Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Auckland

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,433 in Auckland, rent and utilities included – about $13,000 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
117

Cost of Living Index in Auckland
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Auckland Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Auckland

🇳🇿 New Zealand

$2,433

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Auckland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Auckland actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,433 in Auckland.

Ubud, Bali $1,348
Auckland $2,433

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,354 in Auckland.

Ubud, Bali $2,312
Auckland $3,354

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,274 in Auckland.

Ubud, Bali $3,276
Auckland $4,274

Living in Ubud, Bali costs roughly 45% less than in Auckland, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Ubud, Bali 1% above, Auckland 82% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$13.84 NZ$24.66

-75.94%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$67.7 NZ$121

-47.65%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$9.14 NZ$16.29

-36.98%

Cappuccino

$2.63 Rp 47.0K

$3.36 NZ$5.98

-21.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.93 NZ$3.44

-9.84%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.73 NZ$3.09

-55.49%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$6.82 NZ$12.15

-60.26%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$6.54 NZ$11.65

-30.89%

Milk (1 liter)

$1.53 Rp 27.4K

$1.95 NZ$3.48

-21.54%

White Bread (500g)

$2.20 Rp 39.2K

$2.18 NZ$3.88

0.92%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.90 NZ$3.39

-35.79%

Eggs

$2.14 Rp 38.2K

$6.20 NZ$11.04

-65.48%

Local Cheese (1kg)

$17.73 Rp 316.9K

$8.48 NZ$15.11

109.08%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$9.96 NZ$17.74

-61.24%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$16.97 NZ$30.24

-29.11%

Apples (1kg)

$3.61 Rp 64.5K

$2.80 NZ$4.98

28.93%

Banana (1kg)

$1.51 Rp 27.1K

$2.07 NZ$3.69

-27.05%

Oranges (1kg)

$2.32 Rp 41.4K

$2.86 NZ$5.10

-18.88%

Tomato (1kg)

$2.00 Rp 35.8K

$5.69 NZ$10.15

-64.85%

Potato (1kg)

$1.81 Rp 32.4K

$2.13 NZ$3.80

-15.02%

Onion (1kg)

$2.39 Rp 42.7K

$1.58 NZ$2.82

51.27%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.98 NZ$3.53

-50.00%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.04 NZ$1.86

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$27.14 NZ$48.36

-91.97%

Wine (Bottle)

$22.98 Rp 410.7K

$10.29 NZ$18.34

123.32%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$2.85 NZ$5.08

-15.79%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.34 NZ$5.95

-10.18%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$2.55 NZ$4.55

-90.59%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$124 NZ$220

-94.34%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$2.28 NZ$4.06

-80.70%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.99 NZ$3.55

-78.89%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$32.10 NZ$57.2

-83.02%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.87 NZ$3.33

-55.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$25.0K NZ$44.5K

-2.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$22.4K NZ$40.0K

42.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$179 NZ$319

-54.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$26.11 NZ$46.52

-74.80%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$50.4 NZ$89.9

-63.84%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$44.76 NZ$79.8

23.17%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$17.91 NZ$31.92

3.35%

Cinema Ticket

$4.24 Rp 75.9K

$12.81 NZ$22.83

-66.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$1,110 NZ$1,977

-56.24%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$19.4K NZ$34.6K

-70.79%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$80.2 NZ$143

-43.66%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$39.62 NZ$70.6

-12.75%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$93.9 NZ$167

-15.72%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$112 NZ$199

-30.49%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,327 NZ$2,365

-15.10%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,215 NZ$2,166

-44.54%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,152 NZ$3,834

68.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,652 NZ$2,944

5.01%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$7,205 NZ$12.8K

-60.74%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$5,497 NZ$9,795

-58.04%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,905 NZ$5,176

-94.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.37

156.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Auckland: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Auckland

$1.2K 50.4% 80.3% $541

Groceries & Markets

Ubud, Bali

$290 21.4%

Auckland

$338 14% 16.4% $48

Eating Out

Ubud, Bali

$108 8%

Auckland

$240 10% 122% $132

Clothing & Footwear

Ubud, Bali

$106 7.8%

Auckland

$146 6.1% 37.6% $40

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Auckland

$256 10.6% 142% $150

Sport & Entertainment

Ubud, Bali

$64 4.7%

Auckland

$70 2.9% 10.6% $6.8

Getting Around

Ubud, Bali

$11 0.8%

Auckland

$146 6.1% 1291% $136

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,327 in Auckland. Housing cost is often the main lever when comparing two cities.

Auckland pays 1653% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $68.0 in Auckland for a mid-range dinner for two. Groceries echo the gap at $290 vs $338 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Auckland

🕒 Local time

19:41 7:41 PM

00:41 12:41 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

1,463,000

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 NZD = 0.561 USD

1 NZD = 0.501 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.501 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Auckland 6,740 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Auckland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Auckland: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 80% lower than in Auckland. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1653% lower in Auckland. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,327 in Auckland. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $1,110 in Auckland. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in Auckland. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $2,433 in Auckland, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Auckland. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Auckland are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 80% less than in Auckland. Beyond cost, consider language, visa policies, and how big the international community is in each city.