😐Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $982 in Arzamas.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,501 in Arzamas.
😐Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,021 in Arzamas.
😐Living in Ubud, Bali is roughly 47% more expensive than Arzamas, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 7% above, Arzamas is 27% below.
Moneda
🍽 Eating Out
Ubud, Bali
Arzamas
Diferencia
Meal at Budget Restaurant
$3.57Rp 61.9K
$9.38₽705
-61.94%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$37.81₽2,840
-13.83%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$5.79₽435
-12.44%
Cappuccino
$2.83Rp 49.0K
$2.30₽173
23.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$1.08₽80.9
24.07%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$0.48₽36.03
43.75%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$1.43₽107
109.09%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$2.49₽187
54.62%
🛒 Groceries & Markets
Ubud, Bali
Arzamas
Diferencia
Milk(1 liter)
$1.74Rp 30.2K
$1.10₽82.4
58.18%
White Bread(500g)
$2.54Rp 44.0K
$0.70₽52.3
262.86%
Rice(white)(1kg)
$1.19Rp 20.6K
$1.37₽103
-13.14%
Eggs
$2.43Rp 42.0K
$1.71₽129
42.11%
Local Cheese(1kg)
$14.66Rp 254.1K
$11.03₽828
32.91%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$4.72₽355
-11.44%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$9.02₽677
32.37%
Apples(1kg)
$3.69Rp 63.9K
$1.82₽136
102.75%
Banana(1kg)
$1.61Rp 27.8K
$1.86₽140
-13.44%
Oranges(1kg)
$2.69Rp 46.5K
$1.91₽144
40.84%
Tomato(1kg)
$2.33Rp 40.4K
$2.80₽210
-16.79%
Potato(1kg)
$1.91Rp 33.0K
$0.86₽64.5
122.09%
Onion(1kg)
$2.19Rp 37.9K
$0.66₽49.66
231.82%
Lettuce(1 head)
$1.06Rp 18.3K
$1.42₽106
-25.35%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.66₽49.35
9.09%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$2.89₽217
8.30%
Wine(Bottle)
$23.49Rp 407.1K
$6.59₽495
256.45%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$0.95₽71.5
188.42%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$1.95₽146
47.69%
🚌 Getting Around
Ubud, Bali
Arzamas
Diferencia
One-way Ticket(Public Transport)
$0.29Rp 5,029
$0.49₽36.83
-40.82%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
-
-
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$1.85₽139
-75.68%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$0.35₽26.56
20.00%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$6.52₽490
-5.52%
Gasoline(1 liter)
$0.84Rp 14.6K
$0.76₽57.2
10.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$34.5K₽2.6M
-24.02%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$35.2K₽2.6M
-7.61%
🧾 Monthly Utilities & Internet
Ubud, Bali
Arzamas
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$108₽8,077
-27.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$5.83₽438
-32.25%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$7.60₽571
221.05%
🎉 Sport & Entertainment
Ubud, Bali
Arzamas
Diferencia
Gym Membership(Monthly)
$96.5Rp 1.7M
$35.09₽2,636
175.12%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
-
-
Cinema Ticket
$4.04Rp 70.0K
$5.19₽390
-22.16%
🧸 Childcare & Education
Ubud, Bali
Arzamas
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$322₽24.2K
-6.12%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$7,020₽527.3K
-7.08%
👕👟 Clothing & Footwear
Ubud, Bali
Arzamas
Diferencia
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$69.3₽5,208
-22.35%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$43.57₽3,273
-12.83%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$113₽8,485
-23.20%
Men's Leather Business Shoes
$78.9Rp 1.4M
$106₽7,971
-25.69%
🏠 Accommodation & Living
Ubud, Bali
Arzamas
Diferencia
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$451₽33.9K
124.54%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$303₽22.7K
122.80%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$774₽58.1K
338.18%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$506₽38.0K
314.93%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$2,156₽162.0K
38.41%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$1,336₽100.4K
75.02%
💵 Salaries & Financials
Ubud, Bali
Arzamas
Diferencia
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
15.33
-13.37%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Ubud, Bali: April 28, 2026
Última actualización para Arzamas: April 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $451 in Arzamas. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $38.00 in Arzamas. Groceries flip the comparison at $298 vs $195, with Arzamas cheaper for home cooking.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Ubud, Bali vs Arzamas: Coste de vida - preguntas frecuentes
What is the total cost difference between living in Ubud, Bali and Arzamas?
Ubud, Bali and Arzamas differ by about 47% in total monthly costs ($1,438 vs $982 including rent). Arzamas is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Arzamas?
You'd need roughly $2,158 in Ubud, Bali and $1,472 in Arzamas to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and Arzamas?
Rent for a central apartment: $1,012 in Ubud, Bali versus $451 in Arzamas. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Ubud, Bali or Arzamas?
All in, you'll spend $1,438 per month in Ubud, Bali versus $982 in Arzamas – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $982 in Arzamas versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Arzamas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Arzamas the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Arzamas?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Arzamas safer for residents?
Safety-wise, Ubud, Bali and Arzamas are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Arzamas?
Expats usually find Arzamas gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs otros destinos: coste de vida comparado