Cost of Living Comparison Between Ubud, Bali and Bakkafjordur Cost of Living Comparison Between Ubud, Bali and Bakkafjordur

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $247 in Bakkafjordur, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $418 in Bakkafjordur, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $588 in Bakkafjordur, rent included.

Ubud, Bali costs about 457% more than Bakkafjordur, driven mainly by Eating Out.

Ubud, Bali sits 2% above the global median, while Bakkafjordur is 82% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.32 Rp 59.5K

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

Cappuccino

$2.75 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

Water (0.33 liter bottle)

$0.80 Rp 14.3K

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

Milk (1 liter)

$1.50 Rp 26.8K

White Bread (500g)

$2.30 Rp 41.1K

$2.22 ISK 271

3.60%

Rice (white) (1kg)

$1.10 Rp 19.7K

$2.22 ISK 271

-50.45%

Eggs

$2.16 Rp 38.6K

$4.92 ISK 599

-56.10%

Local Cheese (1kg)

$17.09 Rp 305.7K

$8.93 ISK 1,086

91.38%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$11.05 ISK 1,345

-64.89%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

$10.95 ISK 1,332

8.86%

Apples (1kg)

$3.57 Rp 63.8K

$2.16 ISK 263

65.28%

Banana (1kg)

$1.58 Rp 28.3K

$2.16 ISK 263

-26.85%

Oranges (1kg)

$2.36 Rp 42.2K

$2.15 ISK 262

9.77%

Tomato (1kg)

$1.97 Rp 35.2K

$2.23 ISK 271

-11.66%

Potato (1kg)

$1.81 Rp 32.4K

$2.24 ISK 273

-19.20%

Onion (1kg)

$2.39 Rp 42.8K

$2.18 ISK 266

9.63%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.98 ISK 119

4.08%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$1.96 ISK 238

-75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

Wine (Bottle)

$22.30 Rp 399.0K

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,457

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

Gym Membership (Monthly)

$54.7 Rp 979.2K

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

Cinema Ticket

$4.24 Rp 75.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$80.1 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$5,874 ISK 714.9K

-97.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Bakkafjordur: September 28, 2026

Cost Breakdown

Salaries run about 3459% higher in Bakkafjordur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bakkafjordur: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 457% more than Bakkafjordur, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $370 in Bakkafjordur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,374 in Ubud, Bali and $247 in Bakkafjordur. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 16% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bakkafjordur, where all-in costs run around $247, than in Ubud, Bali at $1,374. In Bakkafjordur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bakkafjordur costs $247 versus $1,374 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bakkafjordur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.