Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bien Hoa

For one person, living is cheaper in Bien Hoa: $671 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Bien Hoa
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Bien Hoa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bien Hoa

🇻🇳 Vietnam

$671

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bien Hoa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bien Hoa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $671 in Bien Hoa.

Ubud, Bali $1,349
Bien Hoa $671

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $921 in Bien Hoa.

Ubud, Bali $2,305
Bien Hoa $921

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,172 in Bien Hoa.

Ubud, Bali $3,261
Bien Hoa $1,172

Living in Ubud, Bali is roughly 101% more expensive than in Bien Hoa, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.90 ₫48.9K

74.74%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$11.66 ₫300.9K

205.66%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.72 ₫121.9K

17.16%

Cappuccino

$2.72 Rp 49.3K

$1.17 ₫30.2K

132.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.43 ₫11.0K

295.35%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.21 ₫5,417

261.90%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.52 ₫13.3K

409.62%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$0.78 ₫20.2K

461.54%

Milk (1 liter)

$1.49 Rp 27.0K

$1.23 ₫31.8K

21.14%

White Bread (500g)

$2.28 Rp 41.3K

$0.79 ₫20.5K

188.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.94 ₫24.2K

26.60%

Eggs

$2.04 Rp 36.9K

$1.44 ₫37.1K

41.67%

Local Cheese (1kg)

$17.70 Rp 321.1K

$11.93 ₫307.7K

48.37%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$1.96 ₫50.5K

102.04%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$9.82 ₫253.4K

24.13%

Apples (1kg)

$3.66 Rp 66.3K

$2.06 ₫53.2K

77.67%

Banana (1kg)

$1.52 Rp 27.5K

$1.24 ₫32.1K

22.58%

Oranges (1kg)

$2.23 Rp 40.4K

$1.18 ₫30.3K

88.98%

Tomato (1kg)

$1.97 Rp 35.8K

$0.94 ₫24.2K

109.57%

Potato (1kg)

$1.85 Rp 33.5K

$1.18 ₫30.5K

56.78%

Onion (1kg)

$2.42 Rp 44.0K

$1.15 ₫29.6K

110.43%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.41 ₫10.5K

141.46%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.49 ₫12.7K

4.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.26 ₫32.4K

76.19%

Wine (Bottle)

$22.24 Rp 403.4K

$7.63 ₫197.0K

191.48%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.40 ₫10.2K

465.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$0.80 ₫20.7K

271.25%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.31 ₫8,119

-19.35%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$6.53 ₫168.4K

19.75%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.49 ₫12.6K

-10.20%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.56 ₫14.4K

-23.21%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.13 ₫29.2K

378.76%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.86 ₫22.1K

-4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$31.0K ₫800.4M

-23.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$29.5K ₫761.4M

7.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$50.9 ₫1.3M

55.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$4.13 ₫106.6K

56.17%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$6.59 ₫169.9K

181.94%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$10.97 ₫283.0K

351.05%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$7.86 ₫202.8K

124.55%

Cinema Ticket

$4.27 Rp 77.5K

$3.42 ₫88.3K

24.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$67.4 ₫1.7M

628.13%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$14.6K ₫376.4M

-61.10%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$15.21 ₫392.4K

193.49%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$15.57 ₫401.8K

124.47%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$68.0 ₫1.8M

17.48%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$94.6 ₫2.4M

-16.07%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$408 ₫10.5M

175.89%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$279 ₫7.2M

140.75%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$423 ₫10.9M

743.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$305 ₫7.9M

464.72%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,244 ₫57.9M

21.73%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,241 ₫32.0M

84.09%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$315 ₫8.1M

-47.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.8

76.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bien Hoa: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bien Hoa

$279 41.6% 58.5% $393

Groceries & Markets

Ubud, Bali

$288 21.4%

Bien Hoa

$164 24.5% 43.1% $124

Eating Out

Ubud, Bali

$108 8%

Bien Hoa

$50 7.5% 53.5% $58

Clothing & Footwear

Ubud, Bali

$108 8%

Bien Hoa

$87 13% 19% $20

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bien Hoa

$62 9.2% 40.8% $42

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bien Hoa

$18 2.7% 69.3% $40

Getting Around

Ubud, Bali

$11 0.9%

Bien Hoa

$11 1.7% 3.1% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $408 in Bien Hoa. Housing cost is often the main lever when comparing two cities.

Bien Hoa pays 92% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $12 in Bien Hoa for a mid-range dinner for two. Groceries echo the gap at $288 vs $164 per month, with Bien Hoa cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇻🇳 Bien Hoa

🕒 Local time

13:43 1:43 PM

12:43 12:43 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,272,235

💱 Currency

Indonesian Rupiah IDR Rp

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100,000 VND = 3.88 USD

100,000 VND = 3.47 EUR

Exchange rates and currency converter

VND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Vietnamese Dong exchange rates as of November 2, 2026: 1 USD = 25,802 VND (100,000 VND = 3.88 USD). 1 EUR = 28,810 VND (100,000 VND = 3.47 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bien Hoa 2,360 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Bien Hoa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bien Hoa: Cost of Living - Frequently Asked Questions

Bien Hoa is about 50% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 48% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $408 in Bien Hoa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 76% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bien Hoa – a meal for two runs $12 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $671 in Bien Hoa versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Bien Hoa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bien Hoa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bien Hoa are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Bien Hoa gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.