Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bakau

For one person, living is cheaper in Bakau: $323 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bakau

🇬🇲 Gambia

$323

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bakau

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bakau actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $323 in Bakau, rent included.

Ubud, Bali $1,349
Bakau $323

A couple spends around $2,305 per month in Ubud, Bali vs $725 in Bakau, rent included.

Ubud, Bali $2,305
Bakau $725

A family of three spends $3,261 per month in Ubud, Bali vs $1,127 in Bakau, rent included.

Ubud, Bali $3,261
Bakau $1,127

Ubud, Bali costs about 317% more than Bakau, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.36 GMD 397

-38.06%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$75.9 GMD 5,620

-53.01%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.81 GMD 578

-29.19%

Cappuccino

$2.72 Rp 49.3K

$3.97 GMD 294

-31.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.25 GMD 166

-24.44%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.13 GMD 83.4

-32.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.76 GMD 279

-29.52%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.67 GMD 272

19.35%

Milk (1 liter)

$1.49 Rp 27.1K

$2.39 GMD 177

-37.66%

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

$5.14 GMD 381

-60.31%

Local Cheese (1kg)

$17.70 Rp 321.2K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$16.56 GMD 1,227

-76.09%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,316

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.6K

$13.45 GMD 997

65.35%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.01 GMD 149

12.44%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.78 GMD 206

6.83%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$68.4 GMD 5,068

2419.81%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bakau: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bakau

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Bakau

–

Eating Out

Ubud, Bali

$108 8%

Bakau

–

Clothing & Footwear

Ubud, Bali

$108 8%

Bakau

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bakau

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bakau

–

Getting Around

Ubud, Bali

$11 0.9%

Bakau

–

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Bakau. Groceries tell a different story – $288 in Ubud, Bali vs $170 in Bakau – so Bakau wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇲 Bakau

🕒 Local time

00:49 12:49 AM

16:49 4:49 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

43,098

💱 Currency

Indonesian Rupiah IDR Rp

Gambian Dalasi GMD D

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

Exchange rates and currency converter

GMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Gambian Dalasi exchange rates as of November 2, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.69 GMD (100 GMD = 1.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bakau 14,750 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Bakau

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bakau: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 317% more than Bakau, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $485 in Bakau. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $323 in Bakau. That makes Bakau about 76% cheaper.

Groceries cost about 70% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Bakau, where all-in costs run around $323, than in Ubud, Bali at $1,349. In Bakau it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $323 in Bakau to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.