Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Bac Ninh

For one person, living is cheaper in Bac Ninh: $457 a month against $1,369 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
22

Cost of Living Index in Bac Ninh
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Bac Ninh Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,369

/mo nomad

Bac Ninh

🇻🇳 Vietnam

$457

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bac Ninh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bac Ninh actually costs, broken down by who's living it.

A single person spends $1,369 per month in Ubud, Bali vs $457 in Bac Ninh, rent included.

Ubud, Bali $1,369
Bac Ninh $457

A couple spends around $2,302 per month in Ubud, Bali vs $743 in Bac Ninh, rent included.

Ubud, Bali $2,302
Bac Ninh $743

A family of three spends $3,236 per month in Ubud, Bali vs $1,028 in Bac Ninh, rent included.

Ubud, Bali $3,236
Bac Ninh $1,028

Ubud, Bali costs about 199% more than Bac Ninh, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 2% above the global median, while Bac Ninh is 66% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 60.7K

$1.15 ₫29.5K

193.04%

Three-Course Dinner for Two, Mid-Range

$34.50 Rp 621.3K

$23.01 ₫589.0K

49.93%

Fast Food Meal (McDonalds, etc)

$5.69 Rp 102.5K

$2.60 ₫66.7K

118.85%

Cappuccino

$2.72 Rp 49.0K

$1.15 ₫29.6K

136.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 Rp 28.1K

$0.26 ₫6,595

500.00%

Water (0.33 liter bottle)

$0.63 Rp 11.4K

$0.22 ₫5,534

186.36%

Local Beer (0.5 liter draught)

$2.71 Rp 48.9K

$0.72 ₫18.4K

276.39%

Imported Beer (0.33 liter bottle)

$4.33 Rp 78.0K

$1.00 ₫25.7K

333.00%

Milk (1 liter)

$1.48 Rp 26.7K

$1.57 ₫40.1K

-5.73%

White Bread (500g)

$2.29 Rp 41.2K

$1.01 ₫25.9K

126.73%

Rice (white) (1kg)

$1.09 Rp 19.7K

$0.78 ₫19.9K

39.74%

Eggs

$2.07 Rp 37.3K

$1.49 ₫38.2K

38.93%

Local Cheese (1kg)

$15.73 Rp 283.4K

$11.72 ₫299.9K

34.22%

Chicken Fillets (1kg)

$4.04 Rp 72.8K

$3.71 ₫95.1K

8.89%

Beef Round Steak (1kg)

$11.21 Rp 201.9K

$9.70 ₫248.2K

15.57%

Apples (1kg)

$3.67 Rp 66.1K

$3.06 ₫78.3K

19.93%

Banana (1kg)

$1.58 Rp 28.5K

$1.01 ₫25.9K

56.44%

Oranges (1kg)

$2.35 Rp 42.3K

$1.31 ₫33.7K

79.39%

Tomato (1kg)

$1.98 Rp 35.7K

$1.08 ₫27.6K

83.33%

Potato (1kg)

$1.87 Rp 33.8K

$0.91 ₫23.3K

105.49%

Onion (1kg)

$2.38 Rp 42.9K

$1.19 ₫30.5K

100.00%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.54 ₫13.9K

88.89%

Water (1.5 liter bottle)

$0.53 Rp 9,566

$0.52 ₫13.4K

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.21 Rp 39.7K

$1.40 ₫36.0K

57.86%

Wine (Bottle)

$21.60 Rp 389.1K

$11.04 ₫282.5K

95.65%

Local Beer (0.5 liter bottle)

$2.38 Rp 42.8K

$0.86 ₫22.0K

176.74%

Imported Beer (0.33 liter bottle)

$2.89 Rp 52.1K

$1.62 ₫41.4K

78.40%

One-way Ticket (Public Transport)

$0.23 Rp 4,122

$0.41 ₫10.4K

-43.90%

Public Transport Monthly Pass (Regular Price)

$9.73 Rp 175.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,935

$0.90 ₫23.1K

-51.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,399

$0.61 ₫15.5K

-22.95%

Taxi 1hour Waiting (Normal Tariff)

$5.61 Rp 101.0K

$2.32 ₫59.5K

141.81%

Gasoline (1 liter)

$0.89 Rp 16.1K

$0.90 ₫23.1K

-1.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 440.7M

$30.8K ₫787.2M

-20.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K Rp 581.1M

$29.5K ₫754.8M

9.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.1 Rp 1.4M

$84.7 ₫2.2M

-9.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.43 Rp 115.8K

$5.12 ₫131.0K

25.59%

Internet (50+ Mbps, Unlimited Data)

$19.33 Rp 348.2K

$6.95 ₫177.8K

178.13%

Gym Membership (Monthly)

$79.1 Rp 1.4M

$11.93 ₫305.3K

563.12%

Tennis Court (1 Hour on Weekend)

$18.70 Rp 336.8K

$7.98 ₫204.2K

134.34%

Cinema Ticket

$4.28 Rp 77.1K

$3.21 ₫82.0K

33.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 Rp 8.8M

$716 ₫18.3M

-31.78%

International Primary School, 1 Child (Yearly)

$12.4K Rp 223.2M

$12.8K ₫328.6M

-3.49%

Jeans (Levis 501 Or Similar)

$45.14 Rp 813.0K

$46.36 ₫1.2M

-2.63%

Summer Dress (H&M, Zara, etc)

$35.54 Rp 640.2K

$29.33 ₫750.7K

21.17%

Sport Shoes (Adidas, Nike)

$78.8 Rp 1.4M

$83.8 ₫2.1M

-5.94%

Men's Leather Business Shoes

$77.7 Rp 1.4M

$74.8 ₫1.9M

3.85%

1-bedroom Apartment, City Center (Monthly)

$1,093 Rp 19.7M

$692 ₫17.7M

57.97%

1-bedroom Apartment, Outside City Center (Monthly)

$670 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,476 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,661 Rp 29.9M

Buy Apartment in City Center (m2)

$2,381 Rp 42.9M

$1,691 ₫43.3M

40.78%

Buy Apartment Outside City Center (m2)

$2,186 Rp 39.4M

$792 ₫20.3M

176.23%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$384 ₫9.8M

-56.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.17

68.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 10, 2026

Last update for Bac Ninh: November 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$670 49%

Bac Ninh

- * 0% 100%

Groceries & Markets

Ubud, Bali

$280 20.5%

Bac Ninh

$193 42.2% 31.2% $87

Eating Out

Ubud, Bali

$108 7.9%

Bac Ninh

$38 8.4% 64.3% $69

Clothing & Footwear

Ubud, Bali

$107 7.8%

Bac Ninh

$105 23.1% 1.2% $1.3

Monthly Utilities & Internet

Ubud, Bali

$103 7.5%

Bac Ninh

$97 21.2% 5.9% $6.1

Sport & Entertainment

Ubud, Bali

$88 6.4%

Bac Ninh

$18 4% 79.1% $69

Getting Around

Ubud, Bali

$13 1%

Bac Ninh

$5.6 * 1.2% 58.5% $7.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,093 in Ubud, Bali versus $692 in Bac Ninh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bac Ninh are about 2.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34 in Ubud, Bali versus $23 in Bac Ninh. Monthly groceries follow the same trend: $280 vs $193 – making Bac Ninh the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇻🇳 Bac Ninh

🕒 Local time

15:41 3:41 PM

14:41 2:41 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

288,766

💱 Currency

Indonesian Rupiah IDR Rp

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.97 EUR

100,000 VND = 3.91 USD

100,000 VND = 3.5 EUR

Exchange rates and currency converter

VND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 11, 2026: 1 USD = 18,012 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,123 IDR (100,000 IDR = 4.97 EUR).

Vietnamese Dong exchange rates as of November 11, 2026: 1 USD = 25,594 VND (100,000 VND = 3.91 USD). 1 EUR = 28,593 VND (100,000 VND = 3.5 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Bac Ninh 3,450 km ≈ 4 h 45 min nonstop flight

From you

Ubud, Bali
Bac Ninh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bac Ninh: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 199% more than Bac Ninh, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,053 per month in Ubud, Bali and $686 in Bac Ninh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bac Ninh, especially for central apartments: a one-bedroom in the center costs $692 there versus $1,093 in Ubud, Bali.

A mid-range dinner for two costs $34 in Ubud, Bali and $23 in Bac Ninh. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 45% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Bac Ninh, where all-in costs run around $457, than in Ubud, Bali at $1,369. In Bac Ninh it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $457 in Bac Ninh to $1,369 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.