Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cadiz, Spain

Name: Cadiz
Address: Cadiz, ES

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,745 in Cadiz, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
85

Cost of Living Index in Cadiz
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Cadiz Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cadiz

🇪🇸 Spain

$1,745

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cadiz actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,745 in Cadiz, rent included.

Ubud, Bali $1,349
Cadiz $1,745

A couple spends around $2,305 per month in Ubud, Bali vs $2,292 in Cadiz, rent included.

Ubud, Bali $2,305
Cadiz $2,292

A family of three spends $3,261 per month in Ubud, Bali vs $2,838 in Cadiz, rent included.

Ubud, Bali $3,261
Cadiz $2,838

Ubud, Bali is about 23% cheaper than Cadiz, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$15.49 €13.87

-78.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$49.92 €44.71

-28.61%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$12.41 €11.12

-55.44%

Cappuccino

$2.72 Rp 49.3K

$2.62 €2.35

3.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.40 €2.15

-29.17%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.61 €1.44

-52.80%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.00 €2.69

-11.67%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.39 €3.03

29.20%

Milk (1 liter)

$1.49 Rp 27.0K

$1.01 €0.90

47.52%

White Bread (500g)

$2.28 Rp 41.2K

$1.42 €1.27

60.56%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.49 €1.33

-20.13%

Eggs

$2.04 Rp 36.9K

$3.34 €2.99

-38.92%

Local Cheese (1kg)

$17.70 Rp 320.8K

$15.28 €13.68

15.84%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.85 €7.03

-49.55%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$14.59 €13.07

-16.45%

Apples (1kg)

$3.66 Rp 66.2K

$1.99 €1.78

83.92%

Banana (1kg)

$1.52 Rp 27.5K

$1.31 €1.17

16.03%

Oranges (1kg)

$2.23 Rp 40.4K

$1.75 €1.57

27.43%

Tomato (1kg)

$1.97 Rp 35.7K

$1.52 €1.37

29.61%

Potato (1kg)

$1.85 Rp 33.5K

$0.94 €0.84

96.81%

Onion (1kg)

$2.42 Rp 43.9K

$1.76 €1.57

37.50%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.25 €1.12

-20.80%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.67 €0.60

-23.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.65 €5.06

-60.71%

Wine (Bottle)

$22.24 Rp 403.0K

$6.89 €6.17

222.79%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.98 €0.88

130.61%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.29 €2.05

29.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.26 €1.13

-80.16%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$22.14 €19.83

-64.68%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.83 €1.64

-75.96%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.18 €1.06

-63.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$22.14 €19.83

-75.56%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.69 €1.52

-51.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$33.8K €30.2K

-29.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$31.2K €28.0K

1.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$133 €120

-40.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$9.05 €8.10

-28.73%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$24.40 €21.86

-23.85%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$45.13 €40.42

9.64%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$9.73 €8.72

-56.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$299 €267

64.33%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$9,918 €8,883

-42.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$90.1 €80.7

-50.46%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$16.72 €14.98

109.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$83.3 €74.6

-4.09%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$77.7 €69.6

2.21%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$829 €743

35.66%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$880 €788

-23.71%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,095 €981

225.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$893 €799

93.07%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,284 €2,942

-16.83%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,686 €3,301

-38.03%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,136 €1,913

-92.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.3

317.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cadiz: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cadiz

$880 50.4% 31.1% $209

Groceries & Markets

Ubud, Bali

$288 21.4%

Cadiz

$247 14.2% 14.2% $41

Eating Out

Ubud, Bali

$108 8%

Cadiz

$230 13.2% 114% $123

Clothing & Footwear

Ubud, Bali

$108 8%

Cadiz

$121 6.9% 12.1% $13

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cadiz

$167 9.6% 60.4% $63

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cadiz

$65 3.7% 11.3% $6.6

Getting Around

Ubud, Bali

$11 0.9%

Cadiz

$35 2% 206% $24

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $829 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Cadiz are about 13 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $50 in Cadiz. Groceries tell a different story – $288 in Ubud, Bali vs $247 in Cadiz – so Cadiz wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Cadiz

🕒 Local time

06:40 6:40 AM

23:40 11:40 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

111,811

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 31, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cadiz 13,370 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cadiz: Cost of Living - Frequently Asked Questions

Cadiz costs about 29% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,617 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments: a one-bedroom in the center costs $829 there versus $1,125 in Ubud, Bali.

Interestingly, groceries are about 14% cheaper in Cadiz – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $36 in Ubud, Bali and $50 in Cadiz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,745 in Cadiz. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,745 in Cadiz. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Cadiz makes more sense. Both are solid long-term options with distinct trade-offs.