Cost of Living Comparison Between Ubud, Bali and Bertioga Cost of Living Comparison Between Ubud, Bali and Bertioga

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $763 in Bertioga.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,235 in Bertioga.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,706 in Bertioga.

Living in Ubud, Bali is roughly 82% more expensive than in Bertioga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Bertioga is 43% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$7.23 R$36.98

-50.62%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$32.37 R$166

-0.15%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$6.95 R$35.56

-27.91%

Cappuccino

$2.82 Rp 51.1K

$1.79 R$9.16

57.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.23 R$6.31

9.76%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.77 R$3.93

-5.19%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.79 R$9.14

63.69%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.83 R$14.50

39.22%

Milk (1 liter)

$1.78 Rp 32.2K

$0.77 R$3.94

131.17%

White Bread (500g)

$2.45 Rp 44.3K

$1.24 R$6.32

97.58%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.19 R$6.08

-3.36%

Eggs

$2.41 Rp 43.7K

$1.22 R$6.24

97.54%

Local Cheese (1kg)

$14.33 Rp 259.1K

$9.19 R$47.05

55.93%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$3.28 R$16.78

27.74%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$7.17 R$36.69

68.20%

Apples (1kg)

$3.64 Rp 65.8K

$2.11 R$10.81

72.51%

Banana (1kg)

$1.57 Rp 28.3K

$0.84 R$4.28

86.90%

Oranges (1kg)

$2.79 Rp 50.4K

$0.87 R$4.46

220.69%

Tomato (1kg)

$2.24 Rp 40.5K

$0.93 R$4.77

140.86%

Potato (1kg)

$1.98 Rp 35.8K

$0.87 R$4.44

127.59%

Onion (1kg)

$2.28 Rp 41.2K

$0.69 R$3.54

230.43%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.56 R$2.84

87.50%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.55 R$2.83

43.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$1.76 R$9.02

81.25%

Wine (Bottle)

$23.49 Rp 424.8K

$4.81 R$24.64

388.36%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.32 R$6.77

119.70%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.98 R$10.13

39.39%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.92 R$4.70

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$38.39 R$196

-78.20%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.11 R$5.69

-59.46%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.62 R$3.17

-25.81%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$7.77 R$39.78

-21.88%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.08 R$5.51

-20.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$22.5K R$115.2K

18.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$27.9K R$142.9K

16.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$52.0 R$266

52.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$8.96 R$45.86

-54.35%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$16.15 R$82.7

47.68%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$22.25 R$114

343.96%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$21.98 R$113

-71.11%

Cinema Ticket

$4.01 Rp 72.5K

$7.14 R$36.55

-43.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$71.8 R$367

313.87%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$8,913 R$45.6K

-25.93%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$54.2 R$277

-1.42%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$45.89 R$235

-16.95%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$52.9 R$270

67.74%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$76.9 R$394

-0.39%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$321 R$1,643

217.60%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$213 R$1,091

219.12%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$584 R$2,986

494.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$425 R$2,176

391.56%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,444 R$7,387

89.04%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$1,214 R$6,211

89.11%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.17

18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Bertioga: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $321 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $32.00 in Bertioga. Groceries flip the comparison at $298 vs $152, with Bertioga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 82% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $1,145 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $321 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 96% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $32.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $763 in Bertioga versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Bertioga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bertioga the clear choice for anyone on this budget.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bertioga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bertioga gentler on the wallet – expenses run 82% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.