Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bayawan City

For one person, living is cheaper in Bayawan City: $742 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Bayawan City
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Bayawan City Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bayawan City

🇵🇭 Philippines

$742

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bayawan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bayawan City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $742 in Bayawan City.

Ubud, Bali $1,349
Bayawan City $742

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,154 in Bayawan City.

Ubud, Bali $2,305
Bayawan City $1,154

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,566 in Bayawan City.

Ubud, Bali $3,261
Bayawan City $1,566

Living in Ubud, Bali is roughly 82% more expensive than in Bayawan City, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$4.00 ₱255

-17.00%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.1K

$23.86 ₱1,523

49.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$3.85 ₱246

43.64%

Cappuccino

$2.72 Rp 49.3K

$2.50 ₱160

8.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.67 ₱42.83

153.73%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.46 ₱29.47

65.22%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.69 ₱108

56.80%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.14 ₱137

104.67%

Milk (1 liter)

$1.49 Rp 27.0K

$1.68 ₱107

-11.31%

White Bread (500g)

$2.28 Rp 41.3K

$1.10 ₱70.1

107.27%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.66 ₱41.86

80.30%

Eggs

$2.04 Rp 36.9K

$2.00 ₱128

2.00%

Local Cheese (1kg)

$17.70 Rp 320.9K

$9.65 ₱616

83.42%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.47 ₱285

-11.41%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$7.58 ₱484

60.82%

Apples (1kg)

$3.66 Rp 66.3K

$3.20 ₱204

14.37%

Banana (1kg)

$1.52 Rp 27.5K

$1.32 ₱84.2

15.15%

Oranges (1kg)

$2.23 Rp 40.4K

$2.32 ₱148

-3.88%

Tomato (1kg)

$1.97 Rp 35.8K

$1.44 ₱91.7

36.81%

Potato (1kg)

$1.85 Rp 33.5K

$2.41 ₱154

-23.24%

Onion (1kg)

$2.42 Rp 43.9K

$1.95 ₱125

24.10%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.10 ₱70.3

-10.00%

Water (1.5 liter bottle)

$0.51 Rp 9,307

$0.63 ₱40.54

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.90 ₱185

-23.45%

Wine (Bottle)

$22.24 Rp 403.2K

$4.71 ₱300

372.19%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.81 ₱51.8

179.01%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.72 ₱110

72.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$0.22 ₱14.00

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$13.28 ₱848

-41.11%

Taxi Start (Normal Tariff)

$0.44 Rp 7,968

$0.79 ₱50.4

-44.30%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,797

$0.20 ₱12.76

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.89 ₱121

186.24%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.11 ₱70.8

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.2M

$21.2K ₱1.4M

12.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$18.7K ₱1.2M

69.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$121 ₱7,715

-34.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$15.30 ₱977

-57.84%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.8K

$27.60 ₱1,762

-32.68%

Gym Membership (Monthly)

$49.48 Rp 897.1K

$27.62 ₱1,764

79.15%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$5.26 ₱336

235.55%

Cinema Ticket

$4.27 Rp 77.5K

$1.52 ₱96.8

180.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$128 ₱8,157

283.95%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,767 ₱495.9K

-26.95%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.3K

$32.67 ₱2,086

36.64%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.7K

$19.05 ₱1,217

83.46%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$74.5 ₱4,755

7.28%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$57.7 ₱3,686

37.57%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$216 ₱13.8K

420.09%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$166 ₱10.6K

305.37%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$473 ₱30.2K

654.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$348 ₱22.2K

395.89%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,998 ₱191.4K

-8.88%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,023 ₱65.3K

123.31%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$111 ₱7,087

47.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.2

91.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bayawan City: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bayawan City

$166 22.3% 75.3% $506

Groceries & Markets

Ubud, Bali

$288 21.4%

Bayawan City

$193 26% 33.2% $96

Eating Out

Ubud, Bali

$108 8%

Bayawan City

$91 12.2% 15.7% $17

Clothing & Footwear

Ubud, Bali

$108 8%

Bayawan City

$83 11.2% 23% $25

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bayawan City

$164 22.1% 57.3% $60

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bayawan City

$31 4.1% 47.2% $27

Getting Around

Ubud, Bali

$11 0.9%

Bayawan City

$16 2.2% 39.6% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $216 in Bayawan City. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36 in Ubud, Bali vs $24 in Bayawan City for a mid-range dinner for two. Groceries echo the gap at $288 vs $193 per month, with Bayawan City cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Bayawan City

🕒 Local time

12:08 12:08 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

122,747

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,203 IDR (100,000 IDR = 4.95 EUR).

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bayawan City 2,160 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Bayawan City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bayawan City: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $742 in Bayawan City, so Bayawan City is about 45% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 48% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,125 in Ubud, Bali versus $216 in Bayawan City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 50% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bayawan City – a meal for two runs $24 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $742 in Bayawan City versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Bayawan City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bayawan City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Bayawan City wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.