Cost of Living Comparison Between Ubud, Bali and Baghdadi Cost of Living Comparison Between Ubud, Bali and Baghdadi

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $758 in Baghdadi, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,141 in Baghdadi, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,525 in Baghdadi, rent included.

Ubud, Bali costs about 87% more than Baghdadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Baghdadi is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$5.11 IQD 6,694

-30.33%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$17.16 IQD 22.5K

90.73%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.94 IQD 9,091

-28.67%

Cappuccino

$2.71 Rp 48.4K

$1.70 IQD 2,220

59.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.43 IQD 561

211.63%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.24 IQD 311

191.67%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.92 IQD 3,825

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.84 IQD 3,715

39.44%

Milk (1 liter)

$1.81 Rp 32.3K

$1.10 IQD 1,441

64.55%

White Bread (500g)

$2.52 Rp 45.0K

$0.66 IQD 868

281.82%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.24 IQD 2,931

-48.21%

Eggs

$2.46 Rp 43.9K

$1.77 IQD 2,311

38.98%

Local Cheese (1kg)

$14.71 Rp 262.7K

$5.85 IQD 7,658

151.45%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.41 IQD 5,772

-2.04%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$9.04 IQD 11.8K

34.29%

Apples (1kg)

$3.84 Rp 68.6K

$0.98 IQD 1,289

291.84%

Banana (1kg)

$1.56 Rp 27.8K

$0.97 IQD 1,274

60.82%

Oranges (1kg)

$2.83 Rp 50.6K

$1.03 IQD 1,346

174.76%

Tomato (1kg)

$2.33 Rp 41.5K

$0.54 IQD 701

331.48%

Potato (1kg)

$1.91 Rp 34.2K

$0.57 IQD 750

235.09%

Onion (1kg)

$2.20 Rp 39.3K

$0.68 IQD 889

223.53%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.70 IQD 911

44.29%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.49 IQD 640

59.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.79 IQD 2,350

85.47%

Wine (Bottle)

$23.74 Rp 423.9K

$15.18 IQD 19.9K

56.39%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.77 IQD 2,321

57.63%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.15 IQD 2,817

33.02%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.40 IQD 518

-32.50%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$31.62 IQD 41.4K

-74.60%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.26 IQD 2,954

-79.65%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.54 IQD 2,012

-70.78%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.07 IQD 7,948

0.49%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.53 IQD 697

49.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$19.4K IQD 25.3M

35.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$19.6K IQD 25.6M

64.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$76.7 IQD 100.4K

4.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$17.40 IQD 22.8K

-76.67%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$34.99 IQD 45.8K

-32.78%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.93 IQD 48.4K

167.26%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$16.94 IQD 22.2K

-60.86%

Cinema Ticket

$4.15 Rp 74.1K

$7.63 IQD 9,988

-45.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$151 IQD 198.0K

101.03%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,247 IQD 4.3M

103.64%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$26.88 IQD 35.2K

106.62%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$25.58 IQD 33.5K

49.77%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$60.7 IQD 79.5K

45.87%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$41.60 IQD 54.5K

87.19%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$241 IQD 315.9K

317.21%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$178 IQD 232.4K

280.47%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$582 IQD 762.5K

491.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$345 IQD 451.8K

491.06%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,501 IQD 2.0M

89.33%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$492 IQD 644.1K

360.26%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$506 IQD 662.1K

-67.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Baghdadi: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $241 in Baghdadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 206% higher in Baghdadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $17.00 in Baghdadi. Monthly groceries follow the same trend: $302 vs $173 – making Baghdadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baghdadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 87%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,137 in Baghdadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Baghdadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $758 in Baghdadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 294% less in Baghdadi. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Baghdadi, where all-in costs run around $758, than in Ubud, Bali at $1,419. In Baghdadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Baghdadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Baghdadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.