Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bandar Seri Begawan

For one person, living is cheaper in Bandar Seri Begawan: $1,215 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Bandar Seri Begawan
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Bandar Seri Begawan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bandar Seri Begawan

🇧🇳 Brunei

$1,215

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bandar Seri Begawan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bandar Seri Begawan actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,215 in Bandar Seri Begawan, rent included.

Ubud, Bali $1,349
Bandar Seri Begawan $1,215

A couple spends around $2,305 per month in Ubud, Bali vs $1,756 in Bandar Seri Begawan, rent included.

Ubud, Bali $2,305
Bandar Seri Begawan $1,756

A family of three spends $3,261 per month in Ubud, Bali vs $2,296 in Bandar Seri Begawan, rent included.

Ubud, Bali $3,261
Bandar Seri Begawan $2,296

Ubud, Bali costs about 11% more than Bandar Seri Begawan, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$3.93 BND 5.02

-15.52%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$27.87 BND 35.65

27.88%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$6.14 BND 7.85

-9.93%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.96 BND 2.51

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.36 BND 3.02

Cappuccino

$2.72 Rp 49.3K

$4.01 BND 5.13

-32.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.95 BND 1.22

78.95%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.53 BND 0.68

43.40%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.1K

$1.89 BND 2.41

-21.16%

White Bread (500g)

$2.28 Rp 41.3K

$1.76 BND 2.25

29.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.19 BND 1.52

Eggs

$2.04 Rp 36.9K

$2.09 BND 2.68

-2.39%

Local Cheese (1kg)

$17.70 Rp 321.2K

$9.18 BND 11.75

92.81%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.61 BND 5.90

-14.10%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$10.69 BND 13.67

14.03%

Apples (1kg)

$3.66 Rp 66.3K

$3.14 BND 4.01

16.56%

Banana (1kg)

$1.52 Rp 27.5K

$2.22 BND 2.84

-31.53%

Oranges (1kg)

$2.23 Rp 40.4K

$2.84 BND 3.64

-21.48%

Tomato (1kg)

$1.97 Rp 35.8K

$2.58 BND 3.30

-23.64%

Potato (1kg)

$1.85 Rp 33.5K

$1.67 BND 2.14

10.78%

Onion (1kg)

$2.42 Rp 44.0K

$1.99 BND 2.55

21.61%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.63 BND 4.64

-72.73%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.92 BND 1.17

-44.57%

Bottle of Non-Alcoholic Wine (Mid-Range)

$23.60 BND 30.19

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.34 BND 4.27

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$15.44 BND 19.75

-85.62%

Wine (Bottle)

$22.24 Rp 403.6K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.81 BND 1.04

-69.14%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$23.46 BND 30.01

-66.67%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.98 BND 5.10

-88.94%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.39 BND 4.33

-87.32%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$11.48 BND 14.68

-52.87%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.43 BND 0.55

90.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$43.6K BND 55.7K

-45.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$36.1K BND 46.2K

-12.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$61.3 BND 78.5

28.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$21.81 BND 27.90

-70.43%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$66.1 BND 84.6

-71.90%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$46.25 BND 59.2

6.98%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$7.12 BND 9.11

147.89%

Cinema Ticket

$4.27 Rp 77.6K

$5.62 BND 7.18

-24.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$220 BND 282

122.89%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$9,743 BND 12.5K

-41.77%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$77.1 BND 98.6

-42.07%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$95.5 BND 122

-63.39%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$102 BND 130

-21.64%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$73.2 BND 93.6

8.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$726 BND 929

54.87%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$481 BND 615

39.69%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,159 BND 1,483

207.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$681 BND 871

153.13%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,076 BND 3,935

-11.20%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,232 BND 2,855

2.35%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,745 BND 2,232

-90.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.88

255.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bandar Seri Begawan: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bandar Seri Begawan

$481 39.6% 28.4% $191

Groceries & Markets

Ubud, Bali

$288 21.4%

Bandar Seri Begawan

$220 18.1% 23.7% $68

Eating Out

Ubud, Bali

$108 8%

Bandar Seri Begawan

$104 8.6% 3.5% $3.8

Clothing & Footwear

Ubud, Bali

$108 8%

Bandar Seri Begawan

$156 12.9% 45.5% $49

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bandar Seri Begawan

$149 12.3% 43.4% $45

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bandar Seri Begawan

$57 4.7% 0.9% $0.6

Getting Around

Ubud, Bali

$11 0.9%

Bandar Seri Begawan

$48 3.9% 317% $36

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $726 in Bandar Seri Begawan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bandar Seri Begawan are about 11 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $28 in Bandar Seri Begawan. Monthly groceries follow the same trend: $288 vs $220 – making Bandar Seri Begawan the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇳 Bandar Seri Begawan

🕒 Local time

22:07 10:07 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

50,000 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Brunei Dollar BND $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BND = 0.782 USD

1 BND = 0.701 EUR

Exchange rates and currency converter

BND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Brunei Dollar exchange rates as of November 2, 2026: 1 USD = 1.28 BND (1 BND = 0.782 USD). 1 EUR = 1.43 BND (1 BND = 0.701 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Bandar Seri Begawan 1,490 km ≈ 2 h 15 min nonstop flight

From you

Ubud, Bali
Bandar Seri Begawan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bandar Seri Begawan: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 11%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,823 in Bandar Seri Begawan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bandar Seri Begawan, especially for central apartments: a one-bedroom in the center costs $726 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,215 in Bandar Seri Begawan. That makes Bandar Seri Begawan about 10% cheaper.

Public transport costs about 67% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,215 in Bandar Seri Begawan, leaving budget for savings and extras in both cases.

Families tend to lean toward Bandar Seri Begawan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.