Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Argos

For one person, living is cheaper in Argos: $1,254 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Argos
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Argos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Argos

🇬🇷 Greece

$1,254

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Argos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Argos actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,254 in Argos, rent included.

Ubud, Bali $1,349
Argos $1,254

A couple spends around $2,305 per month in Ubud, Bali vs $1,845 in Argos, rent included.

Ubud, Bali $2,305
Argos $1,845

A family of three spends $3,261 per month in Ubud, Bali vs $2,436 in Argos, rent included.

Ubud, Bali $3,261
Argos $2,436

Ubud, Bali costs about 8% more than Argos, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$10.96 €9.84

-69.71%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$36.22 €32.54

-1.60%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.61 €6.84

-27.33%

Cappuccino

$2.72 Rp 49.4K

$2.53 €2.27

7.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.66 €1.49

2.41%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.63 €0.57

20.63%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.82 €2.53

-6.03%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.32 €2.98

31.93%

Milk (1 liter)

$1.49 Rp 27.1K

$1.33 €1.19

12.03%

White Bread (500g)

$2.28 Rp 41.4K

$1.40 €1.26

62.86%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.57 €1.41

-24.20%

Eggs

$2.04 Rp 37.0K

$3.34 €3.00

-38.92%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.21 €10.97

44.96%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.55 €5.88

-39.54%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$8.94 €8.03

36.35%

Apples (1kg)

$3.66 Rp 66.4K

$1.44 €1.29

154.17%

Banana (1kg)

$1.52 Rp 27.6K

$1.54 €1.39

-1.30%

Oranges (1kg)

$2.23 Rp 40.5K

$1.01 €0.90

120.79%

Tomato (1kg)

$1.97 Rp 35.9K

$1.85 €1.66

6.49%

Potato (1kg)

$1.85 Rp 33.6K

$0.98 €0.88

88.78%

Onion (1kg)

$2.42 Rp 44.1K

$1.10 €0.99

120.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.76 €0.68

30.26%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.59 €0.53

-13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.56 €4.10

-51.32%

Wine (Bottle)

$22.24 Rp 404.2K

$5.46 €4.90

307.33%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.77 €1.59

27.68%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.20 €2.88

-7.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.39 €1.25

-82.01%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$54.1 €48.58

-85.54%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.58 €4.12

-90.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.10 €0.99

-60.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$16.83 €15.12

-67.86%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.07 €1.86

-60.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$27.9K €25.0K

-14.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$24.4K €21.9K

30.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$168 €151

-52.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$21.57 €19.38

-70.10%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$27.22 €24.45

-31.74%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$56.5 €50.8

-12.44%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$24.95 €22.41

-29.26%

Cinema Ticket

$4.27 Rp 77.7K

$9.71 €8.72

-56.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$473 €425

3.78%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,792 €4,305

18.40%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$80.6 €72.4

-44.62%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$38.70 €34.77

-9.69%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$80.1 €71.9

-0.21%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$56.7 €50.9

40.07%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$483 €434

133.04%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$391 €352

71.59%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$730 €656

388.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$597 €536

188.74%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,543 €2,285

7.41%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,952 €1,754

17.00%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$707 €635

-76.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.38

214.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Argos: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Argos

$391 31.2% 41.7% $280

Groceries & Markets

Ubud, Bali

$288 21.4%

Argos

$214 17.1% 25.7% $74

Eating Out

Ubud, Bali

$108 8%

Argos

$171 13.6% 58.5% $63

Clothing & Footwear

Ubud, Bali

$108 8%

Argos

$115 9.2% 7.2% $7.7

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Argos

$217 17.3% 108% $113

Sport & Entertainment

Ubud, Bali

$58 4.3%

Argos

$76 6.1% 30.8% $18

Getting Around

Ubud, Bali

$11 0.9%

Argos

$70 5.6% 510% $58

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $483 in Argos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Argos are about 4.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $36 in Argos. Groceries tell a different story – $288 in Ubud, Bali vs $214 in Argos – so Argos wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Argos

🕒 Local time

04:48 4:48 AM

22:48 10:48 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

22,209

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Argos 10,810 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Argos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Argos: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 8% more than Argos, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,881 in Argos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Argos, especially for central apartments: a one-bedroom in the center costs $483 there versus $1,125 in Ubud, Bali.

Public transport costs about 86% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 35% more in Ubud, Bali, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,254 in Argos. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Argos – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.