Cost of Living Comparison Between Ubud, Bali and Bakkafjordur Cost of Living Comparison Between Ubud, Bali and Bakkafjordur

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $252 in Bakkafjordur, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $430 in Bakkafjordur, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $608 in Bakkafjordur, rent included.

Ubud, Bali costs about 471% more than Bakkafjordur, driven mainly by Clothing & Footwear.

Ubud, Bali sits 7% above the global median, while Bakkafjordur is 81% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

Cappuccino

$2.83 Rp 49.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

Water (0.33 liter bottle)

$0.69 Rp 12.0K

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

White Bread (500g)

$2.54 Rp 44.0K

$2.16 ISK 264

17.59%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.21 ISK 271

-46.15%

Eggs

$2.43 Rp 42.0K

$4.87 ISK 596

-50.10%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.00 ISK 1,102

62.89%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$10.93 ISK 1,338

-61.76%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.04 ISK 1,352

8.15%

Apples (1kg)

$3.69 Rp 63.9K

$2.17 ISK 266

70.05%

Banana (1kg)

$1.61 Rp 27.8K

$2.16 ISK 264

-25.46%

Oranges (1kg)

$2.69 Rp 46.5K

$2.23 ISK 273

20.63%

Tomato (1kg)

$2.33 Rp 40.4K

$2.22 ISK 272

4.95%

Potato (1kg)

$1.91 Rp 33.0K

$2.17 ISK 266

-11.98%

Onion (1kg)

$2.19 Rp 37.9K

$2.16 ISK 265

1.39%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.98 ISK 120

8.16%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$2.02 ISK 248

-64.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$5,782 ISK 707.9K

-97.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Bakkafjordur: April 27, 2026

Cost Breakdown

Salaries run about 3239% higher in Bakkafjordur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bakkafjordur: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 471% more than Bakkafjordur, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $378 in Bakkafjordur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $252 in Bakkafjordur. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 20% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bakkafjordur, where all-in costs run around $252, than in Ubud, Bali at $1,438. In Bakkafjordur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bakkafjordur costs $252 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bakkafjordur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.