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Cost of Living Comparison Between Ubud, Bali and Banja Luka Cost of Living Comparison Between Ubud, Bali and Banja Luka

๐Ÿ™‚ Solo nomad: Ubud, Bali is 1.7% cheaper than Banja Luka without rent, and 24.1% more expensive with rent.
๐Ÿ™‚ Family of 3: Ubud, Bali is 16.2% cheaper than Banja Luka without rent, and 65.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
Banja Luka
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$8.67 BAMย 14.57
-60.44%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.2K
$42.02 BAMย 70.6
-22.18%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$8.61 BAMย 14.47
-41.46%
Cappuccino
$2.85 Rpย 48.2K
$1.64 BAMย 2.75
73.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$2.00 BAMย 3.36
-33.00%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$1.15 BAMย 1.93
-34.78%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
$2.00 BAMย 3.36
45.00%
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
$2.81 BAMย 4.72
40.21%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Banja Luka
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$1.37 BAMย 2.30
31.39%
White Bread (500g)
$2.55 Rpย 43.2K
$1.29 BAMย 2.16
97.67%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$1.65 BAMย 2.76
-27.88%
Eggs
$2.42 Rpย 40.9K
$2.86 BAMย 4.80
-15.38%
Local Cheese (1kg)
$14.38 Rpย 243.3K
$9.53 BAMย 16.00
50.89%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$8.95 BAMย 15.03
-52.96%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
$11.91 BAMย 20.01
-0.25%
Apples (1kg)
$3.71 Rpย 62.8K
$1.45 BAMย 2.44
155.86%
Banana (1kg)
$1.56 Rpย 26.4K
$1.62 BAMย 2.72
-3.70%
Oranges (1kg)
$2.77 Rpย 46.9K
$1.85 BAMย 3.11
49.73%
Tomato (1kg)
$2.22 Rpย 37.6K
$1.95 BAMย 3.28
13.85%
Potato (1kg)
$1.99 Rpย 33.7K
$1.19 BAMย 2.00
67.23%
Onion (1kg)
$2.29 Rpย 38.8K
$1.29 BAMย 2.17
77.52%
Lettuce (1 head)
$1.01 Rpย 17.1K
$1.22 BAMย 2.04
-17.21%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$0.78 BAMย 1.30
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
$3.76 BAMย 6.32
-15.69%
Wine (Bottle)
$23.70 Rpย 401.0K
$8.01 BAMย 13.46
195.88%
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
$0.69 BAMย 1.17
302.90%
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.4K
$1.09 BAMย 1.84
152.29%
๐ŸšŒ Getting Around
Ubud, Bali
Banja Luka
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,513
$1.38 BAMย 2.31
-80.43%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
$36.64 BAMย 61.6
-77.78%
Taxi Start (Normal Tariff)
$0.45 Rpย 7,607
$1.44 BAMย 2.41
-68.75%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,190
$1.16 BAMย 1.94
-63.79%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
$9.00 BAMย 15.12
-31.33%
Gasoline (1 liter)
$0.80 Rpย 13.5K
$1.49 BAMย 2.50
-46.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.0M
$29.1K BAMย 48.8K
-9.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.7M
$26.4K BAMย 44.4K
19.68%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Banja Luka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$170 BAMย 285
-52.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.7K
$19.16 BAMย 32.19
-78.50%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 400.9K
$23.63 BAMย 39.69
0.30%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Banja Luka
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$28.58 BAMย 48.02
238.91%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.3K
$10.20 BAMย 17.13
-38.33%
Cinema Ticket
$4.11 Rpย 69.5K
$4.65 BAMย 7.82
-11.61%
๐Ÿงธ Childcare & Education
Ubud, Bali
Banja Luka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$235 BAMย 394
27.18%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.6M
$3,723 BAMย 6,254
75.67%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Banja Luka
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 903.9K
$73.8 BAMย 124
-27.61%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.5K
$36.92 BAMย 62.0
3.82%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$88.7 BAMย 149
-2.63%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$125 BAMย 211
-37.11%
๐Ÿ  Accommodation & Living
Ubud, Bali
Banja Luka
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$449 BAMย 754
126.41%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$326 BAMย 548
104.79%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.6M
$653 BAMย 1,098
412.34%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$479 BAMย 805
341.34%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$3,090 BAMย 5,192
-2.28%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$2,087 BAMย 3,506
11.83%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Banja Luka
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$874 BAMย 1,468
-79.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.02
164.54%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Banja Luka: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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