Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banning, CA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,025 in Banning, CA, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Banning, CA, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Banning, CA
🇺🇸 United States
$3,025
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banning, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banning, CA actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,025 in Banning, CA, rent included.

  • Ubud, Bali $1,349
  • Banning, CA $3,025

A couple spends around $2,305 per month in Ubud, Bali vs $4,766 in Banning, CA, rent included.

  • Ubud, Bali $2,305
  • Banning, CA $4,766

A family of three spends $3,261 per month in Ubud, Bali vs $6,507 in Banning, CA, rent included.

  • Ubud, Bali $3,261
  • Banning, CA $6,507

Ubud, Bali is about 55% cheaper than Banning, CA, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Banning, CA
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$17.82 $17.82
-81.37%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 647.8K
$45.42 $45.42
-21.53%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$15.11 $15.11
-63.40%
Cappuccino
$2.72 Rp 49.4K
$5.83 $5.83
-53.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$1.91 $1.91
-10.99%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.27 $1.27
-40.16%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$7.14 $7.14
-62.89%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.6K
$8.52 $8.52
-48.59%
🛒 Groceries & Markets
Ubud, Bali
Banning, CA
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.20 $1.20
24.17%
White Bread (500g)
$2.28 Rp 41.4K
$2.61 $2.61
-12.64%
Rice (white) (1kg)
$1.19 Rp 21.6K
$4.68 $4.68
-74.57%
Eggs
$2.04 Rp 37.0K
$4.54 $4.54
-55.07%
Local Cheese (1kg)
$17.70 Rp 321.7K
$8.34 $8.34
112.23%
Chicken Fillets (1kg)
$3.96 Rp 72.0K
$16.04 $16.04
-75.31%
Beef Round Steak (1kg)
$12.19 Rp 221.6K
$19.97 $19.97
-38.96%
Apples (1kg)
$3.66 Rp 66.4K
$5.05 $5.05
-27.52%
Banana (1kg)
$1.52 Rp 27.6K
$2.25 $2.25
-32.44%
Oranges (1kg)
$2.23 Rp 40.5K
$4.51 $4.51
-50.55%
Tomato (1kg)
$1.97 Rp 35.9K
$4.35 $4.35
-54.71%
Potato (1kg)
$1.85 Rp 33.6K
$3.43 $3.43
-46.06%
Onion (1kg)
$2.42 Rp 44.1K
$2.78 $2.78
-12.95%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.93 $1.93
-48.70%
Water (1.5 liter bottle)
$0.51 Rp 9,332
$1.64 $1.64
-68.90%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$9.06 $9.06
-75.50%
Wine (Bottle)
$22.24 Rp 404.2K
$15.22 $15.22
46.12%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$3.10 $3.10
-27.10%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$2.80 $2.80
6.07%
🚌 Getting Around
Ubud, Bali
Banning, CA
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,562
$2.04 $2.04
-87.75%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.2K
$61.6 $61.6
-87.30%
Taxi Start (Normal Tariff)
$0.44 Rp 7,989
$3.16 $3.16
-86.08%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,817
$1.86 $1.86
-76.88%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.3K
$31.77 $31.77
-82.97%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.46 $1.46
-43.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.3M
$35.2K $35.2K
-32.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.0M
$15.8K $15.8K
101.03%
🧾 Monthly Utilities & Internet
Ubud, Bali
Banning, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$284 $284
-72.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$57.5 $57.5
-88.78%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.7K
$59.9 $59.9
-68.96%
🎉 Sport & Entertainment
Ubud, Bali
Banning, CA
Difference
Gym Membership (Monthly)
$49.48 Rp 899.4K
$40.18 $40.18
23.15%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.8K
-
-
Cinema Ticket
$4.27 Rp 77.7K
$10.61 $10.61
-59.75%
🧸 Childcare & Education
Ubud, Bali
Banning, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$1,711 $1,711
-71.32%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.1M
$32.4K $32.4K
-82.47%
👕👟 Clothing & Footwear
Ubud, Bali
Banning, CA
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.4K
$41.74 $41.74
6.95%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.3K
$65.2 $65.2
-46.41%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$66.3 $66.3
20.51%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$210 $210
-62.18%
🏠 Accommodation & Living
Ubud, Bali
Banning, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,648 $1,648
-31.74%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,571 $1,571
-57.24%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$4,050 $4,050
-11.99%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$3,546 $3,546
-51.41%
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
$2,710 $2,710
0.80%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$2,467 $2,467
-7.41%
💵 Salaries & Financials
Ubud, Bali
Banning, CA
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.86
100.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Banning, CA: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Banning, CA
$1.6K 134% $899
Groceries & Markets
Ubud, Bali
$288
Banning, CA
$413 43.3% $125
Eating Out
Ubud, Bali
$108
Banning, CA
$323 200% $216
Clothing & Footwear
Ubud, Bali
$108
Banning, CA
$172 60.4% $65
Monthly Utilities & Internet
Ubud, Bali
$104
Banning, CA
$402 286% $298
Sport & Entertainment
Ubud, Bali
$58
Banning, CA
$61 5.8% $3.4
Getting Around
Ubud, Bali
$11
Banning, CA
$82 620% $71

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,648 in Banning, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $45 in Banning, CA. Monthly groceries follow the same trend: $288 vs $413 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Banning, CA
🕒 Local time
07:47 7:47 AM
16:47 4:47 PM
15 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
29,266
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Ubud, Bali Banning, CA 14,000 km ≈ 18 h nonstop flight
From you
  • Ubud, Bali
  • Banning, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Banning, CA: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Banning, CA?
Yes – Banning, CA is pricier by about 124%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,538 in Banning, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,648 in Banning, CA.
What are total monthly expenses in Ubud, Bali and in Banning, CA?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $3,025 in Banning, CA. That makes Ubud, Bali about 55% cheaper.
Which city has cheaper public transport?
Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Ubud, Bali or in Banning, CA?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,025 in Banning, CA. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Ubud, Bali or Banning, CA more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Banning, CA?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is easier to live in as a foreigner?
For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 55% less, which matters a lot on a fixed budget or early-career salary.

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