Cost of Living Comparison Between Ubud, Bali and Bandar Seri Begawan Cost of Living Comparison Between Ubud, Bali and Bandar Seri Begawan

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,148 in Bandar Seri Begawan, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,727 in Bandar Seri Begawan, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,306 in Bandar Seri Begawan, rent included.

Ubud, Bali costs about 23% more than Bandar Seri Begawan, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Bandar Seri Begawan is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.75 BND 4.84

-8.00%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$27.73 BND 35.79

16.62%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.24 BND 8.05

-22.44%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.99 BND 2.57

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 BND 2.94

Cappuccino

$2.75 Rp 49.4K

$3.81 BND 4.92

-27.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.00 BND 1.29

38.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.58 BND 0.74

29.31%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$1.92 BND 2.48

-9.37%

White Bread (500g)

$2.46 Rp 44.2K

$1.79 BND 2.31

37.43%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.23 BND 1.59

-4.88%

Eggs

$2.43 Rp 43.7K

$2.20 BND 2.84

10.45%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.47 BND 9.65

94.11%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.53 BND 5.85

-3.97%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.09 BND 14.31

8.03%

Apples (1kg)

$3.72 Rp 66.8K

$3.28 BND 4.24

13.41%

Banana (1kg)

$1.63 Rp 29.2K

$2.55 BND 3.29

-36.08%

Oranges (1kg)

$2.74 Rp 49.3K

$3.20 BND 4.13

-14.37%

Tomato (1kg)

$2.24 Rp 40.3K

$2.85 BND 3.67

-21.40%

Potato (1kg)

$1.92 Rp 34.5K

$1.70 BND 2.19

12.94%

Onion (1kg)

$2.28 Rp 40.9K

$2.16 BND 2.79

5.56%

Lettuce (1 head)

$1.06 Rp 19.1K

$3.57 BND 4.60

-70.31%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.83 BND 1.07

-13.25%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.67 BND 16.35

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.35 BND 4.33

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.58 BND 2.04

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$15.63 BND 20.18

-78.95%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.74 BND 0.96

-63.51%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$4.82 BND 6.22

-90.04%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$2.64 BND 3.40

-84.09%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$11.49 BND 14.83

-45.87%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.38 BND 0.49

113.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$39.3K BND 50.8K

-32.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$36.6K BND 47.2K

-12.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$60.4 BND 78.0

29.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$22.12 BND 28.55

-81.60%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$64.2 BND 82.9

-62.10%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$37.32 BND 48.17

164.23%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$2.84 BND 3.67

123.24%

Cinema Ticket

$3.99 Rp 71.6K

$5.56 BND 7.18

-28.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$161 BND 208

89.35%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,584 BND 12.4K

-30.69%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$97.0 BND 125

-44.19%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$69.0 BND 89.1

-45.23%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$108 BND 139

-19.50%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$64.1 BND 82.7

19.09%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$739 BND 953

34.31%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$458 BND 591

46.82%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,324 BND 1,709

154.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$812 BND 1,048

152.38%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,009 BND 3,884

-6.80%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,268 BND 2,927

-1.81%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,954 BND 2,522

-91.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.06

227.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bandar Seri Begawan: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $739 in Bandar Seri Begawan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1071% higher in Bandar Seri Begawan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $28.00 in Bandar Seri Begawan. Monthly groceries follow the same trend: $297 vs $222 – making Bandar Seri Begawan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bandar Seri Begawan: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 23%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,722 in Bandar Seri Begawan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bandar Seri Begawan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $28.00 in Bandar Seri Begawan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 34% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Bandar Seri Begawan, where all-in costs run around $1,148, than in Ubud, Bali at $1,408. In Bandar Seri Begawan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bandar Seri Begawan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bandar Seri Begawan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.