Cost of Living Comparison Between Ubud, Bali and Bertioga Cost of Living Comparison Between Ubud, Bali and Bertioga

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $760 in Bertioga.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,210 in Bertioga.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,659 in Bertioga.

Living in Ubud, Bali is roughly 85% more expensive than Bertioga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Bertioga is 43% below.

Meal at Budget Restaurant

$3.42 Rp 59.1K

$7.09 R$35.17

-51.76%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 570.4K

$31.84 R$158

3.52%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.9K

$6.94 R$34.42

-26.80%

Cappuccino

$2.82 Rp 48.9K

$1.74 R$8.65

62.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.7K

$1.23 R$6.10

11.38%

Water (0.33 liter bottle)

$0.71 Rp 12.3K

$0.76 R$3.77

-6.58%

Local Beer (0.5 liter draught)

$2.97 Rp 51.3K

$1.75 R$8.69

69.71%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.7K

$2.81 R$13.92

39.15%

Milk (1 liter)

$1.75 Rp 30.2K

$0.78 R$3.88

124.36%

White Bread (500g)

$2.52 Rp 43.5K

$1.24 R$6.14

103.23%

Rice (white) (1kg)

$1.21 Rp 20.9K

$1.13 R$5.59

7.08%

Eggs

$2.33 Rp 40.4K

$1.18 R$5.85

97.46%

Local Cheese (1kg)

$14.50 Rp 250.8K

$8.83 R$43.78

64.21%

Chicken Fillets (1kg)

$4.36 Rp 75.4K

$3.27 R$16.23

33.33%

Beef Round Steak (1kg)

$12.05 Rp 208.4K

$7.25 R$35.95

66.21%

Apples (1kg)

$3.82 Rp 66.1K

$2.16 R$10.69

76.85%

Banana (1kg)

$1.61 Rp 27.9K

$0.83 R$4.11

93.98%

Oranges (1kg)

$2.70 Rp 46.8K

$0.93 R$4.63

190.32%

Tomato (1kg)

$2.23 Rp 38.6K

$0.94 R$4.66

137.23%

Potato (1kg)

$1.90 Rp 32.8K

$0.92 R$4.54

106.52%

Onion (1kg)

$2.18 Rp 37.8K

$0.69 R$3.41

215.94%

Lettuce (1 head)

$1.03 Rp 17.8K

$0.56 R$2.76

83.93%

Water (1.5 liter bottle)

$0.77 Rp 13.4K

$0.55 R$2.73

40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 55.1K

$1.83 R$9.06

73.77%

Wine (Bottle)

$23.23 Rp 401.9K

$5.07 R$25.15

358.19%

Local Beer (0.5 liter bottle)

$2.85 Rp 49.3K

$1.30 R$6.45

119.23%

Imported Beer (0.33 liter bottle)

$2.72 Rp 47.0K

$2.01 R$9.98

35.32%

One-way Ticket (Public Transport)

$0.29 Rp 5,056

$0.86 R$4.25

-66.28%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 145.8K

$38.40 R$190

-78.05%

Taxi Start (Normal Tariff)

$0.49 Rp 8,400

$1.11 R$5.50

-55.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

$0.61 R$3.04

-26.23%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 108.6K

$7.85 R$38.94

-20.00%

Gasoline (1 liter)

$0.85 Rp 14.7K

$1.08 R$5.35

-21.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 450.9M

$22.9K R$113.6K

13.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 545.5M

$28.9K R$143.3K

9.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$50.9 R$252

56.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.7K

$8.83 R$43.82

-53.68%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 416.4K

$15.97 R$79.2

50.66%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$22.93 R$114

319.49%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.9K

$21.25 R$105

-69.27%

Cinema Ticket

$4.13 Rp 71.5K

$7.35 R$36.47

-43.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$72.3 R$359

310.46%

International Primary School, 1 Child (Yearly)

$6,661 Rp 115.3M

$8,876 R$44.0K

-24.95%

Jeans (Levis 501 Or Similar)

$55.0 Rp 950.9K

$53.0 R$263

3.64%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 670.5K

$44.68 R$222

-13.27%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.6M

$54.9 R$272

63.34%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$76.4 R$379

3.29%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.6M

$309 R$1,534

229.37%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.4M

$214 R$1,062

208.19%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.4M

$593 R$2,939

479.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.5M

$437 R$2,169

369.46%

Buy Apartment in City Center (m2)

$2,981 Rp 51.6M

$1,447 R$7,176

106.02%

Buy Apartment Outside City Center (m2)

$2,368 Rp 41.0M

$1,265 R$6,275

87.15%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.17

18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Bertioga: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $309 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $32 in Bertioga for a mid-range dinner for two. Groceries echo the gap at $299 vs $152 per month, with Bertioga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 85% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,112 in Ubud, Bali and $1,141 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,018 in Ubud, Bali versus $309 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 97% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $32.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $760 in Bertioga versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Bertioga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bertioga the clear choice for anyone on this budget.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bertioga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bertioga gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.