Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bayan

For one person, living costs are similar in Ubud, Bali and in Bayan: $1,349 and $1,381 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
66

Cost of Living Index in Bayan
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Bayan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bayan

🇰🇼 Kuwait

$1,381

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bayan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bayan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,381 in Bayan.

Ubud, Bali $1,349
Bayan $1,381

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,285 in Bayan.

Ubud, Bali $2,305
Bayan $2,285

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,190 in Bayan.

Ubud, Bali $3,261
Bayan $3,190

Monthly costs are close between Ubud, Bali and Bayan; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$13.05 KWD 4.02

-74.56%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$63.2 KWD 19.48

-43.61%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.76 KWD 2.70

-36.87%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.18 KWD 0.98

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.85 KWD 1.49

Cappuccino

$2.72 Rp 49.3K

$5.24 KWD 1.62

-48.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.70 KWD 0.21

142.86%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.29 KWD 0.09

162.07%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

$1.57 KWD 0.48

-5.10%

White Bread (500g)

$2.28 Rp 41.2K

$1.48 KWD 0.46

54.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.97 KWD 0.61

-39.59%

Eggs

$2.04 Rp 36.9K

$2.12 KWD 0.65

-3.77%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.48 KWD 1.38

295.09%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$6.75 KWD 2.08

-41.33%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$10.16 KWD 3.13

19.98%

Apples (1kg)

$3.66 Rp 66.2K

$2.52 KWD 0.78

45.24%

Banana (1kg)

$1.52 Rp 27.5K

$1.86 KWD 0.57

-18.28%

Oranges (1kg)

$2.23 Rp 40.4K

$1.87 KWD 0.57

19.25%

Tomato (1kg)

$1.97 Rp 35.7K

$1.53 KWD 0.47

28.76%

Potato (1kg)

$1.85 Rp 33.5K

$1.30 KWD 0.40

42.31%

Onion (1kg)

$2.42 Rp 43.9K

$1.49 KWD 0.46

62.42%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.28 KWD 0.70

-56.58%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.53 KWD 0.16

-3.77%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.16 KWD 0.97

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.06 KWD 0.33

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.43 KWD 0.44

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.77 KWD 0.85

-19.86%

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.91 KWD 0.28

-72.53%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$4.93 KWD 1.52

-91.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$3.15 KWD 0.97

-86.35%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$16.39 KWD 5.05

-66.99%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.36 KWD 0.11

127.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$23.0K KWD 7,075

3.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$19.8K KWD 6,091

60.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$65.3 KWD 20.12

21.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$22.84 KWD 7.04

-71.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$29.98 KWD 9.24

-38.03%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$97.1 KWD 29.93

-49.04%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$12.91 KWD 3.98

-66.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$499 KWD 154

-1.66%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$9,425 KWD 2,905

-39.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$37.85 KWD 11.67

17.94%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$39.78 KWD 12.26

-12.14%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$96.1 KWD 29.60

-16.81%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$89.7 KWD 27.65

-11.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$800 KWD 247

40.53%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$613 KWD 189

9.45%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,682 KWD 518

111.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,311 KWD 404

31.44%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bayan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bayan

$613 44.4% 8.6% $58

Groceries & Markets

Ubud, Bali

$288 21.4%

Bayan

$186 13.5% 35.6% $103

Eating Out

Ubud, Bali

$108 8%

Bayan

$197 14.3% 83.4% $90

Clothing & Footwear

Ubud, Bali

$108 8%

Bayan

$119 8.6% 10.3% $11

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bayan

$118 8.6% 13.5% $14

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bayan

$123 8.9% 112% $65

Getting Around

Ubud, Bali

$11 0.9%

Bayan

$24 * 1.8% 113% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $800 in Bayan. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $63 in Bayan. Groceries flip the comparison at $288 vs $186, with Bayan cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇰🇼 Bayan

🕒 Local time

21:05 9:05 PM

16:05 4:05 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

47,734

💱 Currency

Indonesian Rupiah IDR Rp

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 KWD = 3.24 USD

1 KWD = 2.91 EUR

Exchange rates and currency converter

KWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Kuwaiti Dinar exchange rates as of October 31, 2026: 1 USD = 0.308 KWD (1 KWD = 3.24 USD). 1 EUR = 0.344 KWD (1 KWD = 2.91 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bayan 8,320 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Bayan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bayan: Cost of Living - Frequently Asked Questions

You’d need roughly $2,023 in Ubud, Bali and $2,071 in Bayan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $800 in Bayan. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $63 in Bayan. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $491 in Ubud, Bali versus $499 in Bayan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bayan are both considered safe, so it’s unlikely to be the deciding factor between them.