Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bad Kreuznach

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,984 in Bad Kreuznach, rent and utilities included – about $7,600 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Bad Kreuznach
🇩🇪 Germany
$1,984
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bad Kreuznach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bad Kreuznach actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,984 in Bad Kreuznach.

  • Ubud, Bali $1,353
  • Bad Kreuznach $1,984

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,040 in Bad Kreuznach.

  • Ubud, Bali $2,297
  • Bad Kreuznach $3,040

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,097 in Bad Kreuznach.

  • Ubud, Bali $3,241
  • Bad Kreuznach $4,097

Living in Ubud, Bali costs roughly 32% less than in Bad Kreuznach, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Bad Kreuznach 46% above.

Currency
🍽 Eating Out
Ubud, Bali
Bad Kreuznach
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$22.58 €20.08
-85.70%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$66.5 €59.2
-47.56%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$13.38 €11.90
-57.40%
Cappuccino
$2.62 Rp 47.1K
$3.96 €3.52
-33.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.39 €2.13
-28.03%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.09 €1.86
-61.24%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$5.45 €4.85
-51.38%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$5.71 €5.08
-23.47%
🛒 Groceries & Markets
Ubud, Bali
Bad Kreuznach
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.56 €1.39
0.64%
White Bread (500g)
$2.19 Rp 39.5K
$1.76 €1.57
24.43%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.10 €0.98
7.27%
Eggs
$2.16 Rp 38.8K
$2.64 €2.35
-18.18%
Local Cheese (1kg)
$17.65 Rp 317.7K
$13.62 €12.11
29.59%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$10.70 €9.52
-64.67%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$26.39 €23.47
-54.72%
Apples (1kg)
$3.60 Rp 64.8K
$3.34 €2.97
7.78%
Banana (1kg)
$1.59 Rp 28.6K
$2.43 €2.16
-34.57%
Oranges (1kg)
$2.31 Rp 41.6K
$2.13 €1.90
8.45%
Tomato (1kg)
$1.91 Rp 34.3K
$3.99 €3.55
-52.13%
Potato (1kg)
$1.78 Rp 32.1K
$1.15 €1.02
54.78%
Onion (1kg)
$2.33 Rp 41.9K
$1.09 €0.97
113.76%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.52 €1.35
-34.21%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.98 €0.87
-45.92%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$9.69 €8.62
-76.37%
Wine (Bottle)
$22.07 Rp 397.3K
$6.32 €5.63
249.21%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$1.21 €1.08
94.21%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$1.52 €1.35
96.05%
🚌 Getting Around
Ubud, Bali
Bad Kreuznach
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$3.58 €3.18
-93.58%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$66.7 €59.3
-86.65%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$4.40 €3.92
-89.32%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$2.22 €1.98
-80.63%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$33.90 €30.16
-83.86%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.09 €1.86
-60.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$33.1K €29.5K
-27.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$38.0K €33.8K
-13.69%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bad Kreuznach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$350 €311
-77.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$32.75 €29.13
-79.97%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$52.3 €46.50
-64.42%
🎉 Sport & Entertainment
Ubud, Bali
Bad Kreuznach
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$38.71 €34.44
39.81%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$27.01 €24.03
-32.32%
Cinema Ticket
$4.25 Rp 76.5K
$10.64 €9.46
-60.06%
🧸 Childcare & Education
Ubud, Bali
Bad Kreuznach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,104 €982
-55.36%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$15.1K €13.5K
-63.03%
👕👟 Clothing & Footwear
Ubud, Bali
Bad Kreuznach
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$33.43 €29.74
36.34%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$66.3 €59.0
-47.27%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$67.4 €60.0
15.24%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$44.22 €39.33
77.57%
🏠 Accommodation & Living
Ubud, Bali
Bad Kreuznach
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$788 €701
43.64%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$645 €574
4.26%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,496 €1,331
141.51%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,293 €1,150
31.66%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$5,042 €4,484
-46.10%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$3,427 €3,048
-34.60%
💵 Salaries & Financials
Ubud, Bali
Bad Kreuznach
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,005 €2,673
-94.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.03
241.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Bad Kreuznach: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Bad Kreuznach
$645 4.1% $28
Groceries & Markets
Ubud, Bali
$287
Bad Kreuznach
$327 13.8% $40
Clothing & Footwear
Ubud, Bali
$107
Bad Kreuznach
$95 10.7% $11
Eating Out
Ubud, Bali
$106
Bad Kreuznach
$325 205% $218
Monthly Utilities & Internet
Ubud, Bali
$105
Bad Kreuznach
$435 314% $330
Sport & Entertainment
Ubud, Bali
$63
Bad Kreuznach
$60 4.2% $2.6
Getting Around
Ubud, Bali
$12
Bad Kreuznach
$97 676% $84

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $788 in Bad Kreuznach. Housing cost is often the main lever when comparing two cities.

Bad Kreuznach pays 1706% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $67.0 in Bad Kreuznach for a mid-range dinner for two. Groceries echo the gap at $287 vs $327 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇩🇪 Bad Kreuznach
🕒 Local time
03:43 3:43 AM
21:43 9:43 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
52,385
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Bad Kreuznach 11,970 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Bad Kreuznach

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bad Kreuznach: Cost of Living - Frequently Asked Questions
Is Bad Kreuznach cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in groceries, eating out, and utilities. The 47% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Bad Kreuznach?
On paper, salaries run 1706% lower in Bad Kreuznach. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Bad Kreuznach?
Rent for a central apartment: $1,131 in Ubud, Bali versus $788 in Bad Kreuznach. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and in Bad Kreuznach?
Supermarket bills run roughly 14% higher in Bad Kreuznach. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Ubud, Bali or in Bad Kreuznach?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $67.0 in Bad Kreuznach. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in Bad Kreuznach?
At $1,353 in Ubud, Bali versus $1,984 in Bad Kreuznach, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bad Kreuznach. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Bad Kreuznach more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Bad Kreuznach, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Bad Kreuznach?
Safety-wise, Ubud, Bali and Bad Kreuznach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Bad Kreuznach. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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