Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Baghdadi

For one person, living is cheaper in Baghdadi: $640 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Baghdadi
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Baghdadi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Baghdadi

🇮🇶 Iraq

$640

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Baghdadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Baghdadi actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $640 in Baghdadi, rent included.

Ubud, Bali $1,349
Baghdadi $640

A couple spends around $2,305 per month in Ubud, Bali vs $974 in Baghdadi, rent included.

Ubud, Bali $2,305
Baghdadi $974

A family of three spends $3,261 per month in Ubud, Bali vs $1,308 in Baghdadi, rent included.

Ubud, Bali $3,261
Baghdadi $1,308

Ubud, Bali costs about 111% more than Baghdadi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.20 IQD 6,342

-20.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$14.09 IQD 21.3K

152.95%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.28 IQD 9,486

-11.94%

Cappuccino

$2.72 Rp 49.4K

$1.93 IQD 2,917

40.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.39 IQD 583

335.90%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.22 IQD 333

245.45%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.57 IQD 5,399

-25.77%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.38 IQD 3,591

84.03%

Milk (1 liter)

$1.49 Rp 27.1K

$1.02 IQD 1,548

46.08%

White Bread (500g)

$2.28 Rp 41.4K

$0.49 IQD 735

365.31%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.63 IQD 3,980

-54.75%

Eggs

$2.04 Rp 37.0K

$1.81 IQD 2,740

12.71%

Local Cheese (1kg)

$17.70 Rp 321.7K

$3.90 IQD 5,896

353.85%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.24 IQD 4,892

22.22%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$8.07 IQD 12.2K

51.05%

Apples (1kg)

$3.66 Rp 66.4K

$0.94 IQD 1,426

289.36%

Banana (1kg)

$1.52 Rp 27.6K

$0.98 IQD 1,488

55.10%

Oranges (1kg)

$2.23 Rp 40.5K

$0.90 IQD 1,363

147.78%

Tomato (1kg)

$1.97 Rp 35.9K

$0.63 IQD 951

212.70%

Potato (1kg)

$1.85 Rp 33.6K

$0.54 IQD 823

242.59%

Onion (1kg)

$2.42 Rp 44.1K

$0.64 IQD 962

278.12%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.48 IQD 732

106.25%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.54 IQD 815

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.72 IQD 2,594

29.07%

Wine (Bottle)

$22.24 Rp 404.2K

$11.12 IQD 16.8K

100.00%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.55 IQD 2,336

45.81%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.67 IQD 2,528

77.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.34 IQD 518

-26.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.80 IQD 2,717

-75.56%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.20 IQD 1,818

-64.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$5.54 IQD 8,366

-2.35%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.54 IQD 819

51.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$16.4K IQD 24.7M

45.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$14.4K IQD 21.7M

120.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$85.6 IQD 129.3K

-7.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$11.61 IQD 17.5K

-44.44%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$28.37 IQD 42.9K

-34.51%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$36.26 IQD 54.8K

36.46%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$9.25 IQD 14.0K

-53.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$146 IQD 220.8K

235.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$2,812 IQD 4.2M

101.76%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$21.15 IQD 32.0K

111.06%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$21.56 IQD 32.6K

62.11%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$59.6 IQD 90.1K

33.99%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$37.21 IQD 56.2K

113.44%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$211 IQD 318.8K

433.21%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$140 IQD 211.6K

379.43%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$378 IQD 571.2K

842.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$313 IQD 472.2K

451.42%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$872 IQD 1.3M

213.44%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$492 IQD 743.8K

364.00%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$491 IQD 741.5K

-66.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Baghdadi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Baghdadi

$140 21.9% 79.1% $531

Groceries & Markets

Ubud, Bali

$288 21.4%

Baghdadi

$147 23% 49% $141

Eating Out

Ubud, Bali

$108 8%

Baghdadi

$101 15.7% 6.6% $7.1

Clothing & Footwear

Ubud, Bali

$108 8%

Baghdadi

$63 9.8% 41.6% $45

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Baghdadi

$126 19.6% 20.6% $21

Sport & Entertainment

Ubud, Bali

$58 4.3%

Baghdadi

$55 8.6% 5.6% $3.3

Getting Around

Ubud, Bali

$11 0.9%

Baghdadi

$9.2 * 1.4% 19.5% $2.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $211 in Baghdadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Baghdadi are about 3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $14 in Baghdadi. Monthly groceries follow the same trend: $288 vs $147 – making Baghdadi the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Baghdadi

🕒 Local time

05:36 5:36 AM

00:36 12:36 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Baghdadi 8,970 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Baghdadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baghdadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 111%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $960 in Baghdadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Baghdadi, especially for central apartments: a one-bedroom in the center costs $211 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $14 in Baghdadi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 96% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Baghdadi, where all-in costs run around $640, than in Ubud, Bali at $1,349. In Baghdadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Baghdadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.