn more

Caguas Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Caguas

🇵🇷 Puerto Rico

$1,621

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Caguas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Caguas actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,621 in Caguas, rent included.

Ubud, Bali $1,349
Caguas $1,621

A couple spends around $2,305 per month in Ubud, Bali vs $2,589 in Caguas, rent included.

Ubud, Bali $2,305
Caguas $2,589

A family of three spends $3,261 per month in Ubud, Bali vs $3,557 in Caguas, rent included.

Ubud, Bali $3,261
Caguas $3,557

Ubud, Bali is about 17% cheaper than Caguas, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$14.71 $14.71

-77.43%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$82.9 $82.9

-56.99%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.51 $8.51

-35.02%

Cappuccino

$2.72 Rp 49.3K

$2.31 $2.31

17.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.15 $1.15

47.83%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.22 $1.22

-37.70%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.51 $1.51

75.50%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.05 $4.05

8.15%

Milk (1 liter)

$1.49 Rp 27.0K

$2.21 $2.21

-32.58%

White Bread (500g)

$2.28 Rp 41.3K

$2.88 $2.88

-20.83%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.31 $2.31

-48.48%

Eggs

$2.04 Rp 36.9K

$5.07 $5.07

-59.76%

Local Cheese (1kg)

$17.70 Rp 321.1K

$6.73 $6.73

163.00%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.42 $9.42

-57.96%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.75 $11.75

3.74%

Apples (1kg)

$3.66 Rp 66.3K

$5.13 $5.13

-28.65%

Banana (1kg)

$1.52 Rp 27.5K

$2.58 $2.58

-41.09%

Oranges (1kg)

$2.23 Rp 40.4K

$2.47 $2.47

-9.72%

Tomato (1kg)

$1.97 Rp 35.8K

$4.47 $4.47

-55.93%

Potato (1kg)

$1.85 Rp 33.5K

$2.44 $2.44

-24.18%

Onion (1kg)

$2.42 Rp 44.0K

$2.81 $2.81

-13.88%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.34 $2.34

-57.69%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.67 $1.67

-69.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.57 $10.57

-79.00%

Wine (Bottle)

$22.24 Rp 403.4K

$13.94 $13.94

59.54%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.44 $1.44

56.94%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.19 $2.19

35.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.95 $1.95

-87.18%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$68.4 $68.4

-88.57%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.56 $2.56

-82.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.54 $1.54

-72.08%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$42.25 $42.25

-87.20%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.92 $0.92

-10.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$29.6K $29.6K

-19.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.9K $25.9K

22.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$190 $190

-58.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$59.9 $59.9

-89.22%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$56.1 $56.1

-66.90%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$34.24 $34.24

44.51%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$51.0 $51.0

-65.39%

Cinema Ticket

$4.27 Rp 77.5K

$9.96 $9.96

-57.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$297 $297

65.00%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$12.6K $12.6K

-54.96%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$26.42 $26.42

68.96%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$36.18 $36.18

-3.40%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$81.3 $81.3

-1.66%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$113 $113

-29.82%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$748 $748

50.45%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$524 $524

28.11%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,101 $1,101

223.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$993 $993

73.49%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,340 $2,340

16.73%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$858 $858

166.10%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,088 $3,088

-94.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.85

184.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Caguas: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Caguas

$524 32.3% 21.9% $147

Groceries & Markets

Ubud, Bali

$288 21.4%

Caguas

$338 20.9% 17.2% $50

Eating Out

Ubud, Bali

$108 8%

Caguas

$196 12.1% 82.1% $88

Clothing & Footwear

Ubud, Bali

$108 8%

Caguas

$116 7.1% 7.6% $8.1

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Caguas

$306 18.9% 194% $202

Sport & Entertainment

Ubud, Bali

$58 4.3%

Caguas

$54 3.3% 6.7% $3.9

Getting Around

Ubud, Bali

$11 0.9%

Caguas

$86 5.3% 657% $75

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $748 in Caguas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Caguas are about 19 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $83 in Caguas. Monthly groceries follow the same trend: $288 vs $338 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Caguas

🕒 Local time

18:04 6:04 PM

06:04 6:04 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

70,318

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Caguas 18,920 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Caguas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Caguas: Cost of Living - Frequently Asked Questions

Caguas costs about 20% more than Ubud, Bali, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,431 in Caguas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Caguas, especially for central apartments: a one-bedroom in the center costs $748 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $83 in Caguas. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,621 in Caguas. That makes Ubud, Bali about 17% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,621 in Caguas. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,621 in Caguas. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Caguas makes more sense. Both are solid long-term options with distinct trade-offs.