Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Binan City

For one person, living is cheaper in Binan City: $734 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Binan City, Philippines
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Binan City
🇵🇭 Philippines
$734
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Binan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Binan City actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $734 in Binan City, rent included.

  • Ubud, Bali $1,349
  • Binan City $734

A couple spends around $2,305 per month in Ubud, Bali vs $1,107 in Binan City, rent included.

  • Ubud, Bali $2,305
  • Binan City $1,107

A family of three spends $3,261 per month in Ubud, Bali vs $1,480 in Binan City, rent included.

  • Ubud, Bali $3,261
  • Binan City $1,480

Ubud, Bali costs about 84% more than Binan City, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
Binan City
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$3.98 ₱254
-16.58%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 648.1K
$16.22 ₱1,038
119.73%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$2.80 ₱179
97.50%
Cappuccino
$2.72 Rp 49.4K
$1.76 ₱113
54.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$0.58 ₱37.13
193.10%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$0.33 ₱21.29
130.30%
Local Beer (0.5 liter draught)
$2.65 Rp 48.3K
$1.02 ₱65.3
159.80%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.7K
$1.59 ₱102
175.47%
🛒 Groceries & Markets
Ubud, Bali
Binan City
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.59 ₱102
-6.29%
White Bread (500g)
$2.28 Rp 41.4K
$1.10 ₱70.4
107.27%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.01 ₱64.8
17.82%
Eggs
$2.04 Rp 37.0K
$1.98 ₱127
3.03%
Local Cheese (1kg)
$17.70 Rp 321.9K
$4.89 ₱313
261.96%
Chicken Fillets (1kg)
$3.96 Rp 72.1K
$3.42 ₱219
15.79%
Beef Round Steak (1kg)
$12.19 Rp 221.7K
$6.94 ₱444
75.65%
Apples (1kg)
$3.66 Rp 66.5K
$2.37 ₱152
54.43%
Banana (1kg)
$1.52 Rp 27.6K
$1.55 ₱99.3
-1.94%
Oranges (1kg)
$2.23 Rp 40.5K
$2.38 ₱152
-6.30%
Tomato (1kg)
$1.97 Rp 35.9K
$1.06 ₱67.7
85.85%
Potato (1kg)
$1.85 Rp 33.6K
$1.73 ₱111
6.94%
Onion (1kg)
$2.42 Rp 44.1K
$1.74 ₱111
39.08%
Lettuce (1 head)
$0.99 Rp 18.0K
$0.61 ₱39.25
62.30%
Water (1.5 liter bottle)
$0.51 Rp 9,336
$0.56 ₱36.06
-8.93%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$2.59 ₱165
-14.29%
Wine (Bottle)
$22.24 Rp 404.4K
$7.75 ₱496
186.97%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$0.88 ₱56.2
156.82%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$2.04 ₱130
45.59%
🚌 Getting Around
Ubud, Bali
Binan City
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,564
$0.22 ₱14.06
13.64%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.3K
$12.61 ₱807
-37.99%
Taxi Start (Normal Tariff)
$0.44 Rp 7,992
$0.65 ₱41.80
-32.31%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,821
$0.23 ₱14.72
86.96%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.4K
$1.93 ₱124
180.31%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.17 ₱75.1
-29.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.5M
$20.6K ₱1.3M
16.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.3M
$18.7K ₱1.2M
69.35%
🧾 Monthly Utilities & Internet
Ubud, Bali
Binan City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$138 ₱8,845
-42.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$15.44 ₱988
-58.23%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.8K
$31.31 ₱2,004
-40.66%
🎉 Sport & Entertainment
Ubud, Bali
Binan City
Difference
Gym Membership (Monthly)
$49.48 Rp 899.8K
$28.13 ₱1,800
75.90%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.9K
$5.95 ₱381
196.64%
Cinema Ticket
$4.27 Rp 77.7K
$5.11 ₱327
-16.44%
🧸 Childcare & Education
Ubud, Bali
Binan City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$132 ₱8,421
272.78%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.2M
$7,244 ₱463.6K
-21.67%
👕👟 Clothing & Footwear
Ubud, Bali
Binan City
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.7K
$28.24 ₱1,807
58.07%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.6K
$19.12 ₱1,223
82.79%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$71.0 ₱4,540
12.61%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$54.8 ₱3,504
45.06%
🏠 Accommodation & Living
Ubud, Bali
Binan City
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.5M
$245 ₱15.7K
358.62%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$175 ₱11.2K
284.50%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$533 ₱34.1K
568.39%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$369 ₱23.6K
367.35%
Buy Apartment in City Center (m2)
$2,732 Rp 49.7M
$2,803 ₱179.4K
-2.54%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$1,094 ₱70.0K
108.74%
💵 Salaries & Financials
Ubud, Bali
Binan City
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.75
104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Binan City: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Binan City
$175 74% $497
Groceries & Markets
Ubud, Bali
$288
Binan City
$169 41.3% $119
Eating Out
Ubud, Bali
$108
Binan City
$73 31.9% $34
Clothing & Footwear
Ubud, Bali
$108
Binan City
$78 27.6% $30
Monthly Utilities & Internet
Ubud, Bali
$104
Binan City
$185 77.7% $81
Sport & Entertainment
Ubud, Bali
$58
Binan City
$38 33.9% $20
Getting Around
Ubud, Bali
$11
Binan City
$15 33.9% $3.9

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $245 in Binan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $16 in Binan City. Monthly groceries follow the same trend: $288 vs $169 – making Binan City the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇵🇭 Binan City
🕒 Local time
21:05 9:05 PM
21:05 9:05 PM
Same time as Ubud, Bali
🌤 Weather
👥 Population
74,800
407,037
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.41 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Ubud, Bali Binan City 2,620 km ≈ 3 h 45 min nonstop flight
From you
  • Ubud, Bali
  • Binan City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Binan City: Cost of Living - Frequently Asked Questions
Is Binan City cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 84%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,101 in Binan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Binan City, especially for central apartments: a one-bedroom in the center costs $245 there versus $1,125 in Ubud, Bali.
Which city has cheaper kindergarten?
Kindergarten costs $491 per month in Ubud, Bali and $132 in Binan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Binan City?
Groceries cost about 70% more in Ubud, Bali, though the gap depends on what you buy.
Is $1,000 a realistic budget for living in Ubud, Bali or in Binan City?
A $1,000 monthly budget goes further in Binan City, where all-in costs run around $734, than in Ubud, Bali at $1,349. In Binan City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Binan City more family-friendly?
Families tend to lean toward Binan City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Binan City?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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