Cost of Living Comparison Between Ubud, Bali and Assela Cost of Living Comparison Between Ubud, Bali and Assela
Monthly Cost of Living
Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $817 in Assela.
Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,242 in Assela.
Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,667 in Assela.
Living in Ubud, Bali is roughly 72% more expensive than in Assela, driven mainly by Monthly Utilities & Internet.
The two cities straddle the global median: Ubud, Bali is 5% above, Assela is 39% below.
🍽 Eating Out
Ubud, Bali
Assela
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$4.59 ETB 727
-24.84%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$35.32 ETB 5,599
-8.44%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$6.54 ETB 1,036
-25.99%
Cappuccino
$2.75 Rp 49.4K
$1.30 ETB 205
111.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$0.69 ETB 110
100.00%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$0.47 ETB 74.2
59.57%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$1.01 ETB 160
196.04%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$3.08 ETB 488
25.00%
🛒 Groceries & Markets
Ubud, Bali
Assela
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.38 ETB 219
26.09%
White Bread (500g)
$2.46 Rp 44.2K
$1.32 ETB 210
86.36%
Rice (white) (1kg)
$1.17 Rp 21.0K
$2.12 ETB 336
-44.81%
Eggs
$2.43 Rp 43.7K
$2.49 ETB 395
-2.41%
Local Cheese (1kg)
$14.50 Rp 260.6K
$6.98 ETB 1,106
107.74%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$13.67 ETB 2,166
-68.18%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$13.17 ETB 2,087
-9.04%
Apples (1kg)
$3.72 Rp 66.8K
$6.72 ETB 1,064
-44.64%
Banana (1kg)
$1.63 Rp 29.2K
$1.02 ETB 161
59.80%
Oranges (1kg)
$2.74 Rp 49.3K
$2.27 ETB 360
20.70%
Tomato (1kg)
$2.24 Rp 40.3K
$0.99 ETB 157
126.26%
Potato (1kg)
$1.92 Rp 34.5K
$0.68 ETB 108
182.35%
Onion (1kg)
$2.28 Rp 40.9K
$1.92 ETB 304
18.75%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.69 ETB 109
53.62%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.68 ETB 108
5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$3.95 ETB 626
-16.71%
Wine (Bottle)
$23.19 Rp 416.8K
$5.66 ETB 897
309.72%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$0.99 ETB 157
180.81%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$1.83 ETB 291
49.18%
🚌 Getting Around
Ubud, Bali
Assela
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
-
-
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$1.42 ETB 225
-66.20%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$0.29 ETB 46.54
44.83%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$2.05 ETB 325
203.41%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.30 ETB 206
-37.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$54.0K ETB 8.6M
-50.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$53.8K ETB 8.5M
-40.19%
🧾 Monthly Utilities & Internet
Ubud, Bali
Assela
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$157 ETB 24.9K
-50.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$12.04 ETB 1,909
-66.20%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$129 ETB 20.5K
-81.18%
🎉 Sport & Entertainment
Ubud, Bali
Assela
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
-
-
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$5.76 ETB 914
-30.73%
🧸 Childcare & Education
Ubud, Bali
Assela
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$80.2 ETB 12.7K
280.34%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$39.8K ETB 6.3M
-83.29%
👕👟 Clothing & Footwear
Ubud, Bali
Assela
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$46.74 ETB 7,409
15.83%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$73.9 ETB 11.7K
-48.83%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$94.5 ETB 15.0K
-8.13%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$113 ETB 17.8K
-32.17%
🏠 Accommodation & Living
Ubud, Bali
Assela
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
-
-
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
-
-
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
-
-
💵 Salaries & Financials
Ubud, Bali
Assela
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
17
-21.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Assela: July 12, 2026
Cost Breakdown
Dining out: $32.00 in Ubud, Bali vs $35.00 in Assela. Groceries flip the comparison at $297 vs $265, with Assela cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Assela: Cost of Living - Frequently Asked Questions
Is Assela cheaper than Ubud, Bali?
Assela is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Eating Out, Getting Around. The 72% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,112 in Ubud, Bali and $1,225 in Assela to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $305 in Ubud, Bali versus $80.2 in Assela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ubud, Bali or in Assela?
Dining out is cheaper in Assela – a meal for two runs $35.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Ubud, Bali or in Assela?
At $817 in Assela versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Assela but tight or insufficient in Ubud, Bali. The gap between the two cities makes Assela the clear choice for anyone on this budget.
Is Ubud, Bali or Assela more family-friendly?
For families, Assela is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Assela?
Safety-wise, Ubud, Bali and Assela are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Assela gentler on the wallet – expenses run 72% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared
Ubud, Bali
🇮🇩 Indonesia
$1,408
/mo nomad
Lisbon
🇵🇹 Portugal
$2,291
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,408
/mo nomad
Uluwatu, Bali
🇮🇩 Indonesia
$1,759
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,408
/mo nomad
Chiang Mai
🇹🇭 Thailand
$861
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,408
/mo nomad
Seminyak, Bali
🇮🇩 Indonesia
$1,669
/mo nomad
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