Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bijelo Polje

For one person, living costs are similar in Ubud, Bali and in Bijelo Polje: $1,353 and $1,289 a month, rent and utilities included.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bijelo Polje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bijelo Polje actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,289 in Bijelo Polje, rent included.

Ubud, Bali $1,353
Bijelo Polje $1,289

A couple spends around $2,297 per month in Ubud, Bali vs $2,011 in Bijelo Polje, rent included.

Ubud, Bali $2,297
Bijelo Polje $2,011

A family of three spends $3,241 per month in Ubud, Bali vs $2,733 in Bijelo Polje, rent included.

Ubud, Bali $3,241
Bijelo Polje $2,733

Ubud, Bali costs about 5% more than Bijelo Polje, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while Bijelo Polje is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$11.02 €9.80

-70.69%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$36.35 €32.33

-4.04%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.06 €8.06

-37.09%

Cappuccino

$2.62 Rp 47.1K

$2.64 €2.34

-0.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.48 €2.21

-30.65%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.58 €1.40

-48.73%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.85 €2.54

-7.02%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.40 €3.03

28.53%

Milk (1 liter)

$1.57 Rp 28.3K

$1.19 €1.06

31.93%

White Bread (500g)

$2.19 Rp 39.5K

$0.97 €0.86

125.77%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.89 €2.57

-59.17%

Eggs

$2.16 Rp 38.8K

$3.07 €2.73

-29.64%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.14 €8.13

93.11%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.19 €6.40

-47.43%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$12.62 €11.22

-5.31%

Apples (1kg)

$3.60 Rp 64.8K

$1.32 €1.18

172.73%

Banana (1kg)

$1.59 Rp 28.6K

$1.56 €1.39

1.92%

Oranges (1kg)

$2.31 Rp 41.6K

$1.56 €1.39

48.08%

Tomato (1kg)

$1.91 Rp 34.3K

$2.99 €2.66

-36.12%

Potato (1kg)

$1.78 Rp 32.1K

$0.93 €0.83

91.40%

Onion (1kg)

$2.33 Rp 41.9K

$1.27 €1.13

83.46%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.52 €1.36

-34.21%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.89 €0.79

-40.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.89 €3.46

-41.13%

Wine (Bottle)

$22.07 Rp 397.3K

$4.59 €4.08

380.83%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.27 €1.13

85.04%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.72 €1.53

73.26%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.64 €1.46

-85.98%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$38.93 €34.63

-77.14%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.15 €1.02

-59.13%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.14 €1.01

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$16.71 €14.86

-67.27%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.76 €1.56

-52.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$32.6K €29.0K

-26.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$21.2K €18.8K

54.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$132 €118

-39.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$12.88 €11.46

-49.07%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$34.04 €30.28

-45.36%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$46.82 €41.65

15.59%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$14.36 €12.77

27.30%

Cinema Ticket

$4.25 Rp 76.5K

$8.01 €7.13

-46.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$56.3 €50.1

774.49%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,950 €6,182

-19.46%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$84.9 €75.5

-46.28%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$33.21 €29.54

5.27%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$72.3 €64.3

7.56%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$95.8 €85.2

-18.06%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$633 €563

78.84%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$456 €406

47.52%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,292 €1,149

179.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$930 €827

82.94%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,396 €3,021

-19.99%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,291 €2,038

-2.18%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$848 €754

-80.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.45

152.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Bijelo Polje: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Bijelo Polje

$456 35.4% 32.2% $217

Groceries & Markets

Ubud, Bali

$287 21.2%

Bijelo Polje

$225 17.5% 21.7% $62

Clothing & Footwear

Ubud, Bali

$107 7.9%

Bijelo Polje

$129 10% 20.9% $22

Eating Out

Ubud, Bali

$106 7.9%

Bijelo Polje

$184 14.3% 73.1% $78

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Bijelo Polje

$179 13.9% 70.4% $74

Sport & Entertainment

Ubud, Bali

$63 4.6%

Bijelo Polje

$63 4.9% 0.4% $0.2

Getting Around

Ubud, Bali

$12 0.9%

Bijelo Polje

$52 4.1% 321% $40

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $633 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 409% higher in Bijelo Polje, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $36.00 in Bijelo Polje. Groceries tell a different story – $287 in Ubud, Bali vs $225 in Bijelo Polje – so Bijelo Polje wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇪 Bijelo Polje

🕒 Local time

12:31 12:31 PM

05:31 5:31 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

13,117

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bijelo Polje 11,100 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Bijelo Polje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bijelo Polje: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 5%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,933 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijelo Polje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 28% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $36.00 in Bijelo Polje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Bijelo Polje, where all-in costs run around $1,289, than in Ubud, Bali at $1,353. In Bijelo Polje it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bijelo Polje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijelo Polje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.