Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Brainerd, MN

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,441 in Brainerd, MN, rent and utilities included – about $13,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
117

Cost of Living Index in Brainerd, MN
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Brainerd, MN Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Brainerd, MN

🇺🇸 United States

$2,441

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Brainerd, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Brainerd, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,441 in Brainerd, MN.

Ubud, Bali $1,349
Brainerd, MN $2,441

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,450 in Brainerd, MN.

Ubud, Bali $2,305
Brainerd, MN $3,450

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,460 in Brainerd, MN.

Ubud, Bali $3,261
Brainerd, MN $4,460

Living in Ubud, Bali costs roughly 45% less than in Brainerd, MN, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$14.37 $14.37

-76.90%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$38.35 $38.35

-7.07%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.04 $10.04

-44.92%

Cappuccino

$2.72 Rp 49.3K

$1.94 $1.94

40.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.09 $2.09

-18.66%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.89 $1.89

-59.79%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.88 $5.88

-54.93%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.88 $5.88

-25.51%

Milk (1 liter)

$1.49 Rp 27.1K

$0.91 $0.91

63.74%

White Bread (500g)

$2.28 Rp 41.3K

$3.25 $3.25

-29.85%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.41 $3.41

-65.10%

Eggs

$2.04 Rp 36.9K

$2.43 $2.43

-16.05%

Local Cheese (1kg)

$17.70 Rp 321.2K

$9.38 $9.38

88.70%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.37 $9.37

-57.74%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$13.23 $13.23

-7.86%

Apples (1kg)

$3.66 Rp 66.3K

$4.96 $4.96

-26.21%

Banana (1kg)

$1.52 Rp 27.5K

$1.16 $1.16

31.03%

Oranges (1kg)

$2.23 Rp 40.4K

$6.02 $6.02

-62.96%

Tomato (1kg)

$1.97 Rp 35.8K

$4.86 $4.86

-59.47%

Potato (1kg)

$1.85 Rp 33.5K

$3.82 $3.82

-51.57%

Onion (1kg)

$2.42 Rp 44.0K

$3.52 $3.52

-31.25%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.05 $2.05

-51.71%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.69 $1.69

-69.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.90 $11.90

-81.34%

Wine (Bottle)

$22.24 Rp 403.6K

$12.77 $12.77

74.16%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.76 $1.76

28.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.45 $3.45

-13.91%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.95 $1.95

-87.18%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$59.7 $59.7

-86.89%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$2.54 $2.54

-82.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.53 $1.53

-71.90%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$30.96 $30.96

-82.53%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.86 $0.86

-4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$27.6K $27.6K

-13.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$25.6K $25.6K

23.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$233 $233

-66.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$45.13 $45.13

-85.71%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$59.8 $59.8

-68.90%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$42.00 $42.00

17.81%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$9.19 $9.19

-53.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,221 $1,221

-59.83%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$28.2K $28.2K

-79.87%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$40.67 $40.67

9.76%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$40.75 $40.75

-14.23%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$60.1 $60.1

33.03%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$64.5 $64.5

23.23%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,604 $1,604

-29.86%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,299 $1,299

-48.32%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,475 $2,475

44.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,152 $2,152

-19.91%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,434 $2,434

12.24%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,377 $2,377

-3.89%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.31

118.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Brainerd, MN: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Brainerd, MN

$1.3K 53.2% 93.5% $628

Groceries & Markets

Ubud, Bali

$288 21.4%

Brainerd, MN

$348 14.3% 20.6% $60

Eating Out

Ubud, Bali

$108 8%

Brainerd, MN

$225 9.2% 109% $118

Clothing & Footwear

Ubud, Bali

$108 8%

Brainerd, MN

$93 3.8% 13.8% $15

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Brainerd, MN

$337 13.8% 224% $233

Sport & Entertainment

Ubud, Bali

$58 4.3%

Brainerd, MN

$60 2.5% 4% $2.4

Getting Around

Ubud, Bali

$11 0.9%

Brainerd, MN

$78 3.2% 580% $66

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,604 in Brainerd, MN. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $38 in Brainerd, MN for a mid-range dinner for two. Groceries echo the gap at $288 vs $348 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Brainerd, MN

🕒 Local time

03:06 3:06 AM

13:06 1:06 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

13,722

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Brainerd, MN 14,960 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Brainerd, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Brainerd, MN: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 45% lower than in Brainerd, MN. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $3,661 in Brainerd, MN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,604 in Brainerd, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $38 in Brainerd, MN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,441 in Brainerd, MN – Ubud, Bali is about 45% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in Brainerd, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.