Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banbury

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,288 in Banbury, rent and utilities included – about $11,200 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Banbury
🇬🇧 United Kingdom
$2,288
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banbury

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banbury actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,288 in Banbury.

  • Ubud, Bali $1,353
  • Banbury $2,288

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,422 in Banbury.

  • Ubud, Bali $2,297
  • Banbury $3,422

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,556 in Banbury.

  • Ubud, Bali $3,241
  • Banbury $4,556

Living in Ubud, Bali costs roughly 41% less than in Banbury, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Ubud, Bali 0% above, Banbury 69% above.

Currency
🍽 Eating Out
Ubud, Bali
Banbury
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$19.60 £14.71
-83.52%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$79.9 £59.9
-56.34%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$10.46 £7.85
-45.51%
Cappuccino
$2.62 Rp 47.1K
$4.58 £3.44
-42.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.15 £1.61
-20.00%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.49 £1.11
-45.64%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$5.69 £4.27
-53.43%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$4.61 £3.46
-5.21%
🛒 Groceries & Markets
Ubud, Bali
Banbury
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.34 £1.01
17.16%
White Bread (500g)
$2.19 Rp 39.5K
$1.56 £1.17
40.38%
Rice (white) (1kg)
$1.18 Rp 21.2K
$2.01 £1.51
-41.29%
Eggs
$2.16 Rp 38.8K
$4.54 £3.41
-52.42%
Local Cheese (1kg)
$17.65 Rp 317.7K
$5.11 £3.83
245.40%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$7.31 £5.48
-48.29%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$13.50 £10.13
-11.48%
Apples (1kg)
$3.60 Rp 64.8K
$2.18 £1.64
65.14%
Banana (1kg)
$1.59 Rp 28.6K
$1.35 £1.02
17.78%
Oranges (1kg)
$2.31 Rp 41.6K
$1.98 £1.49
16.67%
Tomato (1kg)
$1.91 Rp 34.3K
$2.11 £1.59
-9.48%
Potato (1kg)
$1.78 Rp 32.1K
$1.30 £0.97
36.92%
Onion (1kg)
$2.33 Rp 41.9K
$1.34 £1.01
73.88%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.22 £0.92
-18.03%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$1.46 £1.10
-63.70%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$23.60 £17.70
-90.30%
Wine (Bottle)
$22.07 Rp 397.3K
$9.22 £6.92
139.37%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.65 £1.98
-11.32%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$2.29 £1.72
30.13%
🚌 Getting Around
Ubud, Bali
Banbury
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$4.09 £3.07
-94.38%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$265 £199
-96.64%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$4.70 £3.53
-90.00%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.63 £1.22
-73.62%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$39.53 £29.66
-86.16%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.02 £1.52
-58.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$38.4K £28.8K
-37.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$40.3K £30.2K
-18.69%
🧾 Monthly Utilities & Internet
Ubud, Bali
Banbury
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$205 £154
-61.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$13.33 £10.00
-50.79%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$46.31 £34.75
-59.84%
🎉 Sport & Entertainment
Ubud, Bali
Banbury
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$72.6 £54.5
-25.48%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$14.82 £11.12
-71.32%
🧸 Childcare & Education
Ubud, Bali
Banbury
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,477 £1,108
-66.65%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$22.4K £16.8K
-75.04%
👕👟 Clothing & Footwear
Ubud, Bali
Banbury
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$82.3 £61.7
-44.60%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$30.50 £22.88
14.62%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$105 £78.5
-25.73%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$87.4 £65.6
-10.19%
🏠 Accommodation & Living
Ubud, Bali
Banbury
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,190 £893
-4.93%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$944 £708
-28.73%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,897 £1,423
90.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,597 £1,198
6.55%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
-
-
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
-
-
💵 Salaries & Financials
Ubud, Bali
Banbury
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$2,750 £2,063
-93.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
5.06
172.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Banbury: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Banbury
$944 40.3% $271
Groceries & Markets
Ubud, Bali
$287
Banbury
$250 12.8% $37
Clothing & Footwear
Ubud, Bali
$107
Banbury
$137 28.7% $31
Eating Out
Ubud, Bali
$106
Banbury
$295 178% $189
Monthly Utilities & Internet
Ubud, Bali
$105
Banbury
$265 152% $160
Sport & Entertainment
Ubud, Bali
$63
Banbury
$102 63.3% $40
Getting Around
Ubud, Bali
$12
Banbury
$294 2264% $281

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,190 in Banbury. Housing cost is often the main lever when comparing two cities.

Banbury pays 1553% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $80.0 in Banbury. Groceries flip the comparison at $287 vs $250, with Banbury cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇬🇧 Banbury
🕒 Local time
22:00 10:00 PM
15:00 3:00 PM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
48,681
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 22, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

On the map
Between locations
  • Ubud, Bali Banbury 12,550 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Banbury

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Banbury: Cost of Living - Frequently Asked Questions
Is Banbury cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in clothing, eating out, and leisure. The 69% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Banbury?
On paper, salaries run 1553% lower in Banbury. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Banbury?
Rent for a central apartment: $1,131 in Ubud, Bali versus $1,190 in Banbury. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and in Banbury?
Shoppers in Banbury pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is eating out cheaper in Ubud, Bali or in Banbury?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $80.0 in Banbury. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in Banbury?
At $1,353 in Ubud, Bali versus $2,288 in Banbury, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Banbury. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Banbury more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Banbury, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Banbury?
Safety-wise, Ubud, Bali and Banbury are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 69% less than in Banbury. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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