Cost of Living Comparison Between Ubud, Bali and Auckland Cost of Living Comparison Between Ubud, Bali and Auckland

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,350 in Auckland.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $3,502 in Auckland.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $4,654 in Auckland.

Living in Ubud, Bali costs roughly 41% less than in Auckland, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Auckland 76% above.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$15.30 NZ$26.25

-77.78%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$77.9 NZ$134

-58.42%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.5K

$9.91 NZ$17.00

-49.55%

Cappuccino

$2.82 Rp 50.0K

$3.40 NZ$5.84

-17.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$2.36 NZ$4.05

-41.53%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.30 NZ$3.95

-68.26%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$7.16 NZ$12.28

-58.38%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$7.11 NZ$12.20

-44.16%

Milk (1 liter)

$1.79 Rp 31.8K

$1.74 NZ$2.99

2.87%

White Bread (500g)

$2.46 Rp 43.7K

$2.13 NZ$3.65

15.49%

Rice (white) (1kg)

$1.20 Rp 21.2K

$2.03 NZ$3.49

-40.89%

Eggs

$2.39 Rp 42.3K

$6.77 NZ$11.61

-64.70%

Local Cheese (1kg)

$14.40 Rp 255.1K

$8.62 NZ$14.80

67.05%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$9.46 NZ$16.23

-54.76%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$12.78 NZ$21.93

-7.51%

Apples (1kg)

$3.78 Rp 67.0K

$2.91 NZ$4.99

29.90%

Banana (1kg)

$1.63 Rp 28.9K

$2.30 NZ$3.95

-29.13%

Oranges (1kg)

$2.80 Rp 49.6K

$3.27 NZ$5.62

-14.37%

Tomato (1kg)

$2.26 Rp 40.0K

$4.14 NZ$7.11

-45.41%

Potato (1kg)

$2.00 Rp 35.3K

$1.99 NZ$3.41

0.50%

Onion (1kg)

$2.21 Rp 39.2K

$1.62 NZ$2.78

36.42%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.90 NZ$3.26

-43.68%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.27 NZ$2.18

-40.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$25.17 NZ$43.19

-87.56%

Wine (Bottle)

$23.81 Rp 421.9K

$10.13 NZ$17.38

135.04%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$3.04 NZ$5.22

-6.58%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$3.81 NZ$6.54

-27.03%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$2.70 NZ$4.63

-90.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$127 NZ$218

-93.42%

Taxi Start (Normal Tariff)

$0.45 Rp 8,033

$2.17 NZ$3.72

-79.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$1.94 NZ$3.33

-77.84%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$34.99 NZ$60.0

-82.91%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.69 NZ$2.91

-52.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.1M

$28.2K NZ$48.4K

-8.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$22.2K NZ$38.1K

43.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$145 NZ$249

-44.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$30.90 NZ$53.0

-86.60%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$48.46 NZ$83.2

-50.23%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$36.42 NZ$62.5

168.40%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$16.45 NZ$28.23

-59.64%

Cinema Ticket

$4.04 Rp 71.5K

$15.21 NZ$26.09

-73.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$890 NZ$1,527

-66.63%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$13.8K NZ$23.7K

-52.32%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.7K

$70.8 NZ$121

-22.13%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$49.61 NZ$85.1

-22.37%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$97.3 NZ$167

-11.45%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$123 NZ$211

-36.67%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$1,301 NZ$2,232

-24.28%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$1,148 NZ$1,969

-42.07%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$2,482 NZ$4,259

38.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$1,827 NZ$3,135

11.77%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$8,018 NZ$13.8K

-64.72%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$5,301 NZ$9,096

-56.95%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$3,128 NZ$5,368

-94.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.37

108.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Auckland: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,301 in Auckland. Housing cost is often the main lever when comparing two cities.

Auckland pays 1749% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $78.0 in Auckland for a mid-range dinner for two. Groceries echo the gap at $299 vs $323 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Auckland: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 69% lower than in Auckland. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Auckland earns 1749% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $1,301 in Auckland. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $890 in Auckland. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 8% higher in Auckland. For households that cook at home regularly, that difference adds up over a month.

At $1,394 in Ubud, Bali versus $2,350 in Auckland, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Auckland. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Auckland are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 69% less than in Auckland. Beyond cost, consider language, visa policies, and how big the international community is in each city.