Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bluefields

For one person, living is cheaper in Bluefields: $116 a month against $1,349 in Ubud, Bali, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bluefields

🇳🇮 Nicaragua

$116

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bluefields

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bluefields actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $116 in Bluefields.

Ubud, Bali $1,349
Bluefields $116

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $232 in Bluefields.

Ubud, Bali $2,305
Bluefields $232

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $348 in Bluefields.

Ubud, Bali $3,261
Bluefields $348

Living in Ubud, Bali is roughly 1067% more expensive than in Bluefields.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.05 NIO 185

-34.26%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$24.92 NIO 913

43.02%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.92 NIO 363

-44.25%

Cappuccino

$2.72 Rp 49.3K

$2.16 NIO 79.1

25.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.53 NIO 56.0

11.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.07 NIO 39.23

-28.97%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.21 NIO 44.40

119.01%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.52 NIO 55.7

188.16%

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bluefields: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bluefields

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Bluefields

–

Eating Out

Ubud, Bali

$108 8%

Bluefields

–

Clothing & Footwear

Ubud, Bali

$108 8%

Bluefields

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bluefields

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bluefields

–

Getting Around

Ubud, Bali

$11 0.9%

Bluefields

–

Cost Breakdown

Dining out at a mid-range restaurant: $36 in Ubud, Bali vs $25 in Bluefields for two.

Good to know

🇮🇩 Ubud, Bali

🇳🇮 Bluefields

🕒 Local time

15:01 3:01 PM

01:01 1:01 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

56,618

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Nicaraguan Córdoba exchange rates as of November 2, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.89 NIO (100 NIO = 2.45 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Bluefields 17,900 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Bluefields

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bluefields: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $116 in Bluefields, so Bluefields is about 91% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $173 in Bluefields to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Dining out is cheaper in Bluefields – a meal for two runs $25 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $116 in Bluefields – Bluefields is about 91% cheaper, which adds up to real savings over time.

At $116 in Bluefields versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Bluefields but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bluefields the clear choice for anyone on this budget.