Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Balzers

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,185 in Balzers, rent and utilities included – about $21,800 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
155

Cost of Living Index in Balzers
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Balzers Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Balzers

🇱🇮 Liechtenstein

$3,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Balzers

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Balzers actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,185 in Balzers.

Ubud, Bali $1,368
Balzers $3,185

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $4,986 in Balzers.

Ubud, Bali $2,314
Balzers $4,986

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $6,786 in Balzers.

Ubud, Bali $3,260
Balzers $6,786

Living in Ubud, Bali costs roughly 57% less than in Balzers, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Balzers 136% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$29.43 CHF 24.24

-88.69%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$121 CHF 99.8

-70.96%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$21.58 CHF 17.78

-73.12%

Cappuccino

$2.73 Rp 49.1K

$5.54 CHF 4.56

-50.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$5.88 CHF 4.84

-72.11%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$5.46 CHF 4.49

-84.80%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$7.35 CHF 6.06

-63.27%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$7.17 CHF 5.90

-40.03%

Milk (1 liter)

$1.50 Rp 27.1K

$2.58 CHF 2.13

-41.86%

White Bread (500g)

$2.30 Rp 41.4K

$2.96 CHF 2.44

-22.30%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.81 CHF 2.31

-58.01%

Eggs

$2.14 Rp 38.6K

$11.66 CHF 9.60

-81.65%

Local Cheese (1kg)

$17.48 Rp 314.6K

$25.49 CHF 20.99

-31.42%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$23.00 CHF 18.94

-82.48%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$49.40 CHF 40.68

-75.24%

Apples (1kg)

$3.55 Rp 63.9K

$3.46 CHF 2.85

2.60%

Banana (1kg)

$1.57 Rp 28.3K

$3.69 CHF 3.04

-57.45%

Oranges (1kg)

$2.24 Rp 40.2K

$3.89 CHF 3.21

-42.42%

Tomato (1kg)

$1.93 Rp 34.7K

$2.49 CHF 2.05

-22.49%

Potato (1kg)

$1.88 Rp 33.9K

$2.35 CHF 1.93

-20.00%

Onion (1kg)

$2.29 Rp 41.3K

$2.12 CHF 1.75

8.02%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.13 CHF 1.76

-53.52%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.63 CHF 1.34

-67.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$11.79 CHF 9.71

-80.66%

Wine (Bottle)

$23.01 Rp 414.2K

$13.49 CHF 11.11

70.57%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.92 CHF 1.58

21.87%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.77 CHF 1.46

64.41%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.48 CHF 2.87

-93.10%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$81.4 CHF 67.0

-89.16%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.72 CHF 1.42

-72.09%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$6.11 CHF 5.03

-92.47%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$8.24 CHF 6.79

-33.86%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.19 CHF 1.81

-59.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$33.7K CHF 27.7K

-27.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$32.3K CHF 26.6K

-3.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$212 CHF 175

-60.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$39.32 CHF 32.38

-83.60%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$72.6 CHF 59.8

-74.41%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$90.8 CHF 74.8

-38.54%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$24.43 CHF 20.12

-25.87%

Cinema Ticket

$4.38 Rp 78.9K

$23.82 CHF 19.62

-81.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$301 CHF 248

63.62%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$8,522 CHF 7,019

-32.48%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$124 CHF 102

-62.84%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$51.8 CHF 42.68

-31.82%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$170 CHF 140

-53.47%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$222 CHF 183

-64.72%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$981 CHF 808

16.46%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,276 CHF 1,051

-47.07%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,805 CHF 2,310

24.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,307 CHF 1,900

-26.31%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$16.1K CHF 13.3K

-82.73%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$5,025 CHF 4,139

-55.41%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$8,648 CHF 7,123

-98.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.55

82.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Balzers: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Balzers

$1.3K 40.1% 88.9% $601

Groceries & Markets

Ubud, Bali

$290 21.2%

Balzers

$600 18.8% 107% $309

Eating Out

Ubud, Bali

$109 8%

Balzers

$463 14.5% 326% $354

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Balzers

$324 10.2% 200% $216

Clothing & Footwear

Ubud, Bali

$108 7.9%

Balzers

$256 8% 138% $148

Sport & Entertainment

Ubud, Bali

$65 4.7%

Balzers

$138 4.4% 114% $74

Getting Around

Ubud, Bali

$13 0.9%

Balzers

$128 4% 916% $115

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $981 in Balzers. Housing cost is often the main lever when comparing two cities.

Balzers pays 5156% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $121 in Balzers for a mid-range dinner for two. Groceries echo the gap at $290 vs $600 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇮 Balzers

🕒 Local time

22:05 10:05 PM

16:05 4:05 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,600

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Balzers 11,890 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Balzers

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Balzers: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 133% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 5156% lower in Balzers. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $981 in Balzers. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 107% higher in Balzers. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $121 in Balzers. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $3,185 in Balzers, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Balzers. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Balzers, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Balzers are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 133% less than in Balzers. Beyond cost, consider language, visa policies, and how big the international community is in each city.