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Cost of Living Comparison Between Ubud, Bali and Banja Luka Cost of Living Comparison Between Ubud, Bali and Banja Luka

🙂 Solo nomad: Ubud, Bali is 28.9% cheaper than Banja Luka without rent, and 35.1% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 18.4% cheaper than Banja Luka without rent, and 31.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Banja Luka
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$8.69 BAM 14.62
-67.20%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$41.2 BAM 69.4
-70.24%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.71 BAM 14.66
-62.34%
Cappuccino
$2.3 Rp 38.3K
$1.66 BAM 2.79
38.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.95 BAM 3.29
-43.08%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.2 BAM 2.02
-78.33%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.09 BAM 3.52
14.83%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.74 BAM 4.62
14.96%
🛒 Groceries & Markets
Ubud, Bali
Banja Luka
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.36 BAM 2.28
9.56%
White Bread (500g)
$1.65 Rp 27.5K
$1.25 BAM 2.1
32.00%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.57 BAM 2.65
-28.03%
Eggs
$2.33 Rp 38.9K
$3.03 BAM 5.1
-23.10%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.17 BAM 15.44
49.40%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$8.77 BAM 14.76
-54.73%
Beef Round Steak (1kg)
$11.22 Rp 187K
$12.08 BAM 20.34
-7.12%
Apples (1kg)
$3.48 Rp 57.9K
$1.4 BAM 2.36
148.57%
Banana (1kg)
$1.5 Rp 25K
$1.58 BAM 2.66
-5.06%
Oranges (1kg)
$2.68 Rp 44.6K
$1.87 BAM 3.14
43.32%
Tomato (1kg)
$1.35 Rp 22.5K
$1.97 BAM 3.31
-31.47%
Potato (1kg)
$1.57 Rp 26.2K
$1.19 BAM 2
31.93%
Onion (1kg)
$2.1 Rp 34.9K
$1.26 BAM 2.12
66.67%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.22 BAM 2.05
-15.57%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.76 BAM 1.29
-25.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$3.66 BAM 6.16
-36.89%
Wine (Bottle)
$15.21 Rp 253.5K
$7.9 BAM 13.3
92.53%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$0.75 BAM 1.26
232.00%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.12 BAM 1.89
137.50%
🚌 Getting Around
Ubud, Bali
Banja Luka
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.42 BAM 2.39
-79.58%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$36.68 BAM 61.8
-72.66%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.49 BAM 2.5
-69.80%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.14 BAM 1.92
-70.18%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$8.9 BAM 14.98
-32.92%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.46 BAM 2.46
-48.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$29K BAM 48.9K
-11.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$26.5K BAM 44.7K
19.62%
🧾 Monthly Utilities & Internet
Ubud, Bali
Banja Luka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$173 BAM 292
-62.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$18.89 BAM 31.81
-78.08%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$23.48 BAM 39.53
2.17%
🎉 Sport & Entertainment
Ubud, Bali
Banja Luka
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$28.59 BAM 48.13
-18.54%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$9.94 BAM 16.73
-37.73%
Cinema Ticket
$3.45 Rp 57.5K
$4.63 BAM 7.79
-25.49%
🧸 Childcare & Education
Ubud, Bali
Banja Luka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$238 BAM 401
-61.43%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$3,697 BAM 6,224
59.92%
👕👟 Clothing & Footwear
Ubud, Bali
Banja Luka
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$75.2 BAM 127
-31.57%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$36.31 BAM 61.1
-32.66%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$89.8 BAM 151
-6.06%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$126 BAM 212
-41.12%
🏠 Accommodation & Living
Ubud, Bali
Banja Luka
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$466 BAM 785
-43.94%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$325 BAM 546
-50.84%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$646 BAM 1,087
-9.40%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$463 BAM 780
-29.16%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,854 BAM 4,805
-65.49%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,061 BAM 3,469
-58.91%
💵 Salaries & Financials
Ubud, Bali
Banja Luka
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$891 BAM 1,499
-80.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.02
164.54%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Banja Luka: November 29, 2025

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