Cost of Living Comparison Between Ubud, Bali and Baghdadi Cost of Living Comparison Between Ubud, Bali and Baghdadi

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $466 in Baghdadi, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $762 in Baghdadi, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,059 in Baghdadi, rent included.

Ubud, Bali costs about 200% more than Baghdadi, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Baghdadi is 66% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$7.43 IQD 9,731

-54.64%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$13.69 IQD 17.9K

181.88%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

Cappuccino

$2.64 Rp 46.6K

$1.87 IQD 2,448

41.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.42 IQD 545

297.62%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.22 IQD 290

250.00%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$1.55 Rp 27.3K

$0.99 IQD 1,295

56.57%

White Bread (500g)

$2.22 Rp 39.2K

$0.49 IQD 641

353.06%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.73 IQD 3,570

-58.61%

Eggs

$2.09 Rp 36.8K

$1.84 IQD 2,413

13.59%

Local Cheese (1kg)

$17.39 Rp 306.7K

$6.78 IQD 8,875

156.49%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.11 IQD 4,070

24.44%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$8.49 IQD 11.1K

47.82%

Apples (1kg)

$3.62 Rp 63.8K

$0.98 IQD 1,290

269.39%

Banana (1kg)

$1.56 Rp 27.5K

$1.03 IQD 1,345

51.46%

Oranges (1kg)

$2.35 Rp 41.5K

$1.02 IQD 1,341

130.39%

Tomato (1kg)

$2.06 Rp 36.2K

$0.26 IQD 342

692.31%

Potato (1kg)

$1.90 Rp 33.5K

$0.24 IQD 312

691.67%

Onion (1kg)

$2.34 Rp 41.2K

$0.63 IQD 825

271.43%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.48 IQD 630

114.58%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.57 IQD 750

-3.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$1.01 IQD 1,323

122.77%

Wine (Bottle)

$23.81 Rp 419.8K

$15.23 IQD 19.9K

56.34%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.29 IQD 379

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$5.02 IQD 6,578

-90.44%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$7.03 IQD 9,201

-18.63%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.41 IQD 543

85.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$49.02 IQD 64.2K

70.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$15.23 IQD 19.9K

24.69%

Gym Membership (Monthly)

$56.0 Rp 987.0K

$60.0 IQD 78.6K

-6.75%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

Cinema Ticket

$4.28 Rp 75.5K

$8.21 IQD 10.8K

-47.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$78.9 IQD 103.4K

516.32%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

$4,948 IQD 6.5M

18.34%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$14.73 IQD 19.3K

209.30%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$25.09 IQD 32.9K

226.66%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$40.09 IQD 52.5K

100.55%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$148 IQD 194.2K

652.77%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$50.9 IQD 66.7K

1277.37%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$453 IQD 593.1K

680.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$149 IQD 195.1K

1082.96%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,516 IQD 2.0M

86.38%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$492 IQD 643.7K

366.22%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$506 IQD 663.2K

-66.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Baghdadi: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $148 in Baghdadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 198% higher in Baghdadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $14.00 in Baghdadi. Monthly groceries follow the same trend: $293 vs $152 – making Baghdadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baghdadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 200%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $698 in Baghdadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Baghdadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $14.00 in Baghdadi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 92% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Baghdadi, where all-in costs run around $466, than in Ubud, Bali at $1,396. In Baghdadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Baghdadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Baghdadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.