Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Atsugi

For one person, living is cheaper in Atsugi: $1,265 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
61

Cost of Living Index in Atsugi
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Atsugi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Atsugi

🇯🇵 Japan

$1,265

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Atsugi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Atsugi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,265 in Atsugi.

Ubud, Bali $1,349
Atsugi $1,265

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,187 in Atsugi.

Ubud, Bali $2,305
Atsugi $2,187

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,108 in Atsugi.

Ubud, Bali $3,261
Atsugi $3,108

Living in Ubud, Bali is roughly 7% more expensive than in Atsugi, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$7.85 ¥1,241

-57.71%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$25.21 ¥3,981

41.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.11 ¥807

8.22%

Cappuccino

$2.72 Rp 49.3K

$1.92 ¥303

41.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.98 ¥155

73.47%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.71 ¥113

7.04%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.64 ¥416

0.38%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.14 ¥496

39.49%

Milk (1 liter)

$1.49 Rp 27.1K

$1.58 ¥250

-5.70%

White Bread (500g)

$2.28 Rp 41.3K

$1.55 ¥246

47.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.06 ¥641

-70.69%

Eggs

$2.04 Rp 36.9K

$2.05 ¥324

-0.49%

Local Cheese (1kg)

$17.70 Rp 321.2K

$16.16 ¥2,552

9.53%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.53 ¥716

-12.58%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$12.36 ¥1,953

-1.38%

Apples (1kg)

$3.66 Rp 66.3K

$5.51 ¥870

-33.58%

Banana (1kg)

$1.52 Rp 27.5K

$2.01 ¥317

-24.38%

Oranges (1kg)

$2.23 Rp 40.4K

$3.84 ¥606

-41.93%

Tomato (1kg)

$1.97 Rp 35.8K

$2.80 ¥443

-29.64%

Potato (1kg)

$1.85 Rp 33.5K

$2.69 ¥424

-31.23%

Onion (1kg)

$2.42 Rp 44.0K

$1.97 ¥311

22.84%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.14 ¥180

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.90 ¥142

-43.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.47 ¥548

-36.02%

Wine (Bottle)

$22.24 Rp 403.6K

$9.73 ¥1,536

128.57%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.62 ¥256

39.51%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.12 ¥334

40.09%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.60 ¥411

-90.38%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$56.8 ¥8,976

-86.24%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.11 ¥491

-85.85%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$2.82 ¥445

-84.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$9.34 ¥1,475

-42.08%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.07 ¥170

-23.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$12.9K ¥2.0M

84.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$15.3K ¥2.4M

107.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$236 ¥37.2K

-66.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$14.20 ¥2,243

-54.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$31.14 ¥4,918

-40.33%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$52.3 ¥8,259

-5.37%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$7.77 ¥1,226

127.16%

Cinema Ticket

$4.27 Rp 77.6K

$12.66 ¥2,000

-66.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$314 ¥49.6K

56.19%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$6,091 ¥962.0K

-6.85%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$41.57 ¥6,565

7.39%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$24.45 ¥3,862

42.94%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$54.5 ¥8,613

46.50%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$31.86 ¥5,031

149.28%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$554 ¥87.5K

102.98%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$333 ¥52.6K

101.42%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,036 ¥163.6K

244.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,264 ¥199.6K

36.35%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,039 ¥637.9K

-32.37%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,650 ¥418.5K

-13.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,703 ¥584.8K

-95.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.02

582.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Atsugi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Atsugi

$333 26.4% 50.4% $338

Groceries & Markets

Ubud, Bali

$288 21.4%

Atsugi

$292 23.1% 1.3% $3.7

Eating Out

Ubud, Bali

$108 8%

Atsugi

$127 10.1% 18.4% $20

Clothing & Footwear

Ubud, Bali

$108 8%

Atsugi

$69 5.4% 36.2% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Atsugi

$281 22.2% 170% $177

Sport & Entertainment

Ubud, Bali

$58 4.3%

Atsugi

$78 6.1% 33.8% $20

Getting Around

Ubud, Bali

$11 0.9%

Atsugi

$84 6.7% 639% $73

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $554 in Atsugi. Housing cost is often the main lever when comparing two cities.

Atsugi pays about 23 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $25 in Atsugi. Groceries flip the comparison at $288 vs $292, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Atsugi

🕒 Local time

22:29 10:29 PM

23:29 11:29 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

223,705

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.67 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.67 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Atsugi 5,500 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Atsugi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Atsugi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,265 in Atsugi, so Atsugi is about 6% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $554 in Atsugi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Atsugi. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,265 in Atsugi – Atsugi is about 6% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Atsugi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Atsugi are both considered safe, so it’s unlikely to be the deciding factor between them.