Cost of Living Comparison Between Ubud, Bali and Beloit, WI Cost of Living Comparison Between Ubud, Bali and Beloit, WI

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $2,525 in Beloit, WI, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $3,691 in Beloit, WI, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $4,857 in Beloit, WI, rent included.

Ubud, Bali is about 45% cheaper than Beloit, WI, driven mainly by Eating Out.

Both Ubud, Bali and Beloit, WI sit above the global median – Ubud, Bali by 5%, Beloit, WI by 89%.

Currency
🍽 Eating Out
Ubud, Bali
Beloit, WI
Difference
Meal at Budget Restaurant
$3.43 Rp 61.4K
$20.21 $20.21
-83.03%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 572.4K
$74.5 $74.5
-57.10%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.4K
$9.66 $9.66
-47.72%
Cappuccino
$2.71 Rp 48.6K
$3.54 $3.54
-23.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 24.9K
$1.73 $1.73
-19.65%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$1.80 $1.80
-58.89%
Local Beer (0.5 liter draught)
$2.89 Rp 51.8K
$4.37 $4.37
-33.87%
Imported Beer (0.33 liter bottle)
$3.79 Rp 67.9K
$7.69 $7.69
-50.72%
🛒 Groceries & Markets
Ubud, Bali
Beloit, WI
Difference
Milk (1 liter)
$1.79 Rp 32.1K
$0.80 $0.80
123.75%
White Bread (500g)
$2.51 Rp 44.9K
$2.81 $2.81
-10.68%
Rice (white) (1kg)
$1.21 Rp 21.7K
$3.24 $3.24
-62.65%
Eggs
$2.37 Rp 42.4K
$4.64 $4.64
-48.92%
Local Cheese (1kg)
$14.43 Rp 258.4K
$6.55 $6.55
120.31%
Chicken Fillets (1kg)
$4.15 Rp 74.3K
$14.29 $14.29
-70.96%
Beef Round Steak (1kg)
$12.11 Rp 216.9K
$11.86 $11.86
2.11%
Apples (1kg)
$3.77 Rp 67.5K
$5.14 $5.14
-26.65%
Banana (1kg)
$1.63 Rp 29.1K
$0.94 $0.94
73.40%
Oranges (1kg)
$2.71 Rp 48.5K
$4.23 $4.23
-35.93%
Tomato (1kg)
$2.26 Rp 40.4K
$4.48 $4.48
-49.55%
Potato (1kg)
$1.93 Rp 34.5K
$2.53 $2.53
-23.72%
Onion (1kg)
$2.19 Rp 39.3K
$2.80 $2.80
-21.79%
Lettuce (1 head)
$1.02 Rp 18.2K
$1.83 $1.83
-44.26%
Water (1.5 liter bottle)
$0.72 Rp 12.8K
$1.64 $1.64
-56.10%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.0K
$9.25 $9.25
-65.62%
Wine (Bottle)
$23.84 Rp 426.8K
$15.20 $15.20
56.84%
Local Beer (0.5 liter bottle)
$2.77 Rp 49.7K
$2.47 $2.47
12.15%
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.3K
$3.54 $3.54
-22.32%
🚌 Getting Around
Ubud, Bali
Beloit, WI
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$1.95 $1.95
-86.15%
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 146.8K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,653
$3.19 $3.19
-84.95%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$1.38 $1.38
-69.57%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 107.9K
$25.40 $25.40
-76.26%
Gasoline (1 liter)
$0.82 Rp 14.7K
$1.10 $1.10
-25.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 475.6M
$32.5K $32.5K
-18.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 576.6M
$26.5K $26.5K
21.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Beloit, WI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$181 $181
-56.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.1K
$63.8 $63.8
-93.87%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 428.2K
$67.5 $67.5
-64.59%
🎉 Sport & Entertainment
Ubud, Bali
Beloit, WI
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$43.23 $43.23
122.48%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 116.8K
-
-
Cinema Ticket
$4.01 Rp 71.9K
$11.90 $11.90
-66.30%
🧸 Childcare & Education
Ubud, Bali
Beloit, WI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$2,023 $2,023
-85.04%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.3M
$39.0K $39.0K
-83.21%
👕👟 Clothing & Footwear
Ubud, Bali
Beloit, WI
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 990.4K
$63.4 $63.4
-12.69%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 686.1K
$52.4 $52.4
-26.81%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$95.7 $95.7
-7.53%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$147 $147
-47.67%
🏠 Accommodation & Living
Ubud, Bali
Beloit, WI
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.6M
$1,619 $1,619
-39.12%
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.2M
$1,330 $1,330
-48.73%
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.2M
$2,638 $2,638
29.68%
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.1M
$2,225 $2,225
-6.77%
Buy Apartment in City Center (m2)
$2,762 Rp 49.5M
$2,510 $2,510
10.06%
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.2M
$2,398 $2,398
-6.47%
💵 Salaries & Financials
Ubud, Bali
Beloit, WI
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$2,410 $2,410
-93.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.6
101.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Beloit, WI: July 20, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,619 in Beloit, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1328% higher in Beloit, WI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $75.0 in Beloit, WI. Monthly groceries follow the same trend: $298 vs $355 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Beloit, WI: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Beloit, WI compare overall?
Monthly costs with rent: $1,397 in Ubud, Bali, $2,525 in Beloit, WI – roughly 81% apart. Beloit, WI costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Beloit, WI?
For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $3,788 in Beloit, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Beloit, WI?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $75.0 in Beloit, WI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 19% more in Beloit, WI, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,397, than in Beloit, WI at $2,525. In Ubud, Bali it covers expenses comfortably, while in Beloit, WI it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Beloit, WI?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,397 in Ubud, Bali to $2,525 in Beloit, WI. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Beloit, WI safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Beloit, WI?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Beloit, WI makes more sense. Both are solid long-term options with distinct trade-offs.

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