Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Brugge

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,146 in Brugge, rent and utilities included – about $9,600 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Brugge, Belgium
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Brugge
🇧🇪 Belgium
$2,146
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Brugge

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Brugge actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,146 in Brugge, rent included.

  • Ubud, Bali $1,349
  • Brugge $2,146

A couple spends around $2,305 per month in Ubud, Bali vs $3,110 in Brugge, rent included.

  • Ubud, Bali $2,305
  • Brugge $3,110

A family of three spends $3,261 per month in Ubud, Bali vs $4,074 in Brugge, rent included.

  • Ubud, Bali $3,261
  • Brugge $4,074

Ubud, Bali is about 37% cheaper than Brugge, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Brugge
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$22.27 €20.01
-85.09%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 647.8K
$76.8 €69.0
-53.59%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$13.19 €11.85
-58.07%
Cappuccino
$2.72 Rp 49.4K
$4.46 €4.00
-39.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.89 €2.59
-41.18%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.90 €2.61
-73.79%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$5.45 €4.89
-51.38%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.6K
$4.57 €4.10
-4.16%
🛒 Groceries & Markets
Ubud, Bali
Brugge
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.21 €1.09
23.14%
White Bread (500g)
$2.28 Rp 41.4K
$1.88 €1.69
21.28%
Rice (white) (1kg)
$1.19 Rp 21.6K
$2.01 €1.80
-40.80%
Eggs
$2.04 Rp 37.0K
$3.73 €3.35
-45.31%
Local Cheese (1kg)
$17.70 Rp 321.7K
$11.47 €10.30
54.32%
Chicken Fillets (1kg)
$3.96 Rp 72.0K
$11.77 €10.57
-66.36%
Beef Round Steak (1kg)
$12.19 Rp 221.6K
$18.87 €16.95
-35.40%
Apples (1kg)
$3.66 Rp 66.4K
$2.69 €2.41
36.06%
Banana (1kg)
$1.52 Rp 27.6K
$2.24 €2.01
-32.14%
Oranges (1kg)
$2.23 Rp 40.5K
$2.14 €1.92
4.21%
Tomato (1kg)
$1.97 Rp 35.9K
$2.21 €1.99
-10.86%
Potato (1kg)
$1.85 Rp 33.6K
$2.26 €2.03
-18.14%
Onion (1kg)
$2.42 Rp 44.1K
$0.89 €0.80
171.91%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.53 €1.37
-35.29%
Water (1.5 liter bottle)
$0.51 Rp 9,332
$0.93 €0.84
-45.16%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$13.25 €11.90
-83.25%
Wine (Bottle)
$22.24 Rp 404.2K
$7.15 €6.43
211.05%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$1.13 €1.02
100.00%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$1.92 €1.73
54.69%
🚌 Getting Around
Ubud, Bali
Brugge
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,562
$3.12 €2.80
-91.99%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.2K
$55.0 €49.42
-85.79%
Taxi Start (Normal Tariff)
$0.44 Rp 7,989
$3.40 €3.05
-87.06%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,817
$2.41 €2.16
-82.16%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.3K
$24.85 €22.33
-78.23%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.96 €1.76
-58.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.3M
$35.9K €32.3K
-33.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.0M
$33.0K €29.6K
-3.69%
🧾 Monthly Utilities & Internet
Ubud, Bali
Brugge
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$212 €191
-62.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$18.28 €16.42
-64.72%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.7K
$53.4 €47.98
-65.21%
🎉 Sport & Entertainment
Ubud, Bali
Brugge
Difference
Gym Membership (Monthly)
$49.48 Rp 899.4K
$42.32 €38.02
16.92%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.8K
$13.81 €12.41
27.81%
Cinema Ticket
$4.27 Rp 77.7K
$14.49 €13.02
-70.53%
🧸 Childcare & Education
Ubud, Bali
Brugge
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$587 €528
-16.50%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.1M
$5,011 €4,501
13.23%
👕👟 Clothing & Footwear
Ubud, Bali
Brugge
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.4K
$102 €91.3
-56.06%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.3K
$58.8 €52.8
-40.58%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$88.0 €79.1
-9.25%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$250 €224
-68.19%
🏠 Accommodation & Living
Ubud, Bali
Brugge
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$932 €837
20.70%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$853 €767
-21.31%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$1,278 €1,148
178.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,180 €1,060
46.06%
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
$2,647 €2,378
3.20%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$2,514 €2,258
-9.15%
💵 Salaries & Financials
Ubud, Bali
Brugge
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$2,597 €2,333
-93.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.52
291.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Brugge: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Brugge
$853 27.1% $182
Groceries & Markets
Ubud, Bali
$288
Brugge
$300 3.9% $11
Eating Out
Ubud, Bali
$108
Brugge
$331 207% $223
Clothing & Footwear
Ubud, Bali
$108
Brugge
$224 109% $117
Monthly Utilities & Internet
Ubud, Bali
$104
Brugge
$284 173% $180
Sport & Entertainment
Ubud, Bali
$58
Brugge
$71 22.9% $13
Getting Around
Ubud, Bali
$11
Brugge
$83 626% $72

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $932 in Brugge. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Brugge are about 16 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $77 in Brugge. Monthly groceries follow the same trend: $288 vs $300 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇧🇪 Brugge
🕒 Local time
08:03 8:03 AM
01:03 1:03 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
117,639
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

On the map
Between locations
  • Ubud, Bali Brugge 12,270 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Brugge

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Brugge: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Brugge?
Yes – Brugge is pricier by about 59%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,219 in Brugge. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Brugge, especially for central apartments: a one-bedroom in the center costs $932 there versus $1,125 in Ubud, Bali.
What are total monthly expenses in Ubud, Bali and in Brugge?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,146 in Brugge. That makes Ubud, Bali about 37% cheaper.
Which city has cheaper public transport?
Public transport costs about 86% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Ubud, Bali or in Brugge?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,146 in Brugge. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ubud, Bali or in Brugge?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,146 in Brugge. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Ubud, Bali or Brugge?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Brugge makes more sense. Both are solid long-term options with distinct trade-offs.

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