Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bayamon

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,080 in Bayamon, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
99

Cost of Living Index in Bayamon
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Bayamon Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bayamon

🇵🇷 Puerto Rico

$2,080

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bayamon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bayamon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,080 in Bayamon.

Ubud, Bali $1,349
Bayamon $2,080

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,123 in Bayamon.

Ubud, Bali $2,305
Bayamon $3,123

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,166 in Bayamon.

Ubud, Bali $3,261
Bayamon $4,166

Living in Ubud, Bali costs roughly 35% less than in Bayamon, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$18.78 $18.78

-82.32%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$82.4 $82.4

-56.73%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.00 $9.00

-38.56%

Cappuccino

$2.72 Rp 49.3K

$3.37 $3.37

-19.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.85 $1.85

-8.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.37 $1.37

-44.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.96 $2.96

-10.47%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.90 $3.90

12.31%

Milk (1 liter)

$1.49 Rp 27.0K

$2.14 $2.14

-30.37%

White Bread (500g)

$2.28 Rp 41.3K

$3.51 $3.51

-35.04%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.27 $2.27

-47.58%

Eggs

$2.04 Rp 36.9K

$5.39 $5.39

-62.15%

Local Cheese (1kg)

$17.70 Rp 321.1K

$10.93 $10.93

61.94%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.88 $7.88

-49.75%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.31 $11.31

7.78%

Apples (1kg)

$3.66 Rp 66.3K

$4.70 $4.70

-22.13%

Banana (1kg)

$1.52 Rp 27.5K

$2.63 $2.63

-42.21%

Oranges (1kg)

$2.23 Rp 40.4K

$4.60 $4.60

-51.52%

Tomato (1kg)

$1.97 Rp 35.8K

$4.94 $4.94

-60.12%

Potato (1kg)

$1.85 Rp 33.5K

$2.73 $2.73

-32.23%

Onion (1kg)

$2.42 Rp 44.0K

$4.07 $4.07

-40.54%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.44 $3.44

-71.22%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.53 $1.53

-66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.14 $11.14

-80.07%

Wine (Bottle)

$22.24 Rp 403.4K

$15.85 $15.85

40.32%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.61 $2.61

-13.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.43 $3.43

-13.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.04 $2.04

-87.75%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$12.06 $12.06

-35.16%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.47 $2.47

-82.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.47 $1.47

-70.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$41.60 $41.60

-87.00%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.14 $1.14

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$35.3K $35.3K

-32.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$27.5K $27.5K

15.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$221 $221

-64.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$69.3 $69.3

-90.69%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$59.9 $59.9

-68.98%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$24.58 $24.58

101.30%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$9.97 $9.97

-57.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$814 $814

-39.72%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$12.7K $12.7K

-55.22%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$25.13 $25.13

77.64%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$61.6 $61.6

-43.30%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$109 $109

-26.37%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$49.28 $49.28

61.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,014 $1,014

10.88%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$917 $917

-26.76%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,635 $1,635

118.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,551 $1,551

11.08%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,037 $2,037

-91.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bayamon: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bayamon

$917 44.1% 36.5% $245

Groceries & Markets

Ubud, Bali

$288 21.4%

Bayamon

$376 18.1% 30.2% $87

Eating Out

Ubud, Bali

$108 8%

Bayamon

$253 12.2% 135% $145

Clothing & Footwear

Ubud, Bali

$108 8%

Bayamon

$110 5.3% 2.4% $2.5

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bayamon

$350 16.8% 237% $246

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bayamon

$45 2.1% 23.3% $14

Getting Around

Ubud, Bali

$11 0.9%

Bayamon

$30 1.4% 163% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,014 in Bayamon. Housing cost is often the main lever when comparing two cities.

Bayamon pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $82 in Bayamon for a mid-range dinner for two. Groceries echo the gap at $288 vs $376 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Bayamon

🕒 Local time

12:40 12:40 PM

00:40 12:40 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

165,368

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bayamon 18,900 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Bayamon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bayamon: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 35% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 92% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,014 in Bayamon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $82 in Bayamon. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,080 in Bayamon – Ubud, Bali is about 35% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Ubud, Bali wins on affordability, Bayamon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.