Cost of Living Comparison Between Ubud, Bali and Bayawan City Cost of Living Comparison Between Ubud, Bali and Bayawan City

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $810 in Bayawan City.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,271 in Bayawan City.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,733 in Bayawan City.

Living in Ubud, Bali is roughly 75% more expensive than Bayawan City, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Bayawan City is 40% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$4.42 ₱272

-19.46%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$23.64 ₱1,457

38.45%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$4.34 ₱268

14.06%

Cappuccino

$2.71 Rp 48.4K

$2.54 ₱157

6.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.78 ₱48.19

71.79%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.42 ₱25.99

66.67%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.53 ₱94.4

90.85%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.17 ₱134

82.49%

Milk (1 liter)

$1.81 Rp 32.3K

$1.93 ₱119

-6.22%

White Bread (500g)

$2.52 Rp 45.0K

$1.57 ₱96.9

60.51%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.76 ₱46.92

52.63%

Eggs

$2.46 Rp 43.9K

$2.35 ₱145

4.68%

Local Cheese (1kg)

$14.71 Rp 262.7K

$12.65 ₱780

16.28%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.23 ₱322

-17.40%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.57 ₱467

60.37%

Apples (1kg)

$3.84 Rp 68.6K

$3.53 ₱218

8.78%

Banana (1kg)

$1.56 Rp 27.8K

$1.50 ₱92.7

4.00%

Oranges (1kg)

$2.83 Rp 50.6K

$3.45 ₱213

-17.97%

Tomato (1kg)

$2.33 Rp 41.5K

$2.19 ₱135

6.39%

Potato (1kg)

$1.91 Rp 34.2K

$2.63 ₱162

-27.38%

Onion (1kg)

$2.20 Rp 39.3K

$2.53 ₱156

-13.04%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.00 ₱61.5

1.00%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.83 ₱51.5

-6.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.25 ₱200

2.15%

Wine (Bottle)

$23.74 Rp 423.9K

$4.82 ₱297

392.53%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.90 ₱55.5

210.00%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.35 ₱145

21.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.28 ₱17.36

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.83 ₱51.4

-44.58%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.25 ₱15.53

80.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.60 ₱161

134.62%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.15 ₱70.7

-31.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$30.7K ₱1.9M

-14.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$27.7K ₱1.7M

15.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$98.4 ₱6,069

-18.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$34.84 ₱2,149

-88.35%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$29.40 ₱1,813

-20.00%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$34.22 ₱2,110

188.43%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$4.52 ₱279

46.68%

Cinema Ticket

$4.15 Rp 74.1K

$1.74 ₱107

138.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$234 ₱14.4K

29.99%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,966 ₱244.5K

66.76%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$46.35 ₱2,858

19.83%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$23.07 ₱1,423

66.06%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$75.5 ₱4,654

17.38%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$55.9 ₱3,447

39.28%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$271 ₱16.7K

271.28%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$176 ₱10.9K

283.64%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$586 ₱36.2K

486.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$390 ₱24.1K

422.52%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,480 ₱152.9K

14.55%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$988 ₱60.9K

129.24%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$112 ₱6,930

47.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bayawan City: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $271 in Bayawan City. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $24.00 in Bayawan City for a mid-range dinner for two. Groceries echo the gap at $302 vs $232 per month, with Bayawan City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bayawan City: Cost of Living - Frequently Asked Questions

Ubud, Bali and Bayawan City differ by about 75% in total monthly costs ($1,419 vs $810 including rent). Bayawan City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Ubud, Bali pays 47% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,006 in Ubud, Bali versus $271 in Bayawan City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $234 in Bayawan City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bayawan City – a meal for two runs $24.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $810 in Bayawan City versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Bayawan City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bayawan City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bayawan City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bayawan City gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.