Cost of Living Comparison Between Ubud, Bali and Cadiz Cost of Living Comparison Between Ubud, Bali and Cadiz

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,819 in Cadiz, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,372 in Cadiz, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,925 in Cadiz, rent included.

Ubud, Bali is about 22% cheaper than Cadiz, driven mainly by Eating Out.

Both Ubud, Bali and Cadiz sit above the global median – Ubud, Bali by 6%, Cadiz by 36%.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$13.87 €11.93

-74.33%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$40.62 €34.94

-19.42%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$9.16 €7.88

-45.96%

Cappuccino

$2.71 Rp 48.4K

$2.14 €1.84

26.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.19 €1.89

-38.81%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.63 €1.40

-57.06%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$3.44 €2.96

-15.12%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.57 €3.07

10.92%

Milk (1 liter)

$1.81 Rp 32.3K

$1.10 €0.94

64.55%

White Bread (500g)

$2.52 Rp 45.0K

$1.37 €1.18

83.94%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.31 €1.13

-11.45%

Eggs

$2.46 Rp 43.9K

$2.16 €1.86

13.89%

Local Cheese (1kg)

$14.71 Rp 262.7K

$14.91 €12.83

-1.34%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$7.45 €6.41

-42.01%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$13.90 €11.96

-12.66%

Apples (1kg)

$3.84 Rp 68.6K

$2.13 €1.84

80.28%

Banana (1kg)

$1.56 Rp 27.8K

$1.89 €1.63

-17.46%

Oranges (1kg)

$2.83 Rp 50.6K

$1.66 €1.43

70.48%

Tomato (1kg)

$2.33 Rp 41.5K

$1.66 €1.43

40.36%

Potato (1kg)

$1.91 Rp 34.2K

$1.00 €0.86

91.00%

Onion (1kg)

$2.20 Rp 39.3K

$1.89 €1.62

16.40%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.21 €1.04

-16.53%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.71 €0.61

9.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$6.43 €5.53

-48.37%

Wine (Bottle)

$23.74 Rp 423.9K

$6.00 €5.16

295.67%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.23 €1.06

126.83%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.34 €2.01

22.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.29 €1.11

-79.07%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$55.4 €47.66

-85.51%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.94 €2.53

-84.35%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.01 €0.87

-55.45%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$20.72 €17.82

-70.56%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.82 €1.56

-56.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$29.6K €25.4K

-11.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$30.6K €26.3K

5.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$134 €115

-40.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$9.41 €8.09

-56.85%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$29.49 €25.37

-20.24%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$45.48 €39.13

117.02%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$7.04 €6.06

-5.82%

Cinema Ticket

$4.15 Rp 74.1K

$9.25 €7.96

-55.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$309 €266

-1.64%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,140 €3,561

59.75%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$81.8 €70.4

-32.09%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$39.47 €33.95

-2.94%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$85.3 €73.4

3.84%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$116 €100

-33.11%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$870 €748

15.69%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$941 €809

-28.23%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$1,119 €963

207.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$903 €777

125.93%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$3,413 €2,936

-16.76%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$3,943 €3,392

-42.59%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,194 €1,887

-92.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.46

283.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cadiz: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $870 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1228% higher in Cadiz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $41.00 in Cadiz. Groceries tell a different story – $302 in Ubud, Bali vs $242 in Cadiz – so Cadiz wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cadiz: Cost of Living - Frequently Asked Questions

Cadiz costs about 28% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,728 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 25% cheaper in Cadiz – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $41.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Cadiz at $1,819. In Ubud, Bali it covers expenses comfortably, while in Cadiz it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $1,819 in Cadiz. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cadiz makes more sense. Both are solid long-term options with distinct trade-offs.