Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Arnhem

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,551 in Arnhem, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
124

Cost of Living Index in Arnhem
Learn more

Arnhem Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Arnhem

🇳🇱 Netherlands

$2,551

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Arnhem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Arnhem actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,551 in Arnhem.

Ubud, Bali $1,349
Arnhem $2,551

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,747 in Arnhem.

Ubud, Bali $2,305
Arnhem $3,747

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,942 in Arnhem.

Ubud, Bali $3,261
Arnhem $4,942

Living in Ubud, Bali costs roughly 47% less than in Arnhem, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$22.10 €19.85

-84.98%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$86.7 €77.9

-58.90%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$14.26 €12.81

-61.22%

Cappuccino

$2.72 Rp 49.4K

$4.16 €3.74

-34.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.34 €3.00

-49.10%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.92 €2.62

-73.97%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.68 €5.10

-53.35%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.74 €5.15

-23.69%

Milk (1 liter)

$1.49 Rp 27.1K

$1.41 €1.27

5.67%

White Bread (500g)

$2.28 Rp 41.4K

$2.08 €1.87

9.62%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.35 €2.11

-49.36%

Eggs

$2.04 Rp 37.0K

$5.08 €4.57

-59.84%

Local Cheese (1kg)

$17.70 Rp 321.7K

$13.30 €11.95

33.08%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$13.64 €12.25

-70.97%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$16.31 €14.65

-25.26%

Apples (1kg)

$3.66 Rp 66.4K

$2.81 €2.52

30.25%

Banana (1kg)

$1.52 Rp 27.6K

$2.51 €2.26

-39.44%

Oranges (1kg)

$2.23 Rp 40.5K

$1.88 €1.69

18.62%

Tomato (1kg)

$1.97 Rp 35.9K

$4.98 €4.47

-60.44%

Potato (1kg)

$1.85 Rp 33.6K

$1.88 €1.69

-1.60%

Onion (1kg)

$2.42 Rp 44.1K

$2.24 €2.01

8.04%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.28 €1.15

-22.66%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.81 €0.73

-37.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$14.16 €12.72

-84.32%

Wine (Bottle)

$22.24 Rp 404.2K

$7.16 €6.43

210.61%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.48 €1.33

52.70%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.62 €2.35

13.36%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$4.38 €3.93

-94.29%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$112 €100

-93.00%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.07 €3.65

-89.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$2.30 €2.07

-81.30%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$32.30 €29.02

-83.25%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.40 €2.16

-65.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$42.1K €37.8K

-43.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$38.9K €34.9K

-18.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$285 €256

-72.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$22.84 €20.52

-71.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$41.31 €37.11

-55.02%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$40.86 €36.71

21.10%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$11.21 €10.07

57.45%

Cinema Ticket

$4.27 Rp 77.7K

$14.57 €13.08

-70.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$3,015 €2,709

-83.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$5,950 €5,345

-4.64%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$97.0 €87.1

-53.97%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$28.48 €25.58

22.72%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$107 €96.2

-25.36%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$157 €141

-49.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,412 €1,268

-20.32%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,142 €1,026

-41.19%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,195 €1,971

62.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,825 €1,640

-5.59%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$5,206 €4,676

-47.53%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$4,142 €3,721

-44.86%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,624 €3,256

-95.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Arnhem: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Arnhem

$1.1K 44.8% 70% $470

Groceries & Markets

Ubud, Bali

$288 21.4%

Arnhem

$335 13.1% 16.2% $47

Eating Out

Ubud, Bali

$108 8%

Arnhem

$334 13.1% 211% $227

Clothing & Footwear

Ubud, Bali

$108 8%

Arnhem

$175 6.9% 63.1% $68

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Arnhem

$349 13.7% 235% $245

Sport & Entertainment

Ubud, Bali

$58 4.3%

Arnhem

$70 2.7% 20.6% $12

Getting Around

Ubud, Bali

$11 0.9%

Arnhem

$145 5.7% 1167% $133

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,412 in Arnhem. Housing cost is often the main lever when comparing two cities.

Arnhem pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $87 in Arnhem for a mid-range dinner for two. Groceries echo the gap at $288 vs $335 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇱 Arnhem

🕒 Local time

02:47 2:47 AM

19:47 7:47 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

165,770

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Arnhem 12,070 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Arnhem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Arnhem: Cost of Living - Frequently Asked Questions

Ubud, Bali and Arnhem differ by about 89% in total monthly costs ($1,349 vs $2,551 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,412 in Arnhem. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Arnhem. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $87 in Arnhem. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Arnhem are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Arnhem. Beyond cost, consider language, visa policies, and how big the international community is in each city.