Cost of Living Comparison Between Ubud, Bali and Bertioga Cost of Living Comparison Between Ubud, Bali and Bertioga

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $759 in Bertioga.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,233 in Bertioga.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,708 in Bertioga.

Living in Ubud, Bali is roughly 85% more expensive than Bertioga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Bertioga is 44% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.40 R$37.47

-51.76%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$32.99 R$167

-1.49%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.66 R$33.71

-27.03%

Cappuccino

$2.75 Rp 49.2K

$1.74 R$8.82

58.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.24 R$6.26

6.45%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.84 R$4.25

-16.67%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.83 R$9.28

59.02%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.74 R$13.87

38.32%

Milk (1 liter)

$1.71 Rp 30.6K

$0.79 R$4.00

116.46%

White Bread (500g)

$2.47 Rp 44.3K

$1.19 R$6.02

107.56%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.19 R$6.05

0.84%

Eggs

$2.44 Rp 43.8K

$1.18 R$5.97

106.78%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.05 R$45.84

58.90%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.16 R$16.01

36.39%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$7.30 R$36.96

67.26%

Apples (1kg)

$3.68 Rp 66.0K

$2.17 R$10.99

69.59%

Banana (1kg)

$1.55 Rp 27.8K

$0.84 R$4.23

84.52%

Oranges (1kg)

$2.79 Rp 49.9K

$0.93 R$4.70

200.00%

Tomato (1kg)

$2.33 Rp 41.8K

$0.92 R$4.67

153.26%

Potato (1kg)

$1.97 Rp 35.3K

$0.89 R$4.50

121.35%

Onion (1kg)

$2.31 Rp 41.4K

$0.74 R$3.72

212.16%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.52 R$2.65

103.85%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.51 R$2.60

43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.84 R$9.33

78.26%

Wine (Bottle)

$22.79 Rp 408.4K

$4.84 R$24.49

370.87%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.36 R$6.90

106.62%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.06 R$10.41

34.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.92 R$4.66

-68.48%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$38.37 R$194

-78.99%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.11 R$5.63

-59.46%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.58 R$2.93

-22.41%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$7.82 R$39.59

-20.20%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.06 R$5.39

-19.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$22.9K R$115.7K

13.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$28.8K R$145.7K

10.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$52.2 R$264

54.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$8.93 R$45.19

-54.54%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$15.90 R$80.5

53.58%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$22.79 R$115

328.57%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$21.19 R$107

-69.56%

Cinema Ticket

$4.04 Rp 72.4K

$7.26 R$36.75

-44.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$72.8 R$368

317.85%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$8,778 R$44.4K

-24.58%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$53.9 R$273

0.71%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$45.91 R$232

-15.53%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$53.3 R$270

61.67%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$77.5 R$392

-1.02%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$318 R$1,612

209.53%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$219 R$1,107

200.85%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$586 R$2,965

475.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$427 R$2,162

383.65%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,430 R$7,241

91.66%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,106 R$5,599

101.43%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.17

18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Bertioga: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $318 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $33.00 in Bertioga. Groceries flip the comparison at $297 vs $151, with Bertioga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 85% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $1,138 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $318 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 96% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $33.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $759 in Bertioga versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Bertioga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bertioga the clear choice for anyone on this budget.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bertioga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bertioga gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.